For over 45 years, LS Benefits Group has been serving small businesses in the Dayton area with a genuine desire to financially protect employers and their employees through all stages of life. LS Benefits Group provides comprehensive insurance services for small to mid-size businesses. As an extension of your growing company, acting as your out-sourced HR or executive benefits department, we understand the demands and risks of ownership. LS Benefits Group specializes in offering a novel approach to your unique business circumstances. While it may be business, it’s still personal! That’s why we offer clients customized packages in health insurance, group life, retirement, ancillary benefits, human resources, investment services and comprehensive planning. Through proactive planning and innovation, we provide your business with the best possible solution: The health plan with the most benefit for your dollar. Schedule a consultation with us today to see how we can help you protect your most treasured asset, your employees.

Marsh McLennan Agency (MMA) provides business insurance, employee health & benefits, retirement, and private client insurance solutions to organizations and individuals seeking limitless possibilities. With over 9,000 colleagues and 160 offices across the United States and Canada, MMA combines the personalized service model of a local consultant with the global resources and expertise of the world’s leading professional services firm, Marsh McLennan (NYSE: MMC). MMA generates more than $2 billion in annualized revenue, making it one of the largest brokerage operations in North America.

Since 1974, Lang Financial Group has provided products, advice, and services for health insurance and 401(k) retirement planning, as well as disability, long-term care, and life insurance. Lang Financial Group provides solutions and services that have made us an integral partner to more than 1,000 companies of all sizes throughout the Midwest, where we deliver insurance benefits to over 50,000 members and their families. The team of experienced, knowledgeable and certified professionals at Lang Financial Group provide assistance with all aspects of employment management administration. We listen, we educate, and we help our clients navigate the ever changing and complex insurance systems unique to their business and employee needs. Learn more about our full suite of services at: www.langgroup.com.

Redtail Ltd is a highly reputable insurance broker specializing in serving clients of various sizes, ranging from large corporations to midsize and small employers. With extensive experience in the field, they have established themselves as experts in working with self-funded clients and possess a deep understanding of Health Maintenance Organizations (HMOs) and Preferred Provider Organizations (PPOs) to effectively address client needs. Redtail Ltd excels in crafting tailored drug and pharmacy plans, setting themselves apart from other brokers in the market. Located in Powell, Ohio, Redtail Ltd operates as a local insurance consultant and has garnered significant recognition for their exceptional services. They have successfully collaborated with Kelley Avenue Public Warehouse Company, a warehousing and storage employer with no members, to design a PPO plan, Pharmacy Benefit Manager (PBM), and drug plan that cater to their employees' unique requirements. Their expertise and understanding of the Columbus, OH market have positioned them as one of the top brokerages in the area. Redtail Ltd's extensive knowledge extends beyond specific industries, with a strong focus on automobile dealers, fabricated metal product manufacturing, and forging and stamping sectors. Their services span across multiple states, including Ohio, Idaho, New Jersey, Kentucky, and Nevada. Notable employer clients serviced by the Powell office include Abel Bishop & Clarke Realty Co., Atlantic Tool & Die Inc., Englert Inc., and FST Logistics. Renowned for their wide-ranging experience and expertise across diverse client sizes, industries, and products, Redtail Ltd boasts an exceptional M Score, affirming their status as one of the leading insurance brokers in their region.

Founded in 1893, Oswald is one of the nation's largest independent, employee-owned insurance brokerage firms. As a proud Partner of Assurex Global, the world's largest association of privately held insurance brokers, our risk management professionals service and support the needs of our clients throughout the U.S. and worldwide. Learn more at www.OswaldCompanies.com.

Hummel Group is a full line insurance and financial services agency with 6 offices in Northeast Ohio and an agency in Shipshewana, Indiana. We have grown to be a recognized insurance and financial services leader. It is the mission of Hummel Group to help clients identify and manage risk through the use of insurance and financial strategies. Our Risk Advisors strive every day to exceed your expectations and help you transition from success to significance with each interaction and transaction. Securities offered through The O.N. Equity Sales Company, Member FINRA/SIPC, 4585 State Route 39, PO Box 250, Berlin, OH 44610. Phone: 330-893-2600. Investment Advisory services offered through Hummel Wealth Management, LLC and O.N. Investment Management Company. Hummel Wealth Management, LLC is not affiliated with The O.N. Equity Sales Company or O.N. Investment Management Company. Licensed in: AK, AR, AZ, CA, CO, IA, IL, KS, KY, MD, ME, MI, MO, NJ, OH, OK, PA, SC, TN, UT, VA, WI, WV Insurance and annuity products issued by The Ohio National Life Insurance Company and Ohio National Life Assurance Corporation. Product, product features and rider availability vary by state. Issuers not licensed to do business and products not distributed in AK, HI or NY. Registered products (including variable annuities) are sold only by prospectuses, which can be obtained through your registered representative. Before investing. investors should read and consider carefully the product and any underlying fund prospectuses, which contain more complete information about investment strategies, fees, charges, risk factors and other factors that may apply. As with any investment, investing in variable portfolios involves risk, including possible loss of principal. Past performance is no guarantee of future results. Insurance and annuity product guarantees are based on the claims-paying ability of the issuing insurance company.

Phelan Insurance Agency is a trusted local insurance consultant with an office located in Versailles, Ohio. Known for their expertise and commitment to client satisfaction, they serve a wide range of large and midsize employers. With extensive experience working with self-funded employers and a strong focus on meeting member needs through PPO plans, Phelan Insurance Agency has earned a stellar reputation in the industry. One notable example of their work is with Bruns Construction Enterprises Inc, an employer in the nonresidential building construction industry with 160 members. Collaborating closely with the HR and finance team at Bruns Construction Enterprises Inc, Phelan Insurance Agency successfully implemented a self-funding arrangement and tailored PPO plan that catered specifically to the unique needs of their members. Phelan Insurance Agency has established itself as one of the top brokerages in the Greenville, OH market, boasting a high M Score. Their wide range of experience and expertise across client sizes, industries, and products contributes to their success in providing comprehensive insurance solutions. Their strong industry knowledge extends to rubber product manufacturing, building equipment contractors, and office administrative services, further showcasing their versatility in addressing the insurance needs of diverse businesses. Serving clients across multiple states including Missouri, Illinois, Wisconsin, Tennessee, Florida, New York, Rhode Island, Kentucky, Texas, Maryland, California, and Michigan, Phelan Insurance Agency has built a strong client base. Notable employers they serve include Family Health Services of Darke County, Inc., Wayne HealthCare, A.M. Leonard Inc, and All Temp Refrigeration. Overall, Phelan Insurance Agency's dedication to exceptional service, vast expertise, and ability to cater to diverse clients make them a go-to choice for insurance consulting in Versailles, Ohio, and beyond.

Hummel Group is a full line insurance and financial services agency with 6 offices in Northeast Ohio and an agency in Shipshewana, Indiana. We have grown to be a recognized insurance and financial services leader. It is the mission of Hummel Group to help clients identify and manage risk through the use of insurance and financial strategies. Our Risk Advisors strive every day to exceed your expectations and help you transition from success to significance with each interaction and transaction. Securities offered through The O.N. Equity Sales Company, Member FINRA/SIPC, 4585 State Route 39, PO Box 250, Berlin, OH 44610. Phone: 330-893-2600. Investment Advisory services offered through Hummel Wealth Management, LLC and O.N. Investment Management Company. Hummel Wealth Management, LLC is not affiliated with The O.N. Equity Sales Company or O.N. Investment Management Company. Licensed in: AK, AR, AZ, CA, CO, IA, IL, KS, KY, MD, ME, MI, MO, NJ, OH, OK, PA, SC, TN, UT, VA, WI, WV Insurance and annuity products issued by The Ohio National Life Insurance Company and Ohio National Life Assurance Corporation. Product, product features and rider availability vary by state. Issuers not licensed to do business and products not distributed in AK, HI or NY. Registered products (including variable annuities) are sold only by prospectuses, which can be obtained through your registered representative. Before investing. investors should read and consider carefully the product and any underlying fund prospectuses, which contain more complete information about investment strategies, fees, charges, risk factors and other factors that may apply. As with any investment, investing in variable portfolios involves risk, including possible loss of principal. Past performance is no guarantee of future results. Insurance and annuity product guarantees are based on the claims-paying ability of the issuing insurance company.

At WTW (NASDAQ: WTW), we provide data-driven, insight-led solutions in the areas of people, risk and capital. Leveraging the global view and local expertise of our colleagues serving 140 countries and markets, we help you sharpen your strategy, enhance organizational resilience, motivate your workforce and maximize performance.