Patriot Benefit Solutions, nestled in the heart of Bangor, ME, stands as a beacon of expertise in the insurance brokerage landscape. With a robust track record, this office boasts commendable experience in catering to self-funded clients, affirming their prowess in navigating the complexities of employer benefits. Serving the local and regional business community, Patriot Benefit Solutions has become a trusted partner for employers seeking comprehensive insurance solutions. One notable feather in their cap is their successful collaboration with prominent entities like Amarin Pharma and Rolf C Hagen USA Corp. The former, a key player in pharmaceutical and medicine manufacturing based in NJ, entrusts Patriot Benefit Solutions with the well-being of over 210 participants. Similarly, Rolf C Hagen USA Corp, a heavyweight in the retail trade industry located in MA, relies on their expertise to safeguard the interests of 260+ participants. The diverse portfolio of clients underscores the versatility of Patriot Benefit Solutions, showcasing their adeptness across pharmaceutical and medicine manufacturing as well as the retail trade sectors. As a crucial branch of a regional insurance broker firm, Patriot Benefit Solutions in Bangor, ME, combines local insight with the backing of a larger network, ensuring employers receive tailored solutions that align with their unique needs.

USI is one of the largest insurance brokerage and consulting firms in the world, delivering property and casualty, employee benefits, personal risk, program and retirement solutions to large risk management clients, middle market companies, smaller firms and individuals. Headquartered in Valhalla, New York, USI connects over 10,000 industry-leading professionals across more than 200 offices to serve clients’ local, national and international needs. USI has become a premier insurance brokerage and consulting firm by leveraging the USI ONE Advantage®, an interactive platform that integrates proprietary and innovative client solutions, networked local resources and enterprise-wide collaboration to deliver customized results with positive, bottom-line impact. USI attracts best-in-class industry talent with a long history of deep and continuing investment in our local communities. For more information, visit usi.com.

Acadia Benefits is a Maine-based firm, proud to be locally owned since our inception in 1990. We specialize in employee benefits, providing brokerage and consulting services to our customers throughout New England. For the past 31 years, we have been independently owned and operated. Our Acadia Benefits team brings a broad perspective of the benefits field to our customers. Our 19 responsive and experienced benefits specialists serve our several hundred customers, ranging in size from small employers to our largest customer with over 15,000 employees. We help HR staff navigate the intricacies of benefit plans through our ongoing support and guidance. Personalized, long-term relationships are the cornerstone of our business and we are dedicated to customizing our services to meet each customer’s needs. In addition to our local presence, Acadia Benefits has the resources of a national firm. We are a founding member of United Benefit Advisors (UBA), a group of 125 independent firms like ours that share best practices and collaborate to develop benefit tools and technology. For the past 15 years we have led this national partner-owned organization bringing together the expertise and services of the country's most respected independent employee benefit firms. Acadia Benefits is the only UBA firm in Maine.

We’re here to protect your team for tomorrow. Whether your team is your family, business, or your employees, you can depend on Cross Insurance to provide insurance options. With over 1,000 talented employees located throughout the Northeast, our team is ready to partner with you. Cross Insurance offers personal insurance, commercial insurance, employee benefits, and bonds. - 27th Largest Broker of U. S. Business, Per Business Insurance report ’20 - 2nd Largest Insurance Broker in Massachusetts, per Boston Business Journal ’22 - Official Insurance Broker of the New England Patriots, Gillette Stadium, the Boston Bruins, the Boston Red Sox, and New England Revolution Cross Insurance was founded in 1954 at the kitchen table of Woodrow W. Cross. Four generations later, it is still family owned and operated. Cross Insurance is headquartered in Bangor, Maine.

Scott Colford Cross Insurance, nestled in Augusta, ME, stands out as a distinguished insurance broker, specializing in employer benefits for local and regional businesses. With a keen focus on medical and ancillary benefits, this office showcases commendable expertise in navigating the complexities of the insurance landscape. Their proven track record with midsize employers attests to their ability to tailor solutions that align with the unique needs of businesses. This Augusta-based location of Scott Colford Cross Insurance boasts a diverse clientele, exemplified by top-tier companies like Eldredge Lumber & Hardware, a prominent player in the building material and supplies dealers industry with over 100 participants. Further, their portfolio includes Maine Community Health Options, a key player in the insurance carriers industry, boasting an impressive 300+ participants, and Shaw Brothers Construction, a stalwart in the highway, street, and bridge construction sector with a workforce exceeding 90. Their comprehensive understanding spans across the building material and supplies dealers, insurance carriers, and highway, street, and bridge construction industries, illustrating their adaptability to various business domains. As a vital part of a local brokerage firm, this office provides a localized touch and in-depth knowledge of the regional business landscape, ensuring tailored solutions for the diverse needs of employers in Augusta and beyond.

Healey & Associates is a reputable insurance broker with a local office situated in Portland, Maine. They specialize in serving clients ranging from large to midsize employers, offering their extensive expertise in the insurance industry. With a solid track record, Healey & Associates has garnered significant experience in working with self-funded employers, providing tailored solutions to meet their specific needs. One notable example of their expertise is their collaboration with Port Resources, a 170-member employer in the health care and social assistance industry. Healey & Associates partnered with Port Resources' HR and finance team to establish a self-funding arrangement and design a customized HMO plan, carefully crafted to address the unique requirements of their members. With their broad range of experience and proficiency across various client sizes and industries, Healey & Associates maintains an impressive M Score, reflecting their deep knowledge and comprehensive capabilities. Their specialization extends to outpatient care centers, as well as the beer, wine, and distilled alcoholic beverage merchant wholesalers and services (except public administration) industries. Healey & Associates' services extend beyond the Portland area, encompassing clients throughout Maine and Michigan. Some notable employer clients include Kennebec Behavioral Health, Kennebec Valley Community Action Program, Central Distributors, Inc., and Port Resources. Through their dedicated office in Portland, Maine, Healey & Associates demonstrates their commitment to providing exceptional insurance brokerage services to a diverse range of clients, ensuring comprehensive coverage and peace of mind.

Atlantic Insurance & Benefits, based in Belfast, ME, stands out as a knowledgeable and trusted local brokerage firm, particularly adept at serving the unique needs of small employers in the region. Their proficiency is especially notable in the medical and ancillary benefits arena, a crucial aspect for businesses seeking comprehensive employee benefits solutions. One of the hallmarks of Atlantic Insurance & Benefits is their deep understanding of the offices of physicians' industries. This expertise is not just theoretical; it's proven through their successful partnerships with significant local clients like Pines Health Services. With over 100 participants from Pines Health Services, Atlantic Insurance & Benefits demonstrates their ability to handle complex benefit needs, ensuring both the employer and employees are satisfied with their insurance solutions. Their focus on small employers is particularly commendable. In a landscape where small businesses often struggle to find tailored benefits solutions, Atlantic Insurance & Benefits provides a much-needed service. They understand the challenges and opportunities specific to smaller organizations, enabling them to offer personalized and effective benefits strategies. Moreover, their local and regional focus allows them to have a nuanced understanding of the needs of employers in Belfast and surrounding areas. This local expertise is invaluable in navigating the specific regulations and market trends relevant to Maine-based businesses. In summary, Atlantic Insurance & Benefits emerges as a strong partner for employers in Belfast, ME, particularly those in the offices of physicians industry and small businesses looking for specialized, locally informed insurance and benefits guidance.

Northern Benefits is a regional insurance broker with an office conveniently located in Augusta, Maine. Serving clients across Maine, New Hampshire, Vermont, and Massachusetts, this office is known for its exceptional service and expertise. With a diverse portfolio of clients ranging from large corporations to midsize and small employers, Northern Benefits has established itself as one of the top brokerages in the Augusta, ME market. One notable client that Northern Benefits has worked with is Cottage Hospital, a prominent 280-member employer in the health care and social assistance industry. Collaborating closely with the hospital's HR and finance team, Northern Benefits successfully set up a comprehensive self-funding arrangement, designing a tailored HMO plan, PPO plan, PBM, and drug plan specifically catered to the unique needs of Cottage Hospital's members. In addition to Cottage Hospital, Northern Benefits has formed partnerships with esteemed employers such as AIRMAR Technology Corporation, American Postal Workers Accident Benefit Association, Androscoggin Home Healthcare + Hospice, and Baker Newman Noyes. These affiliations highlight Northern Benefits' broad experience across various industries, including health care and social assistance, individual and family services, and miscellaneous manufacturing. What sets Northern Benefits apart is their extensive knowledge and experience in working with self-funded clients, HMO plan design models, and PPO plan design. They also excel in carving out drug and pharmacy plans, distinguishing themselves from other brokers in the market. With an outstanding track record and a commitment to meeting clients' unique requirements, Northern Benefits has earned a stellar reputation and boasts one of the highest M Scores possible in the industry.

Clark Insurance, A Marsh & McLennan Agency LLC Company, is a highly reputable insurance broker serving clients in Maine and Kentucky. With an office located in Portland, Maine, they have established themselves as one of the top brokerages in the area. Known for their exceptional customer service and expertise, they have garnered a strong reputation among their clients. One notable example of their outstanding work is their partnership with GVS Filtration, a prominent motor vehicle parts manufacturing employer with 330 members. Clark Insurance collaborated closely with GVS Filtration's HR and finance team to develop a tailored self-funding arrangement. They designed a comprehensive healthcare plan that includes both HMO and PPO options, specifically catered to the unique needs of the company's members. In addition to GVS Filtration, Clark Insurance serves a diverse range of employer clients, including Rarebreed Veterinary Partners, Wolak Management Group LLC, and Avesta Housing. Their extensive experience spans across large and midsize employers, positioning them as a trusted insurance consultant for businesses of all sizes. Clark Insurance, A Marsh & McLennan Agency LLC Company boasts exceptional expertise in various industries, including real estate, insurance-related activities, and food manufacturing. They have a proven track record of working with self-funded employers and possess extensive knowledge in HMOs and PPOs, ensuring they can effectively meet the unique needs of their clients and their members. With their broad range of experience and deep understanding of the Portland, ME market, Clark Insurance, A Marsh & McLennan Agency LLC Company is a reliable and trusted partner for businesses seeking comprehensive insurance solutions. Their dedication to providing superior service and their commitment to meeting client needs make them a preferred choice among employers in the region.