Headquartered in Kalamazoo, Michigan, Consumers Credit Union has more than $1.4 billion in assets and has averaged 18% annual growth for 30 consecutive years. Locally owned since 1951, we serve over 108K+ individuals and businesses through 23 offices and more than 200 free ATM locations in Grand Rapids, Kalamazoo, Portage, Battle Creek, Coldwater, Holland, Lawton, and South Haven, Grand Haven, and Muskegon plus 30,000 free CO-OP Network ATMs nationwide. As a full-service financial institution, we’re dedicated to providing personal, professional service designed to support all your financial needs through great rates, versatile products, and technology-based enhancements. Federally insured NCUA. Equal housing lender. NMLS# 414712 *** Non-deposit investment products and services are offered through CUSO Financial Services, L.P. (“CFS”), a registered broker-dealer (Member FINRA https://www.finra.org /SIPC www.sipc.org ) and SEC Registered Investment Advisor. Products offered through CFS: are not NCUA/NCUSIF or otherwise federally insured, are not guarantees or obligations of the credit union, and may involve investment risk including possible loss of principal. Investment Representatives are registered through CFS. Consumers Credit Union has contracted with CFS to make non-deposit investment products and services available to credit union members. Investment representatives at Consumers Credit Union are licensed to transact securities business in Michigan. For more information concerning CFS or its representative(s) associated with this site, please review FINRA Broker Check by accessing the following link and typing in the firm / representative information in the search field. http://brokercheck.finra.org/Search/Search.aspx

Farmers & Merchants State Bank is a $199,000,000 independent community bank located on Highway 19 in both Waterloo and Marshall, WI that provides full-service, mortgage (Home Loans Online), and internet banking services along with in-house financial services. An integral part of our communities since 1897, they are also a sponsor of the Marshall~ Waterloo Food Pantry and a designated drop-off site. At Farmers & Merchants State Bank, we pride ourselves on being part of the communities we serve, and we work hard to help those communities be successful. For more than 100 years, we’ve been your partner for life, and our employees will continue to be a resource for you. Our mission is to enrich your financial life with full-service products.

For more than 85 years, Interra Credit Union has been serving members - starting with just seven charter members and one small office back in 1932. From strong roots, great things grow. Interra’s deep roots in our communities have allowed us to expand, serving even more of our neighbors. Today, Interra Credit Union serves more than 80,000 members at 15 offices in North Central Indiana. The solid, stable and strong foundation built through the years continues today. “Interra” means “Indiana land” and reflects the commitment we have to our communities and to all the members we serve – helping them build a strong financial foundation for years to come. As Interra moves forward, your credit union will continue to offer new products and services to meet your ever-changing needs and lifestyle. You can count on us to work for you every day in every way, fulfilling our mission, to be our members’ most trusted and valued financial resource.

County National Bank is deeply committed to the communities we serve. CNB currently has 13 full-service branches in four counties in south-central Michigan, providing personal and business banking services, and wealth management services. As a community bank, we work hard to be a valuable resource for small businesses and individuals alike. Our employees are dedicated to serving our customers, both as representatives of the bank and as members of the community. County National Bank encourages employees to participate in service organizations and local groups, to be more aware of the unique environment and needs of each customer. Decisions regarding the operation and services offered at CNB are all made locally. In addition to our commitment to the community, County National Bank has a history of excellence in banking, consistently providing solid financial performance. With the help of experienced, knowledgeable management and board of directors, we continue to grow. Our dedication to local, excellent banking strengthens the areas in which we live and work and improves the quality of life for those in our community.

We are TRUE Community Credit Union. A crazy-smart, wickedly talented team who have a HUGE passion for serving members, the community, and each other. We work for the WOW, go for the GUSTO, and promote fun and a little weirdness everyday. We aim to create legacy-defining moments for the people and places we serve. Federally Insured by the NCUA. Equal Housing Lending Opportunity.

Southern Michigan Bank and Trust | Continuous Banking Since 1872 | Member FDIC | Equal Housing Lender | #SMBT | www.smb-t.com

Farmers State Bank was founded in 1915 and has been serving customers in Northeast Indiana and Southern Michigan for over 105 years. FSB is the Home of Blue Button Banking as well as Simply Free Checking. Farmers State Bank offers products and services to individuals as well as commercial/business/agricultural customers. Customers can also stay connected and bank on their terms with FSB Connect which includes Online and Mobile Banking as well as Text and Telephone Banking. We know that our customers are busy and our digital banking suite allows customers to bank of the go whenever they want from wherever they want.

Century Bank and Trust was founded in 1890, as an independent community bank. As an independent community bank, Century Bank and Trust makes its business decisions locally for the continued success of its customers. Century's goal is to keep the local area's communities financially strong and growing and Century uses its deposits to make loans to local businesses and retail customers so the money stays within the community. Specializing in building relationships with its customers and communities, Century focuses on long-term, multiple account relationships and customized products that fit customer needs. Within the community, Century Bank and Trust, is proud to support over 250 local charities, events and organizations. To learn more about Century Bank and Trust Call, click, or stop in today! Toll Free (866) 680-BANK https://www.centurybankandtrust.com/ Equal Housing Lender Member FDIC

TLC Community Credit Union proudly serves anyone that lives or works in LENAWEE, HILLSDALE, JACKSON, WASHTENAW, OR MONROE COUNTIES! Our mission is to promote the philosophy of people helping people. We strive to be the primary provider of financial services to our members and their families. Once you are a member of TLC Community Credit Union, you can remain a member for life, even when you move, change jobs, or retire. Federally Insured by NCUA. Equal Housing Opportunity.

Today the Garrett State Bank is a progressive community bank that has a full line of business and personal financial products. We specialize in residential mortgage loans and small to mid sized family owned business loans. Combining common sense decision making with modern products and services allows us to provide our clients the best from the past and present.

Sturgis Bank & Trust Company is an independent bank, operating for the benefit of our customers and community as we have done since our founding in 1905. Today, we remain dedicated to the same values, principles and service that have been our cornerstones for over a century. We are dedicated to provide our customers with prompt assistance from an experienced personal banker, along with our full range of competitive products. From Certificates of Deposit to Home Mortgages and Business Loans to Checking Accounts, we provide everything that may be needed to plan a promising financial future. Sturgis Bank & Trust Company serves its customers through 16 branch locations in the Southwest Michigan area: Sturgis, Bronson, Centreville, Climax, Colon, Marshall, Niles, Portage, Saint Joseph, South Haven, Three Rivers, and White Pigeon. Member FDIC Equal Housing Lender

Served as sole Internal Auditor for bank with over $500 million in total assets. Recommended improvements to internal controls. Tested compliance with established policies and procedures. Delivered presentations to the Audit Committee. Established coherent audit documentation. Recommended changes to audit areas based on bank's risk profile. Worked independently to plan and coordinate audits.