M3 is a top insurance broker and risk management firm in America. We’re leaders in the products we represent and the industries we serve. M3’s people are an extension of your team, providing world-class resources to help you manage risk, purchase insurance, and provide employee benefits. And our focus on community builds better places to live and work. For more information on M3, visit m3ins.com.

Richards Insurance is an independent insurance agency with offices located in Beaver Dam, Columbus, Oshkosh, Watertown, and West Bend. We also have Richards Benefits employees at each of our locations. We offer insurance and benefits services for individuals and businesses. As an independent agent, we work with multiple insurance companies and can find the right coverage at the right value for your needs. Richards Agency was established by Donald E. Richards in Beaver Dam in 1965. Don Richards knew that the best agent-customer relationship is also a neighbor-neighbor relationship. Our customers are served by their neighbors – people they know, see and trust. Richards Agency is an employee-owned company. Everyone who serves you shares ownership in successfully meeting your needs. In an increasingly impersonal world, more and more people look to Richards for big-city expertise right in their hometown.

Avergent, located in the bustling city of Green Bay, WI, stands out as a larger office within the local brokerage firm community. This insurance broker has carved a niche in serving both small and midsize employers, showcasing a remarkable ability to tailor services to the unique needs of each business size. Their prowess is particularly notable in working with self-funded clients, a testament to their deep understanding of the complexities involved in such financial arrangements. One of the key strengths of Avergent's Green Bay office is their extensive experience across diverse industries. They have demonstrated great expertise in sectors like retail trade, general freight trucking, and architectural, engineering, and related services. This breadth of knowledge allows them to offer nuanced and industry-specific advice, which is invaluable for employers looking for specialized insurance solutions. Avergent's client portfolio in Green Bay is impressive, featuring top customers such as Airoldi Brothers in the general freight trucking industry with over 170 participants, Custom Fabricating & Repair in the fabricated metal product manufacturing industry with more than 350 participants, and Fox Valley Tool & Die, also in the fabricated metal product manufacturing industry, with upwards of 100 participants. These successful partnerships highlight Avergent's ability to handle complex insurance needs and provide tailored solutions that benefit both employers and employees alike. Their strong local and regional presence, combined with their comprehensive understanding of various industries, makes Avergent a go-to insurance broker in Green Bay. They offer a blend of local expertise and wide-ranging industry knowledge, making them a valuable partner for employers looking to navigate the often challenging terrain of employee benefits and insurance.

M3 is a top insurance broker and risk management firm in America. We’re leaders in the products we represent and the industries we serve. M3’s people are an extension of your team, providing world-class resources to help you manage risk, purchase insurance, and provide employee benefits. And our focus on community builds better places to live and work. For more information on M3, visit m3ins.com.

Forsite Benefits & Wellness in Green Bay, WI, boasts a sizable office, reflecting its commitment to providing comprehensive insurance solutions. With a focus on employer benefits, this branch has established itself as a key player in the region. Catering to a diverse clientele, they excel in working with self-funded clients, supporting both local and regional employers. Their impressive track record is underscored by successful collaborations with a range of businesses, including Acp Creativit in retail trade, Arrowhead Systems in industrial machinery manufacturing, and Cbc Coating in pulp, paper, and paperboard mills. Notably, these partnerships encompass employers with varying participant counts, showcasing the broker's flexibility and scalability. Forsite Benefits & Wellness sets itself apart with profound expertise in accounting, tax preparation, bookkeeping, and payroll services. Their proficiency extends to industries such as grocery and related product merchant wholesalers, as well as industrial machinery manufacturing, demonstrating a holistic understanding of diverse business needs. As a local brokerage firm affiliate, this office brings a community-focused approach to its services. With extensive experience in catering to midsize and small employers, Forsite Benefits & Wellness is well-equipped to navigate the intricacies of the insurance landscape, ensuring tailored solutions that align with each client's unique requirements.

Medical Management Benefits in Milwaukee, WI, stands as a trusted insurance broker, specializing in providing comprehensive benefits solutions to local and regional employers. With a strong focus on medical and ancillary benefits, this office location boasts a wealth of expertise tailored to meet the unique needs of businesses in the area. Having successfully partnered with prominent organizations like G I Associates, a key player in the physicians' offices industry with over 190 participants, Medical Management Benefits showcases its prowess in navigating the intricacies of the healthcare sector. This broker excels not only in serving the offices of physicians industry but also demonstrates commendable proficiency across various other sectors. As a proud member of a local brokerage firm, Medical Management Benefits leverages its community ties to offer personalized and tailored solutions. Their demonstrated experience with midsize employers underscores their ability to cater to businesses of diverse sizes and structures, ensuring that each client receives the attention and support they deserve. With a commitment to excellence and a track record of successful partnerships, Medical Management Benefits emerges as a valuable ally for employers seeking a reliable and knowledgeable insurance broker in the Milwaukee, WI area.

Cottingham & Butler is the 31st largest insurance broker in the U.S. and a recognized leader in offering innovative property & casualty and employee benefit insurance solutions. The company is headquartered in Dubuque, Iowa, and employs over 1,200 employees across the U.S. Better Every Day. That's our promise to our clients. We deliver better advice, better service, and better ideas than our competitors. Every Day. It's a commitment to challenging conventional wisdom, innovating, improving how we serve our clients and growing as industry professionals. This approach has produced superior results for our clients, and a growth track record that has propelled us forward since 1887.

Associated Financial Consultants & Investor Services is dedicated to the creation and conservation of lifetime assets. We provide financial solutions to complex situations and challenges that are easy to digest, understand, strategize from and most importantly execute, track and adapt to. Our clientele consists of a wide variety of individuals, who are both well-established or establishing themselves, and companies of all sizes, both local and national. We believe that every individual and company is unique – such as ourselves – with a wide array of goals and challenges throughout multiple stages, whether it’s finding success, during success or with continuing success. Therefore, every solution needs to be tailored and customized with a unique approach. Associated prides itself on being independent for over 40 years, and it’s our goal to continue helping others remain unique and independent for many generations to come. ### Securities offered through Osaic Wealth, Inc. member FINRA/SIPC. Osaic Wealth is separately owned and other entities (Associated Investor Services, Inc. and Associated Financial Consultants, Inc.) and/or marketing names, products or services referenced here are independent of Osaic Wealth.

Hi, we’re HUB. We advise businesses and individuals on how to reach their goals. When you partner with us, you’re at the center of a vast network of risk, insurance, employee benefits, retirement and wealth management specialists that bring clarity to a changing world with tailored solutions and unrelenting advocacy. So you’re ready for tomorrow. About Hub International Headquartered in Chicago, Illinois, Hub International Limited (Hub) is a leading full-service global insurance broker providing property and casualty, life and health, employee benefits, investment and risk management products and services. From offices located throughout North America, Hub’s vast network of specialists provides peace of mind on what matters most by protecting clients through unrelenting advocacy and tailored insurance solutions. For more information, please visit hubinternational.com.

For over 35 years, Beneco has provided prevailing wage solutions for contractors through unique employee benefits, compliance services, and HR solutions. The Beneco prevailing wage plans and strategies enable clients to win more bids, attract and retain the best employees, and reduce compliance risks. Beneco has saved clients millions of dollars in labor burden savings, while supporting over 60,000 contractors and their families