Successfully accomplished a core system computer conversion with EDS within 60 days of stepping foot into the office as COO. Successfully developed and implemented one of the first Risk Based Lending Programs for any Credit Union in the State of Arkansas in 1993 72 days after going to work for Lion Federal Credit Union as COO. Worked with Federal Examiners and External Auditors to develop proper policies, long term plans, and profitability. Grew net capital or undivided earnings in credit union jargon by 7.5% per year for 7 years or approximately $1,000,000 in total dollars on a $5,000,000 deposit base. Handled Bankruptcy, Garnishments, municipal suits, court testimony, and collection of past due accounts. Presided along with the Chairman of the Board over the Annual Meeting and Statement of Condition for the members. Worked with the Chamber of Commerce and the Civitan Club on community projects.