New Jersey Resources (NYSE: NJR) is a Fortune 1000 company that, through its subsidiaries, provides safe and reliable natural gas and clean energy services, including transportation, distribution, asset management and home services. NJR is composed of five primary businesses: •New Jersey Natural Gas, NJR’s principal subsidiary, operates and maintains over 7,400 miles of natural gas transportation and distribution infrastructure to serve over half a million customers in New Jersey’s Monmouth, Ocean and parts of Morris, Middlesex and Burlington counties. •NJR Clean Energy Ventures invests in, owns and operates solar and onshore wind projects with a total capacity of more than 300 megawatts, providing residential and commercial customers with low-carbon solutions. •NJR Energy Services manages a diversified portfolio of natural gas transportation and storage assets and provides physical natural gas services and customized energy solutions to its customers across North America. •NJR Midstream serves customers from local distributors and producers to electric generators and wholesale marketers through its 50 percent equity ownership in the Steckman Ridge natural gas storage facility and its 20 percent equity interest in the PennEast Pipeline Project. •NJR Home Services provides service contracts as well as heating, central air conditioning, water heaters, standby generators and other indoor and outdoor comfort products to residential homes throughout New Jersey. NJR and its more than 1,000 employees are committed to helping customers save energy and money by promoting conservation and encouraging efficiency through Conserve to Preserve® and initiatives such as The SAVEGREEN Project® and The Sunlight Advantage®. Download our free NJR investor relations app for iPad, iPhone and Android. For NJR's social media community guidelines, please visit bit.ly/NJRSocial.

GEORGE MCKELVEY CO., INC. is a company based out of 529 WASHINGTON BLVD, SEA GIRT, New Jersey, United States.

BRENDON PIERSON, INC., has been working with individuals and businesses for over 30 years. We are committed to being life-long partners with our clients in their quest to reach their financial goals. Each of our staff members has extensive personal and professional experience and hold various professional designations. Brendon Pierson is licensed to sell a variety of investment and insurance products. We are dedicated to developing lasting relationships with all our clients. We believe in helping you assess your financial goals and participate in the management of your finances. One of the benefits of working with us is our ability to provide clear, easily understood explanations of financial products and services. The personalized program that we can provide is a roadmap toward a more secure financial future. While developing a customized financial program, we will walk you through a step-by-step process that will help you feel confident in your decisions. Once your goals have been established, we will customize appropriate strategies to suit your vision and objectives. We can help you execute a sound financial program utilizing the following products and services. BRENDON PIERSON, INC., services include: •Investment management* •Educational planning •Retirement strategies* •Estate conservation •Tax planning •Insurance and annuity products+ •Financial statement preparation •Business Exit Strategies •Payroll, Timekeeping & Human Resource Management Securities offered through Avantax Investment Services℠, Member FINRA, SIPC (finra.org, sipc.org). Investment advisory services offered through Avantax Advisory Services℠. Insurance services offered through an Avantax affiliated insurance agency. Please visit www.Avantaxwealthmanagement.com/socia_policy/for more information.

About Buckman, Buckman & Reid, Inc. Buckman, Buckman & Reid, Inc. founded in 1988 by H. John Buckman and John Reid to provide value added investment advice and execution services based on the Golden Rule — "do unto others as you would have others do unto you". We provide "small company" care and service coupled with "large firm" product diversity and financial protection. These founding tenets are instilled in all our employees and form the basis for how we operate today and how we will operate tomorrow. On our website, clients are able to view their accounts online, obtain quotes, research reports and charts on most equity securities and mutual funds. Our Investment Executives are not pressured to sell in-house or proprietary products and receive no added compensation to sell one product versus another. Their primary motivation is to employ the appropriate investment strategy for each individual client — one at a time. Individual attention for individuals — it just makes sense to us. We encourage our customers to visit for a personal consultation on any aspect of the services we provide, from developing a complex estate strategy to planning for educating children or grandchildren. Buckman, Buckman & Reid, Inc. is a registered Broker/Dealer and a member of the Financial Industry Regulatory Authority (FINRA), Municipal Securities Rule Making Board (MSRB) and the Securities Investor Protection Corporation (SIPC). Our home office is located in Little Silver, New Jersey. We presently have clients in forty five states and the District of Columbia.

Making coffee business better, together. Volcafe is one of the largest traders of Arabica and Robusta coffees, providing the beans for 80 billion cups of coffee each year. Drawing on our long history in the coffee trade, we aim to be the world's best coffee partner. Our expertise spans green coffee procurement and preparation, quality control, risk management, and logistics. Our network of buying and selling offices covers over 90 percent of world production. We work across the whole green-coffee supply chain to make coffee business better, together with our partners and employees. We partner with farmers and roasters of all types and sizes to help them meet their customers’ needs, stay ahead of the market and thrive. We work directly with producers, sourcing quality coffee and applying our processes to enhance consistency. We play our part improving growing and production, sustaining businesses, attracting the next generation and securing the future. We work toward a thriving, sustainable coffee business for all. Volcafe’s Sustainability Strategy works in three areas to achieve sustainable profitability for farmers, promote regenerative practices to combat climate change, and support thriving communities through responsible citizenship.

Innovative Benefit Planning is an employee benefit planning and financial services company that combines innovation with integrity for companies across the United States. Our people and experience, coupled with sound financial services, have helped thousands of organizations and their employees achieve their employee benefit planning goals and more.

Masso - Torrence Wealth Management | 401K Plan Consulting is a boutique, independent firm focusing on corporate retirement plans and comprehensive financial planning for physicians, attorneys, and small business owners. For regulatory purposes, we cannot post or respond to comments or e-mails through this site. This communication is strictly intended for individuals residing in the states of CA, DE, FL, GA, NJ, NY, PA, UT. No offers may be made or accepted from any resident outside these states due to various state regulations and registration requirements regarding investment products and services. Masso Torrence Wealth Management Inc. (“Masso Torrence”) is a Registered Investment Advisor. Please visit our Website https://www.massotorrence.com for important disclosures. Masso - Torrence Wealth Management | 401K Plan Consulting, 270 N. Elmwood Road, Suite H-160, Marlton, NJ 08053. T: 800.989.8699 | 856.988.6664

Hanlon is an innovative, New Jersey based, asset management firm with more than 20+ years experience partnering with planning minded financial advisors in delivering personal & proven outcomes to clients nationally. We have dedicated our two decades of service to providing comprehensive wealth management solutions for retail clients and specific investment solutions for advisors and their clients, making us uniquely experienced and qualified to understand the needs of clients and advisors. Our world-class managed account and wealth management platform provides a single sign-on front, middle and back-office solution, and includes an extensive list of proprietary and third-party investment management solutions. Through our total solution workstation, advisors can access daily updated accounts from a select list of custodian, see intraday account activity, open accounts with an innuitive investment proposal tool and receive unlimited account aggregation. In addition, we provide a next-generation income planning process allowing you and your clients to create an interactive, personal written income plan with customized investment execution. Delivering and enabling successful client outcomes is our business and passion.

WBI Investments, LLC is a leading provider of investment management solutions, with a longstanding commitment to helping financial professionals optimize their clients' financial outcomes. By combining innovative technology, research-driven strategies, and exceptional service, WBI empowers advisors and institutions to create and maintain successful investment portfolios tailored to the unique needs and preferences of their clients. For more information visit wbiinvestments.com. Past performance does not guarantee future results. Additional information about WBl's advisory operations, services, conflicts of interest and fees are in the Form ADV, which is available upon request or on the SEC's website at www.adviserinfo.sec.gov. Important disclosures: http://wbiinvestments.com/social-media-disclosure

Network 1 Financial Securities is a full service broker-dealer. Our clients include institutional investors, high net worth individuals worldwide, managed pension funds and hedge funds. Our distribution methods are diverse and the relationships we have with our clients are long lasting.

Processed mortgage home loans Ran Credit Checks Calculated DTI ratios Verified employment Submitted loan packages to Lenders

Toews Asset Management is an SEC-registered investment advisor established in 1994. Toews builds and manages portfolios that primarily seek to reduce the risk of loss in crisis environments, as well as attempt to participate in market gains. Toews offers expertise in both equity and fixed income markets, including options hedged strategies. Toews’ process isn’t based primarily on subjective or predictive methodology. Alongside in-depth research, Toews uses a price-reactive algorithm that provides a rules-based signal for investment exit and reentry points. Toews is evolving the practice of applied behavioral finance to design and implement plans of action for investors ahead of market disruptions and attempt to address market risks. With representatives in New York City and across the U.S., Toews manages more than $1 billion in risk management strategies across its mutual funds, ETFs, and separately managed accounts. For more information, visit: http://toewscorp.com/ See Important Disclosures: https://toewscorp.com/disclosures/