On June 1st, 2010, Cody Ritchie assumed the role of President of the newly formed Crest Insurance Group with a vision to develop the firm to be the top agency based in Arizona. Crest Insurance has grown to include offices in Tucson, Phoenix, Scottsdale, Sierra Vista, Flagstaff and San Diego, California. We have experienced producers writing policies for clients throughout the United States. We pride ourselves on being the best at what we do. We provide access to many national carriers and markets yet remain a true local agency with face to face service and deep ties to our community. It has always been our philosophy to give back and support charitable causes and programs whenever possible. We believe serving our community means being a trusted business partner and also sharing our success with those who strive to make our community better. “If we do well, we will do good.”

Novo Benefits is a highly regarded insurance broker serving clients in Colorado and Nebraska. With their office located in Englewood, Colorado, they have established a strong reputation for exceptional customer service and expertise. One notable example of their outstanding work is their collaboration with the Wyoming Mental Health Association, a prominent employer in the outpatient care centers industry with 110 members. Novo Benefits worked closely with their HR and finance team to design a customized self-funding arrangement tailored to meet the unique needs of the association's members. Their client portfolio includes renowned organizations such as Colorado West Healthcare System, Nebraska Beef, Union Bank & Trust, and Ayars & Ayars, Inc. Novo Benefits caters to a wide range of clients, from large corporations to midsize employers, and their extensive experience and expertise across various industries contribute to their impressive M Score. Novo Benefits has demonstrated a strong command of multiple sectors, including healthcare and social assistance, nonresidential building construction, and support activities for mining industries. They possess a wealth of knowledge in working with self-funded employers, highlighting their expertise in structuring cost-effective and comprehensive insurance solutions. Clients consistently praise Novo Benefits for their exceptional customer service and deep understanding of the insurance landscape. With a commitment to providing tailored insurance solutions and a track record of success, Novo Benefits stands out as a trusted and reliable partner for businesses seeking comprehensive and effective insurance coverage.

Mesirow is an independent, employee-owned financial services firm founded in 1937. Headquartered in Chicago with offices around the world, we serve clients through a personal, custom approach to reaching financial goals and acting as a force for social good. With capabilities spanning Global Investment Management, Capital Markets & Investment Banking, and Advisory Services, we invest in what matters: our clients, our communities and our culture. To learn more, visit www.mesirow.com and follow us on LinkedIn. Mesirow was also recently named one of the Best Places to Work in Chicago by the Chicago Tribune and one of the Top Places to Work by Crain’s Chicago Business.

Brown & Brown Insurance delivers risk management solutions to help protect and preserve what our customers value most. Our four business segments—Retail, National Programs, Wholesale Brokerage and Services—offer a wide range of insurance solutions to businesses and individuals. We are one of the insurance industry’s most powerful and influential leaders, with a strong, deeply rooted cultural foundation built on integrity, innovation, superior capabilities and discipline. The Power of WE ignites our performance, and while diverse and varied in abilities and experience, we are all connected through our core values, a commitment to our local communities and a shared mission—always doing what is best for our customers. Brown & Brown is proud to be certified as a Great Place to Work®, and we are always actively looking for talented teammates who embrace our culture to join our winning team. Find us on the NYSE as BRO.

AssuredPartners offers medical insurance, voluntary benefits and other services for all sizes of employers in the Denver-Aurora-Lakewood, CO Metro Area. The CO area has 1,280,400 employees that are able to access the AssuredPartners office in Denver for voluntary benefits. One of the top agencies in CO is APCO due to their extensive experience. APCO provides medical insurance, Voluntary Benefits and Retirement Services. The M Score at APCO is 5 due to customer feedback and a broad range of experience. One of the leading insurance brokerages in Denver, AssuredPartners, has an extensive background helping companies both big and small with their Workers' Compensation needs. Their staff is knowledgeable in what is required by law and can help you navigate through the complex world of regulatory compliance. AssuredPartners offers competitive rates while providing prompt service to all its clients. AssuredPartners understands that only prompt response will keep their client business running smoothly while saving money at the same time.

Patriot Growth Insurance Services, LLC in Denver, CO, boasts a sizable office equipped to cater to the diverse needs of employer benefits buyers. With extensive experience in dealing with self-funded clients, this office stands out as a valuable resource for comprehending stop loss and limits, pharmacy costs, and HR consulting. Their proficiency extends across various industries, including advertising, public relations, real estate, and furniture/home furnishing merchants. As part of a regional insurance broker firm, Patriot Growth Insurance Services, LLC in Denver specializes in serving midsize, large, and small employers, showcasing a comprehensive understanding of the intricacies within each sector. This broker's expertise is exemplified by its diverse clientele, including renowned companies like Booyah Advertising, Cooper Heating & Cooling, and Engrain, each with participant numbers exceeding 130. With a track record of success and a keen focus on activities related to real estate, furniture, and home furnishing merchant wholesalers, Patriot Growth Insurance Services, LLC in Denver emerges as a trusted partner in navigating the complexities of employer benefits. This larger office is poised to provide tailored solutions, leveraging its regional presence and demonstrated experience to deliver optimal outcomes for businesses seeking insurance and benefits services.

AssuredPartners is a highly rated national insurance broker with an office located in Fort Collins, Colorado. With a strong focus on customer service and expertise, they serve clients of large and midsize employers across various industries. Known for their exceptional work with self-funded employers, AssuredPartners has extensive experience in pharmacy benefit management (PBM) and works with specific pharmacy providers to tailor solutions to their clients' unique needs. In the Fort Collins market, AssuredPartners stands out as one of the top brokerages, boasting a wide range of experience and expertise. A notable example of their work is their collaboration with Market Force Information LLC, an employer in the professional, scientific, and technical services industry. AssuredPartners partnered with Market Force Information's HR and finance team to establish a self-funding arrangement, PBM, and drug plan designed specifically for the company's 80 members. AssuredPartners' Fort Collins office serves clients not only in Colorado but also in Texas and Washington. Their expertise spans various industries, including management, scientific, and technical consulting services, architectural, engineering, and related services, as well as nondepository credit intermediation. Some of their notable employer clients in the area include Ally Consulting LLC, Customer Engineering Services, Cucina Cucina Acquisition LLC, and Kalypso Lp. With their strong track record, wide-ranging expertise, and commitment to exceptional customer service, AssuredPartners is a trusted insurance broker for employers seeking tailored solutions and reliable support in the ever-changing insurance landscape

Located in Craig, CO, Marsh McLennan Agency stands out as a leading insurance broker with a strong focus on serving local and regional employers in the medical and ancillary benefits sector. With a wealth of expertise tailored to the unique needs of businesses in the offices of physicians industry, this branch excels in delivering comprehensive insurance solutions. One of their notable achievements lies in their successful collaboration with Staar Surgical Company, an industry leader based in CA with over 410 participants. The agency's adept handling of the specific challenges within the offices of physicians industry showcases their commitment to understanding and addressing the nuances of diverse client needs. This Craig-based office is a vital component of the larger national insurance brokerage firm, leveraging the extensive resources and industry insights of the parent company to provide clients with cutting-edge solutions. Their commitment to excellence and a client-centric approach is evident in the seamless integration of local knowledge and national expertise. Employer benefits buyers will find in Marsh McLennan Agency a trusted partner, capable of navigating the intricacies of the insurance landscape and delivering tailored solutions that meet the unique requirements of businesses in Craig and beyond.