HJM currently serves the needs of individuals and businesses throughout the states of CA. We write all lines of insurance: auto, home, umbrella, boat, motorcycle, recreational vehicles, personal articles, business, commercial auto, commercial umbrella, tools and equipment, workers' comp and bonds.
The agency specializes in custom-tailoring coverages to fit your needs. We start by getting to know you and your needs, and review your current coverages to find any gaps. Then we quote your coverages with our many A+ rated companies, and provide a no obligation proposal of coverages for your review.
HJM provides prompt, professional service after the sale. We work for you - any changes you request are handled quickly, and we work with the insurance company to be sure your needs are met. We automatically rewrite your coverages if we can lower your premium!
HJM also provides consumer education regarding insurance products. We'll let you know about new coverages and alert you to changes in coverages that may affect you.