For over 45 years, LS Benefits Group has been serving small businesses in the Dayton area with a genuine desire to financially protect employers and their employees through all stages of life. LS Benefits Group provides comprehensive insurance services for small to mid-size businesses. As an extension of your growing company, acting as your out-sourced HR or executive benefits department, we understand the demands and risks of ownership. LS Benefits Group specializes in offering a novel approach to your unique business circumstances. While it may be business, it’s still personal! That’s why we offer clients customized packages in health insurance, group life, retirement, ancillary benefits, human resources, investment services and comprehensive planning. Through proactive planning and innovation, we provide your business with the best possible solution: The health plan with the most benefit for your dollar. Schedule a consultation with us today to see how we can help you protect your most treasured asset, your employees.

McGohan Brabender's Cincinnati office stands out as a formidable force in the insurance brokerage landscape, catering to the needs of local and regional employers with a specific focus on medical and ancillary benefits. With a wealth of experience in servicing businesses in the metalworking machinery manufacturing industry, they have demonstrated their prowess by successfully managing the employee benefits program for Drt Holdings, a key player in this sector based in Ohio. The partnership boasts over 530 participants, showcasing the firm's ability to handle large-scale and intricate benefit programs. Notably, McGohan Brabender's Cincinnati team leverages its extensive knowledge to navigate the complexities inherent in metalworking machinery manufacturing industries, ensuring tailored solutions that address the unique challenges of this sector. As part of a distinguished regional insurance broker firm, the Cincinnati office benefits from a collaborative network and comprehensive resources that enhance their capacity to deliver top-tier services. This office takes pride in its local roots and commitment to understanding the nuances of the Cincinnati business landscape. Their tailored approach, coupled with a track record of successfully servicing prominent employers, positions them as a trusted partner for businesses seeking expertise in employee benefits within the Southwest Ohio region.

**Findley has been acquired by USI and is part of their retirement consulting and benefits administration division, USI Consulting Group** At Findley, we deliver expertise, experience, and innovative solutions related to employer-sponsored retirement plans, benefits, and human capital services. We are proud to be a part of USI, one of the largest insurance brokerage and consulting firms in the world, delivering property and casualty, employee benefits, personal risk, program and retirement solutions to large risk management clients, middle-market companies, smaller firms and individuals. Our team of consulting professionals partner with clients to align people and benefits strategies with business goals, and we are known for our best-in-class client service. We are able to deliver customized results with positive, bottom-line financial impact, through the USI ONE Advantage®, an interactive platform that integrates proprietary and innovative client solutions, networked local resources and enterprise-wide collaboration. USI is headquartered in Valhalla, New York, and connects over 8,000 industry-leading professionals from approximately 200 offices to serve clients’ local, national and international needs. USI attracts best-in-class industry talent with a long history of deep and continuing investment in our local communities. For more information, visit usi.com.

Marsh McLennan Agency (MMA) provides business insurance, employee health & benefits, retirement, and private client insurance solutions to organizations and individuals seeking limitless possibilities. With over 9,000 colleagues and 160 offices across the United States and Canada, MMA combines the personalized service model of a local consultant with the global resources and expertise of the world’s leading professional services firm, Marsh McLennan (NYSE: MMC). MMA generates more than $2 billion in annualized revenue, making it one of the largest brokerage operations in North America.

Since 1974, Lang Financial Group has provided products, advice, and services for health insurance and 401(k) retirement planning, as well as disability, long-term care, and life insurance. Lang Financial Group provides solutions and services that have made us an integral partner to more than 1,000 companies of all sizes throughout the Midwest, where we deliver insurance benefits to over 50,000 members and their families. The team of experienced, knowledgeable and certified professionals at Lang Financial Group provide assistance with all aspects of employment management administration. We listen, we educate, and we help our clients navigate the ever changing and complex insurance systems unique to their business and employee needs. Learn more about our full suite of services at: www.langgroup.com.

Hummel Group is a full line insurance and financial services agency with 6 offices in Northeast Ohio and an agency in Shipshewana, Indiana. We have grown to be a recognized insurance and financial services leader. It is the mission of Hummel Group to help clients identify and manage risk through the use of insurance and financial strategies. Our Risk Advisors strive every day to exceed your expectations and help you transition from success to significance with each interaction and transaction. Securities offered through The O.N. Equity Sales Company, Member FINRA/SIPC, 4585 State Route 39, PO Box 250, Berlin, OH 44610. Phone: 330-893-2600. Investment Advisory services offered through Hummel Wealth Management, LLC and O.N. Investment Management Company. Hummel Wealth Management, LLC is not affiliated with The O.N. Equity Sales Company or O.N. Investment Management Company. Licensed in: AK, AR, AZ, CA, CO, IA, IL, KS, KY, MD, ME, MI, MO, NJ, OH, OK, PA, SC, TN, UT, VA, WI, WV Insurance and annuity products issued by The Ohio National Life Insurance Company and Ohio National Life Assurance Corporation. Product, product features and rider availability vary by state. Issuers not licensed to do business and products not distributed in AK, HI or NY. Registered products (including variable annuities) are sold only by prospectuses, which can be obtained through your registered representative. Before investing. investors should read and consider carefully the product and any underlying fund prospectuses, which contain more complete information about investment strategies, fees, charges, risk factors and other factors that may apply. As with any investment, investing in variable portfolios involves risk, including possible loss of principal. Past performance is no guarantee of future results. Insurance and annuity product guarantees are based on the claims-paying ability of the issuing insurance company.