Northern Benefits is a regional insurance broker with an office conveniently located in Augusta, Maine. Serving clients across Maine, New Hampshire, Vermont, and Massachusetts, this office is known for its exceptional service and expertise. With a diverse portfolio of clients ranging from large corporations to midsize and small employers, Northern Benefits has established itself as one of the top brokerages in the Augusta, ME market. One notable client that Northern Benefits has worked with is Cottage Hospital, a prominent 280-member employer in the health care and social assistance industry. Collaborating closely with the hospital's HR and finance team, Northern Benefits successfully set up a comprehensive self-funding arrangement, designing a tailored HMO plan, PPO plan, PBM, and drug plan specifically catered to the unique needs of Cottage Hospital's members. In addition to Cottage Hospital, Northern Benefits has formed partnerships with esteemed employers such as AIRMAR Technology Corporation, American Postal Workers Accident Benefit Association, Androscoggin Home Healthcare + Hospice, and Baker Newman Noyes. These affiliations highlight Northern Benefits' broad experience across various industries, including health care and social assistance, individual and family services, and miscellaneous manufacturing. What sets Northern Benefits apart is their extensive knowledge and experience in working with self-funded clients, HMO plan design models, and PPO plan design. They also excel in carving out drug and pharmacy plans, distinguishing themselves from other brokers in the market. With an outstanding track record and a commitment to meeting clients' unique requirements, Northern Benefits has earned a stellar reputation and boasts one of the highest M Scores possible in the industry.

Business Insurance Agency, situated in Augusta, ME, stands out as a reputable local brokerage firm with a strong focus on serving midsize employers. Their expertise particularly shines in the insurance carriers industry, where they have established themselves as a go-to resource for businesses seeking tailored insurance solutions. This is evident in their successful partnership with Maine Employers' Mutual Insurance Company, a notable client in the insurance carriers industry based in Maine, where they efficiently manage over 410 participants. One of the key strengths of this Business Insurance Agency location is their adeptness in handling self-funded clients. They excel in crafting strategies that are not only effective but also customized to meet the specific needs of local and regional employers. This capability demonstrates their commitment to providing personalized service and their deep understanding of the unique challenges and requirements faced by businesses in the region. Their team's experience with midsize employers is a testament to their ability to balance the complexities of larger organizational needs with the agility and personalized attention that midsize businesses require. This blend of skills ensures that each client receives a service that is both comprehensive and finely tuned to their specific circumstances. Overall, the Augusta-based Business Insurance Agency emerges as a competent and reliable partner for businesses seeking expert guidance in the insurance arena. Their local presence, combined with their industry-specific expertise, positions them as an ideal choice for employers looking for a trusted insurance advisor in the area.

Community Options LLC, based in Lewiston, Maine, is a distinguished local brokerage firm specializing in providing comprehensive insurance solutions, particularly in the realm of medical and ancillary benefits. This office is highly regarded for its deep expertise with local and regional employers, ensuring that their unique needs are met with tailored insurance plans. One of their prominent clients is Eyecare Medical Group, a notable entity in the offices of health practitioners industry located in Maine. This group, with over 100 participants, exemplifies the type of high-profile clientele that Community Options LLC successfully serves. At its core, Community Options LLC is adept at handling a diverse range of clients, including small and large groups as well as self-insured clients seeking health benefit administrative services. Their ability to provide the best healthcare coverage is further enhanced by their access to convenient tools that support these services. This combination of client diversity and technological resources positions Community Options LLC as a versatile and reliable partner for employers looking for comprehensive insurance solutions. Overall, their focus on client-specific needs, coupled with a robust portfolio of high-value clients, makes Community Options LLC a strong candidate for any employer in Lewiston and the surrounding regions looking for expert insurance brokerage services.