HM Insurance Group works to protect employers and health care entities across the country from the financial risks associated with catastrophic health care costs. With nearly 40 years in the market, HM Insurance Group is among the top carriers nationally for Stop Loss insurance, protecting self-funded clients from the financial loss associated with unexpected large or catastrophic claims. Similarly, HM Insurance Group's Managed Care Reinsurance product line delivers optimal coverage for the financial protection of risk-bearing entities such as HMOs, health plans, and provider organizations. Headquartered in Pittsburgh, the company has offices in 18 locations nationwide, and is licensed in 50 states and the District of Columbia.

We believe life is meant to be lived to the fullest and health is a key ingredient in a life well lived. We simplify the complex choice of health coverage so that individuals and businesses can navigate their plan in a way that they feel secure, comfortable and free to focus on what matters to them. Follow us for benefits tips, industry trends, answers to common healthcare questions and more!

At Mercer, we believe in building brighter futures. Together, our 25,000 employees in over 130 counties are helping redefine the future of work, reshape retirement and investment outcomes, and unlock real health and well-being. For over 75 years, we’ve provided trusted advice and solutions to build healthier and more sustainable futures for our clients, colleagues and communities. Balancing economics and empathy in our approach, we work side by side with you to find solutions to benefit your people and your business. By turning ideas into actions that spark positive change, we help you enrich employees’ lives and careers and drive innovation, progress and performance. Mercer is a business of Marsh McLennan. Get to know us better: Click the “learn more” button at the top of the page to discover everything we do to help you meet the needs of today and tomorrow. Follow us on Twitter at @Mercer.

AGIS Network is the leading national provider of information services connecting families, service providers, employers and government agencies across the eldercare and caregiving communities. We provide a unique package of services that directly address the impact on business, government and individuals. Our Services (Learn more by viewing a brief video at: http://video.agltc.com/agisnetwork/default/) As caregiving and long term care (LTC) specialists, AGIS Network: - Works with benefit brokers and consultants to provide employers with a comprehensive approach to implementing a benefit solution to long term care financing while simultaneously addressing the impact caregiving has on health and wellness initiatives. - Provides rapidly-deployable systems interoperating with I&R, Case Management, CIL, Electronic-Health-Records (EHR/EMR) and eligibility systems to enable consumer-directed social care when and where it is needed most. - Connects caregivers and their loved ones with unbiased information and access to support services through our public site, AGIS.com.

OneDigital delivers strategic advisory consulting and technology-forward solutions to more than 85,000 employers across the nation. As employee health care, wellness and workplace benefits continue to converge, businesses of all sizes have relied on OneDigital’s exceptional advisory teams for counsel in employee benefits, wellbeing, human resources, pharmacy consulting, property and casualty solutions, as well as the retirement and wealth management services provided through OneDigital Investment Advisors. OneDigital’s commitment to technology and innovation enables its 3,000 advisors to deliver the most modern and intuitive customer experience anywhere in the industry. OneDigital has been named as a Best Place to Work in Insurance by Business Insurance. For more information, visit onedigital.com.

Ark Benefits, Inc., located in St. Louis, MO, stands out as a prominent player in the realm of insurance brokerage, particularly noted for its adept handling of self-funded clients. As a larger office within a local brokerage firm, this location prides itself on its ability to effectively serve both local and regional employers, demonstrating a keen expertise in navigating the unique needs of midsize companies. One of the key strengths of Ark Benefits, Inc. is its proven track record with substantial clients. A notable example is their work with Apex Physical Therapy, a significant player in the offices of health practitioners industry based in Illinois. This collaboration, involving over 170 participants, showcases Ark Benefits’ capacity to handle complex and sizable insurance needs with finesse. The team at Ark Benefits, Inc. in St. Louis is recognized for its comprehensive understanding of the diverse insurance landscape, offering tailored solutions that align with the specific requirements of each client. Their approach is not just about providing insurance; it's about forging partnerships that contribute to the overall growth and stability of their clients' businesses. For an employer benefits buyer, Ark Benefits, Inc. presents a reliable and experienced choice. Their ability to manage intricate insurance portfolios, combined with their local presence and regional reach, makes them an ideal partner for midsize employers seeking a broker that can navigate the complexities of the insurance world with ease and expertise.

Buck is an integrated HR, pensions, and employee benefits consulting, technology, and administration services firm. Founded more than 100 years ago as an actuarial consultancy, we’ve evolved to serve organizations and trustees across the health, wealth, and career spectrum. With the ultimate goal of securing the futures of our clients’ employees and members, we develop tech-enabled programs that engage individuals and drive organizational performance. Our award-winning engagement solutions and people-first approach empower the world’s most forward-thinking organizations to protect the physical and financial wellbeing of their employees and members and improve how their people work and live. For more information, visit www.buck.com. ********** Buck est une société intégrée de conseil, de technologie et de services administratifs en matière de RH, de régimes de retraite et d’avantages sociaux. Établis il y a plus d’un siècle en tant que consultants actuariels, nous avons évolué afin d’offrir nos services aux entreprises et aux fiduciaires présents dans toute la gamme des domaines de la santé, de la richesse, et de la carrière. Dans le but ultime d’assurer l’avenir des employés et des membres de nos clients, nous concevons des programmes technologiques qui engagent les individus et stimulent la performance organisationnelle. Nos solutions d’engagement primées et notre approche axée sur les personnes permettent aux entreprises les plus avant-gardistes du monde de protéger le bien-être physique et financier de leurs employés et membres et d’améliorer la façon dont leurs employés travaillent et vivent. Pour obtenir plus de renseignements, visitez le www.buck.com.

M2 Advisors Direct, located in St. Louis, MO, boasts a thriving and expansive office dedicated to providing exceptional insurance brokerage services. With a notable track record and extensive experience, this larger office has established itself as a trusted partner for employer benefits buyers seeking comprehensive coverage solutions. One of M2 Advisors Direct's standout strengths lies in their expertise working with self-funded clients, making them a valuable asset for local and regional employers alike. They have a proven track record of success, exemplified by their partnerships with industry leaders like Hydromat of St. Louis, a prominent player in the metalworking machinery manufacturing sector, with over 230 participants. Similarly, they have demonstrated their prowess in serving educational institutions, such as Harding Academy of Memphis, which has over 120 participants. M2 Advisors Direct's diverse clientele extends to Market Street Bancshares Health and Welfare, a key player in the depository credit intermediation industry, with 270+ participants. This breadth of experience across industries is a testament to their versatility and commitment to meeting the unique needs of their clients. As a part of a local brokerage firm, this office benefits from a strong network and local insights. With a focus on midsize employers, M2 Advisors Direct combines local expertise with a global perspective to deliver tailored solutions that safeguard the interests of their clients. Their exceptional skills and dedication make them a top choice for employer benefits buyers looking for a trusted partner in St. Louis, MO.

Baughman Financial Group's St. Louis, MO office stands out as a robust branch within a regional insurance brokerage firm, catering adeptly to the diverse needs of midsize employers. Notably, this larger office has carved a niche in working with self-funded clients, showcasing its capability to support both local and regional businesses effectively. Their expertise is prominently displayed through their impressive portfolio of top customers from varied industries. For instance, they have successfully catered to Apex Physical Therapy, a key player in the offices of health practitioners industry, based in Illinois, serving over 210 participants. This demonstrates their proficiency in managing extensive employee benefit plans in health-related sectors. Moreover, Baughman Financial Group has made significant strides in the personal services industry, as evidenced by their relationship with Fidelity On Call Ltd, also based in Illinois. With more than 150 participants under their wing, they have proven their ability to tailor solutions for the personal services sector, which often has unique insurance needs. Their expertise further extends to the banking sector, particularly in depository credit intermediation, as shown by their work with First National Bank in Staunton. This Illinois-based bank, with over 100 participants, underscores the broker's competence in navigating the complex insurance requirements of financial institutions. Apart from these specific industries, the St. Louis office also demonstrates a strong presence in the miscellaneous durable goods merchant wholesalers industry. This breadth of experience across diverse sectors underlines their versatility and deep understanding of varied industry-specific insurance needs. In summary, Baughman Financial Group's St. Louis office is a powerhouse in providing comprehensive insurance solutions, particularly for midsize employers across multiple industries, including health practitioners, personal services, banking, and wholesale trade. Their ability to handle the intricate demands of self-funded clients further sets them apart as a leading choice for employers seeking reliable and customized insurance brokerage services.

ECCHIC is a team of proactive cost managers that focus on showing small- and mid-sized employers how to use the medical, pharmaceutical, and insurance system the same way large employers do in order to obtain low cost group health insurance. We offer a method that allows you to “Own Your Own Plan” which has resulted in our client groups having: Benefit levels remaining unchanged Budget levels remaining unchanged for up to five years or more Accumulate cash surpluses year to year Unhindered access to doctors of your choice In this tight job market, keeping your employees happy with their health insurance plan is more important than ever. But then there are those ever-rising costs ... if you have ever felt there MUST be a better way YOU ARE RIGHT. We can show you how. Call for a free consultation today. You'll be glad you did. 1-800-280-0010.