In 1919, a group of community leaders in the small town of Orrstown, Pennsylvania saw the need to form a bank to meet the financial needs of the citizens. More than a century later, Orrstown Bank has become one of the region's most successful and influential community banks, offering a full range of consumer, business, and wealth management services. Headquartered in Shippensburg, Pennsylvania, with additional regional executive and administrative locations, including Harrisburg Pennsylvania, Orrstown Bank has grown to 21 banking offices and 4 business offices across 10 counties in Pennsylvania and Maryland. With $2.9 billion in assets, Orrstown Financial Services, Inc., the parent company of Orrstown Bank, is one of the largest independent community banks headquartered in the region and is publicly traded on the NASDAQ market under the symbol ORRF. At Orrstown Bank, we uphold the timeless tradition of providing personal service rooted in the community. Understanding clients' needs and building a trusting relationship is important to us. If you're looking for a bank big enough to provide products and services needed to achieve your financial goals but small enough to greet you by name, visit us and get to know Orrstown Bank. Orrstown Bank is an Equal Housing Lender and its deposits are insured up to the legal maximum by the FDIC. For more information about Orrstown Financial Services, Inc. and Orrstown Bank, visit www.Orrstown.com.

Meeting the financial needs of our customers by providing appropriate financial solutions is the core of our service philosophy at F&M Trust. We are a community bank offering personalized service for over 115 years. As we grow and expand into new communities, we remain focused on meeting the needs of the community, its families and its businesses. If you're currently an F&M Trust customer, we certainly appreciate your business and hope that you will continue to look to us for Financial Solutions to meet your needs. If you have not yet experienced F&M Trust, we encourage you to visit our nearest community office or give us a call...we look forward to the opportunity. Sincerely, Timothy Henry President and CEO

ACNB Bank is a wholly-owned subsidiary of ACNB Corporation, an independent financial holding company headquartered in Gettysburg, PA. Originally founded in 1857, ACNB Bank serves its marketplace with banking and wealth management services, including trust and retail brokerage, via a network of 17 community banking offices, located in the four southcentral Pennsylvania counties of Adams, Cumberland, Franklin and York, as well as loan offices in Lancaster and York, PA, and Hunt Valley, MD. As divisions of ACNB Bank operating in Maryland, FCB Bank and NWSB Bank serve the local marketplace with a network of five and six community banking offices located in Frederick County and Carroll County, MD, respectively. Affiliated with ACNB Bank is ACNB Insurance Services, Inc., a full-service insurance agency with licenses in 44 states and the other wholly-owned subsidiary of ACNB Corporation. For more information regarding ACNB Corporation and its subsidiaries, please visit acnb.com. Member FDIC | Equal Housing Lender

1ST SUMMIT BANK serving Cambria, Somerset, Indiana, Blair, and Westmoreland County through 17 Offices. 1ST SUMMIT BANK’s mission is to be the premier financial relationship provider in your community. Through our active volunteerism, 1ST SUMMIT BANK has accumulated 10,000 hours in 2019! Every employee gives their time, talent, and resources to help in becoming a community asset. 1ST SUMMIT BANK, selected as one of the “Best Places to Work in Pennsylvania” from 2001 thru 2019 and selected as one of the "Best Banks to Work For"​ by American Banker Magazine, is a community bank that provides our employees with a creative and dynamic workplace in an employee oriented culture that promotes open communication and performance driven upward growth. Our competitive salary and fringe benefits package; rewards and recognition program; team oriented work environment; individual mentoring program and skill set training all contribute to our being selected as one of the “Best Places to Work in Pennsylvania” nineteen years in a row! 1ST SUMMIT BANK provides opportunities for our professionals to personally invest in their communities through many volunteer and service events. Whether they are helping to clean up our neighborhoods, walking to raise awareness and funds for charitable organizations, or supporting local events like Thunder in the Valley, 1ST SUMMIT BANK professionals take pride in being an integral part of our thriving community. Check out our Career Opportunities if you feel you would be a great addition to 1ST SUMMIT BANK’s team! https://1stsummit.bank/about-us/career-opportunities

At Patriot, you're more than an account number - you're an owner! We are committed to serving all your financial needs and developing a solid, long-term relationship that will help you through every phase of your life. Mortgage, Home Equity, Vehicle loans, VISA Credit Cards, Savings accounts, Share Certificates, IRAs, Money Market, Retirement Services, Investment Strategies, and other products and services to fit your needs.