Since our founding in 1848, Unum has been a leader in the employee benefits business through innovation, integrity and an unwavering commitment to our customers. This simple philosophy has guided us through America’s fledgling insurance landscape and helped us become an international leader in financial protection benefits, offering disability, life, accident, critical illness, dental, vision and stop-loss insurance; leave and absence management support and behavioral health services. This is a public forum, so we kindly ask you to respect our posting guidelines, which can be found here: https://bit.ly/unumpostingguidelines.

The MEMIC Group, headquartered in Portland, Maine, is a leading super-regional workers' compensation specialty insurer. Often referred to as the "Maine Miracle" by the press, MEMIC was founded in 1993 with the goal of lowering injury rates and workers’ compensation costs for Mainers and their employers. The MEMIC Group is dedicated to improving workers’ comp through compassion, trusted partnerships, and an unwavering commitment to workforce safety. MEMIC’s professionals are located throughout the Northeast, Mid‑Atlantic, and Southeast and are licensed in all states. The MEMIC Group employs over 500 people. Rated “A” (Excellent) by A.M. Best, The MEMIC Group insures and serves more than 20,000 employers and their estimated 300,000 employees with dedicated safety and injury management service teams. What makes MEMIC different is our commitment to partnership, safety, and compassionate care. Our values of curiosity, partnership, transparency, expertise, and conscientiousness create an environment where employees can be their authentic selves and thrive professionally. These values drive our collaborative culture, fostering strong relationships with colleagues and customers. MEMIC is proud to be represented by a select group of independent local insurance agencies. Each agency relationship is managed directly by a local Senior Production Underwriter, responsible for all new and renewal business. Loss Control, Claims, and Premium Audit services are all provided by local MEMIC team members. At MEMIC, we are dedicated to ensuring our employees receive the best benefits in the industry. We offer a comprehensive package that supports work-life balance, including health, dental, life, short-term and long-term disability insurance, a 401(k), and generous paid time off. Our commitment to professional development and excellence is what we call the MEMIC difference.

Founded in 1978 by a group of 12 physicians, Medical Mutual provides medical professional liability insurance to physicians, hospitals, nursing homes and allied health facilities in Maine, New Hampshire, Vermont and Massachusetts. The Company underwrites virtually all specialties, a long held principle aimed at providing stability for the medical communities the Company serves and to foster access to comprehensive care. The Company is committed to providing superior protection of its clients’ assets and reputations. Its flexible insurance programs feature innovative and unique coverage options for customized plan design. Its complimentary educational and risk management programs help reduce preventable medical errors and minimize systemic exposures. In addition, its standing Claims Committee, which is comprised of practicing physicians who understand the care environment and the value of a medical provider’s reputation, review all significant claims. As a mutual company, Medical Mutual’s philosophy is to pay dividends in the form of premium credits when actual loss experience proves better than expected. The Company is committed to charging actuarially-indicated rates and, based on financial performance that has been historically strong by any standard metric, has declared 12 dividends since its founding, aggregating more than $33 million. Today, Medical Mutual insures 29 hospitals and approximately 3,000 physicians and enjoys an A.M. Best A-, or Excellent, rating.

Acadia Benefits is a Maine-based firm, proud to be locally owned since our inception in 1990. We specialize in employee benefits, providing brokerage and consulting services to our customers throughout New England. For the past 34 years, we have been independently owned and operated. Our Acadia Benefits team brings a broad perspective of the benefits field to our customers. Our responsive and experienced benefits specialists serve our several hundred customers, ranging in size from small employers to our largest customer with over 15,000 employees. We help HR staff navigate the intricacies of benefit plans through our ongoing support and guidance. Personalized, long-term relationships are the cornerstone of our business and we are dedicated to customizing our services to meet each customer’s needs. In addition to our local presence, Acadia Benefits has the resources of a national firm. We are a founding member of United Benefit Advisors (UBA), a group of 125 independent firms like ours that share best practices and collaborate to develop benefit tools and technology. For the past 15 years we have led this national partner-owned organization bringing together the expertise and services of the country's most respected independent employee benefit firms. Acadia Benefits is the only UBA firm in Maine.

United Insurance Group Agency, Inc. (UIG) is considered one of the premier marketing organizations in the country. It's been a national leader in the senior insurance market since 1983 and offers Life & Health Insurance Professionals a one-source solution for carrier contracts and service by partnering with the country's leading insurance providers. UIG's product portfolio is one of the most comprehensive and includes: Medicare Advantage, Medicare Supplements, Part D, Life Insurance, Hospital Indemnity, Critical Illness Care, Dental/Vision/Hearing, Senior Group Insurance, and Long Term Care. UIG's team of professionals combines in-depth knowledge with personalized service to successfully help independent agents and brokers reach their professional goals. UIG is we are one of the few agencies in the country with both Career and Brokerage divisions: CAREER DIVISION - Extensive agent support and VIP service, leads, and pre-set appointments to help grow your book of business. For more information, contact Amy Chason, Recruiting Director, at 1-800-551-0080 Ext. 4502 or visit www.agentcareer.com. BROKERAGE DIVISION - Competitive commissions and personalized assistance to increase your client base and expand your business, whether one independent agent or an agency with hundreds. Let our know-how make your life a little easier. For more information, call: 1-800-878-1058 Ext. 1380 or visit www.uigbrokerage.com Discover the Advantages of UIG: • Once central access point for contracting with carriers • An extensive and comprehensive line of products • A competitive commission schedule (based on Career & Brokerage levels) • Knowledgeable support team • Innovative online tools • Complimentary access to an online Medicare quoting tool • Qualified lead program • Ongoing training To learn more about how UIG can help you start growing your business, visit: http://www.uiginc.com.

We provide quality insurance products and financial security to our community-based neighbors with personal and friendly service. The Chalmers Insurance Group is a fourth generation family owned and operated business with offices in nine locations serving Maine and New Hampshire. In operation since 1857, Chalmers is an independent agency dedicated to providing superior insurance products and client service. Our staff of highly trained, licensed professionals is focused on protecting the assets of our clients. Our Insurance Group continues to grow by adhering to our core values and treating our clients as part of the family. In order to earn your loyal business, we work hard to deliver the absolute best service experience we can. We search broad coverage options to find the right insurance policy for you. As a strong independent agency, we have been able to develop long lasting relationships with our clients and look forward to meeting the changing needs of local individuals, families, and businesses. Contact your agent: 1-800-360-3000

GOSLINE MURCHIE AGENCY is an insurance company based out of 189-193 WATER STREET, P.O. BOX 70, GARDINER, Maine, United States.

• Manage staff of 6 responsible for TPA, technical development, sales support and HR functions • Member of management team responsible for the enhancement and review of operational procedures • Primary resource responsible for client conversions and internal and external sales support

We are independently owned and operated Third Party Medical Claims Administrator, building our services on decades of experience in the national insurance market. Specializing in many types of insurance, NCS just might be the answer you’ve been looking for. Why Choose NCS? Each client and agent works with one designated adjuster Prompt return of phone calls and emails Unlimited 24-hour access through our customized WebQ system HIPAA compliance with strict PHI guidelines Licensed Adjusters & Examiners Friendly and courteous staff building relationships with our clients We win clients for Agents and Carriers! For more information about our Third Party Administration Services, please contact us.

Insurance: Commercial; Personal.......................................................................................................................................................................................................................................................................................................

Tech-savvy independent insurance agency helping families, businesses and professionals protect their most valuable assets since 1933. Specializing in property and casualty insurance, including professional liability. We represent more than a dozen of Maine's top insurers, with access to many more. We're independent and committed to you!