Insurance is the business of protecting futures. Whether it’s for individuals or families, a small business or corporation, you want experienced professionals to help you prepare for life’s uncertainties. Hardenbergh Insurance Group offers personal and business insurance, as well as group and individual benefits. Our policies include automobile, homeowners, liability, workers’ compensation, medical and more. A PROUD TRADITION The Hardenbergh Insurance Group has been a family owned and operated company for three generations. In over 60 years of business in the Delaware Valley we have focused on insuring futures of both business and families. The tradition and culture created in 1954 still continues today. OUR MOST IMPORTANT ASSET At Hardenbergh we use our 60 years of experience in the insurance industry and leading-edge technology to provide a strategic plan to best meet the needs of our clients. Our staff expertise extends to all varieties of insurance coverages and allows us to keep pace in this continually evolving industry. Our unique culture has enabled us to quickly adapt our services to satisfy our customers. A SUPERIOR LEVEL OF SERVICE Our agency provides the best solutions for your insurance and risk management planning. We utilize the industry’s top providers, and our dedicated staff creates cost effective, tailored service plans to protect your families and your financial and business goals. We are proactive for you, year round, which is the best strategy for your success.

Nj Group Services LLC, located in the heart of New York, NY, stands as a reputable insurance broker specializing in delivering comprehensive benefits solutions to local and regional employers. With a keen focus on medical and ancillary benefits, this office has proven expertise across diverse industries, including computer systems design, cut and sew apparel manufacturing, and retail trade. Demonstrating a nuanced understanding of employer needs, Nj Group Services LLC caters to midsize businesses, offering tailored insurance solutions that align with the unique demands of each industry. Their portfolio includes esteemed clients such as Diaspark, a leader in computer systems design, boasting 120+ participants, Nj Makers Corp in cut and sew apparel manufacturing with 100+ participants, and Oracle Financial Services Software in the retail trade industry with an impressive participant count of 310+. Being an integral part of a local brokerage firm, Nj Group Services LLC brings a localized approach to insurance, ensuring that businesses receive personalized attention and solutions. The office's commitment to excellence is evident in its track record of successfully navigating the intricacies of the insurance landscape, making them a trusted partner for employers seeking reliable and tailored benefits packages in the dynamic business environment of New York.

Armfield Harrison & Thomas is a reputable regional insurance broker with an office located in Holmdel, New Jersey. With a strong focus on serving clients of large and midsize employers, they have established themselves as a trusted partner in the insurance industry. A notable example of their expertise is their collaboration with Fi-Tek, a leading employer in the computer systems design and related services industry, employing 130 members. Armfield Harrison & Thomas worked closely with the HR and finance team at Fi-Tek to develop a tailored pharmacy benefit management (PBM) and drug plan that caters specifically to the unique needs of their members. This showcases their strong experience in working with self-funded employers and their commitment to providing customized insurance solutions. With an extensive portfolio of employer clients in the Holmdel, New Jersey area, Armfield Harrison & Thomas has developed a solid reputation for delivering exceptional insurance services. Their roster of clients includes AdvantageCare Rehabilitation Services, Deep Foods Inc., Fieldstone Properties I LLC, and Fi-Tek. Armfield Harrison & Thomas's success can be attributed to their wide range of experience and expertise across client sizes and industries. They have developed strong competencies in office administrative services, health practitioners, and computer systems design and related services. This broad knowledge base enables them to provide comprehensive insurance solutions that effectively meet the needs of their diverse client base. Driven by a commitment to excellent service and a deep understanding of the insurance landscape, Armfield Harrison & Thomas is dedicated to building long-term partnerships with their clients. They strive to deliver tailored insurance coverage that provides peace of mind and addresses the specific risks and challenges faced by their clients in the ever-evolving business environment.

We believe an insurance broker is only as good as the team that is servicing your account. That's why we suggest you get a second opinion about your insurance program. Meeker Sharkey & Hurley handles accounts with complex insurance and employee benefit requirements. We dig deep into clients’ coverage matters, identify risk exposures, and determine how to best insure them. Our focus is not only on the price of insurance but also on disaster recovery, safety, business efficiency and productivity, and employee health. Our goal is to improve our clients’ business operations. We are focused on service as opposed to a large agency that tends to focus on its biggest accounts. When a client calls us, they have a specific person that they can talk to that will address their concerns. We know people by name and not their policy number. We are coverage and service driven with competitive prices versus just being price driven without the service you need. This is the difference between our team and the traditional approach to insurance. The Meeker Sharkey Approach: - Focus is on your business risks - Your issues are evaluated continuously - Risk management and employee benefits are integrated to reach business goals - We get to know your organization thoroughly via site tours and employee interviews - In-depth analysis of coverage and benefits to address critical business risks - Implement alternative solutions to manage business risks we identify - Selected based on proven performance over time and value delivered - Flexible - based on value delivered

Marsh McLennan Agency (MMA) provides business insurance, employee health & benefits, retirement, and private client insurance solutions to organizations and individuals seeking limitless possibilities. With over 9,000 colleagues and 160 offices across the United States and Canada, MMA combines the personalized service model of a local consultant with the global resources and expertise of the world’s leading professional services firm, Marsh McLennan (NYSE: MMC). MMA generates more than $2 billion in annualized revenue, making it one of the largest brokerage operations in North America.

Marsh McLennan Agency (MMA) provides business insurance, employee health & benefits, retirement, and private client insurance solutions to organizations and individuals seeking limitless possibilities. With over 9,000 colleagues and 160 offices across the United States and Canada, MMA combines the personalized service model of a local consultant with the global resources and expertise of the world’s leading professional services firm, Marsh McLennan (NYSE: MMC). MMA generates more than $2 billion in annualized revenue, making it one of the largest brokerage operations in North America.

Horizon Insurance Group's New York, NY office stands as a formidable choice for employer benefits buyers seeking a trusted partner in navigating the complex landscape of insurance. As a larger office within the Horizon network, they boast extensive experience across various industries, including scientific research and development services, educational services, and insurance carriers. Distinguishing themselves through their comprehensive understanding of self-funded clients, this office excels in providing valuable insights into stop loss and limits, as well as adept management of pharmacy costs and HR consulting. Their proven track record is evidenced by successful collaborations with prominent clients, such as Ames Rubber Corporation, Annin & Company, and Chester Community Charter School, spanning diverse industries and participant sizes. A proud member of a local brokerage firm, Horizon Insurance Group's New York location is well-versed in catering to employers of all sizes. Their demonstrated expertise extends seamlessly from small to midsize and large employers, showcasing a versatile skill set that can address the unique needs of each client. With a commitment to delivering tailored solutions and a focus on client satisfaction, this office emerges as a reliable partner for employers navigating the complexities of the insurance landscape in the bustling business environment of New York, NY.

KORE is an independent insurance partner that delivers an experience unlike any other: Unconstrained in our tailored approach and adjective advice, unrivaled in our white-gloved service, and unlimited in our delivery of complete solutions to unlock possibilities. Our team of proven and handpicked professionals works with you to understand your needs and to deliver complete coverage from the most- respected carriers in the world. As an independent firm, we do not push proprietary products. Our brokerage and advisory services extend across risk management, business and operational risks, transactional risks, and claims and litigation. KORE was established in 2013 with our roots, principles, and service commitment dating back to 1972 via our predecessor companies. We are a story of achievement through continuous adaptation and evolution – relentlessly focused on helping clients navigate changing markets and evolve their insurance coverage.

Abel Benefit Solutions, operating out of New York, NY, is a reputable local brokerage firm that specializes in providing comprehensive insurance solutions to both local and regional employers. Their expertise is particularly notable in the field of medical and ancillary benefits. This firm stands out for its deep understanding of the unique needs and challenges faced by businesses within the business support services industry. One of Abel Benefit Solutions' most significant clientele is Abel HR, a prominent player in the business support services sector based in New Jersey. Abel HR, with its substantial base of over 1240 participants, is a testament to the broker's capacity to handle large, complex accounts with proficiency and personalized care. This partnership underscores the broker's ability to cater to a diverse range of needs, from smaller businesses to large corporations. The team at this New York office is known for their hands-on approach, ensuring that each client receives tailored solutions that align with their specific requirements. Their services are not just limited to policy selection but extend to ongoing support and advisement, making them a valuable partner for businesses seeking to navigate the complexities of employee benefits. Abel Benefit Solutions' strong foothold in the business support services sector is indicative of their broad expertise and commitment to delivering quality services. Their ability to effectively serve a wide array of industries, coupled with their local knowledge and personalized approach, makes them a top choice for employers in the New York area seeking reliable and comprehensive insurance brokerage services.

Located in the bustling heart of New York, NY, the Henry O. Baker Insurance Group's prominent office stands as a beacon of reliability and expertise in the insurance brokerage landscape. Boasting a considerable size, this office is a testament to the group's commitment to delivering comprehensive insurance solutions. With a notable focus on self-funded clients, they have honed their skills to adeptly support local and regional employers, ensuring tailored coverage that aligns with unique business needs. Henry O. Baker Insurance Group's extensive experience shines through, particularly in serving the individual and family services industry. Notable clients such as Family Connections and Zufall Health Center in New Jersey, each with participant numbers exceeding 100 and 200, respectively, underscore their prowess in managing diverse insurance requirements. Their expertise extends beyond individual cases, encompassing a deep understanding of the broader individual and family services industries. As a vital component of a local brokerage firm, this office benefits from a collaborative network, enhancing its ability to navigate the intricate landscape of insurance offerings. Demonstrating a track record with midsize employers, Henry O. Baker Insurance Group brings a nuanced understanding of the challenges and nuances faced by businesses of this scale. With a commitment to excellence, this New York-based office stands as a reliable partner for employers seeking comprehensive and tailored insurance solutions.