We are an Independent Insurance Agency writing with over 30 of the nation's top insurance companies. We have been in business since 1948. The agency was created by Heber J. Heiner Jr. His son Calvin J. Heiner is the current owner with J. Shawn Heiner (3rd generation) and Christopher J. Heiner (4th generation) currently working for the agency. We take pride in the family owned business and try to give the best customer service available. We also educate our clients in what products they purchase so they don't feel that they are paying for something they know nothing about.

Compass Insurance Advisors, situated in Salt Lake City, Utah, distinguishes itself in the insurance brokerage market through its tailored approach to serving local and regional employers, especially in medical and ancillary benefits. This office is part of a local brokerage firm, demonstrating a strong connection and understanding of the local business environment. They exhibit profound expertise with notable clients, such as Sae from the miscellaneous manufacturing industry in Utah, which has over 100 participants. The company's service begins with a 15-minute consult, offering personalized assistance at no extra cost. This initial step involves working with local agents who guide clients through the entire process, a stark contrast to typical online quoting systems. Compass Insurance Advisors stands out by comparing hundreds of insurance companies, ensuring clients receive three health insurance options presented side-by-side in an easily understandable format. The enrollment and re-enrollment processes are streamlined, requiring clients to fill out a single online form. The agents at Compass handle all the pending requirements and liaise with the marketplace on behalf of their clients, offering a hassle-free experience. Compass Insurance Advisors leverages plan analysis software, enabling clients to identify the most cost-effective plans in various scenarios. Their advisors provide professional guidance tailored to each client's unique situation and needs. The firm emphasizes long-term relationships with its clients, with agents assisting in payments, document handling, claims queries, and conducting quarterly reviews to ensure ongoing satisfaction. Overall, Compass Insurance Advisors in Salt Lake City offers comprehensive services characterized by no extra costs, professional guidance, quick analysis, complete protection, simplified enrollment, and personalized support. This approach, coupled with their local expertise and client-centric services, makes them a notable choice for employer benefits buyers.

National Consulting's Salt Lake City office stands as a trusted insurance broker, showcasing commendable expertise in catering to the needs of local and regional employers, particularly specializing in medical and ancillary benefits. Their proficiency extends across various industries, with a notable focus on management, scientific, and technical consulting services. Distinguished by their tailored approach, National Consulting has successfully served a diverse clientele, including Brundage Management Company. This Texas-based industry leader in management, scientific, and technical consulting services, with over 470 participants, attests to the broker's ability to navigate the intricacies of complex benefit structures. The Salt Lake City team leverages a deep understanding of the unique challenges within the management, scientific, and technical consulting services industries. Their comprehensive grasp of the local landscape positions them as a valuable resource for employers seeking tailored insurance solutions. Operating within the framework of a local brokerage firm, National Consulting's Salt Lake City office is characterized by a commitment to excellence, ensuring that each client benefits from personalized attention and strategic insights. With a proven track record and a client-focused approach, National Consulting emerges as a reliable partner for employers navigating the complexities of employee benefits.

Simplify Insurance, situated in Provo, UT, operates as a substantial local brokerage firm with a strong emphasis on employer benefits. This larger office stands out for its comprehensive approach, demonstrating significant expertise in addressing the unique needs of both local and regional employers. With a particular focus on medical and ancillary benefits, Simplify Insurance positions itself as a valuable resource in the dynamic Utah business landscape. The broker's success is exemplified through meaningful collaborations with top customers, including J & M Steel Solutions in the specialty trade contractors industry with 70+ participants, Kndrs in the restaurants and eating places industry with an impressive 480+ participants, and Veritas Funding in the nondepository credit intermediation industry with 100+ participants. These partnerships underscore the broker's versatility, covering industries such as specialty trade contractors, restaurants, and nondepository credit intermediation. As part of a local brokerage firm, Simplify Insurance ensures a personalized and localized approach to their services, aligning seamlessly with the specific needs of businesses in Provo. With demonstrated experience working with both midsize and small employers, this broker positions itself as a strategic partner, offering tailored benefits solutions that contribute to the success and well-being of employees and businesses in the region. Employers evaluating this Provo-based office can anticipate a collaborative and impactful partnership, benefitting from Simplify Insurance's commitment to delivering customized solutions.

MGIS is a leading national insurance program manager experienced in building and managing specialized insurance programs for healthcare professionals. We partner with highly rated insurers and focus on disability and life insurance for practices of all sizes, types, and medical specialties. Insurance policies managed by MGIS are backed by members of the Sun Life group that are insurance companies and Certain Underwriters at Lloyd’s. We work exclusively through select brokers and insurance advisers. MGIS services are provided by MGIS affiliated companies: The MGIS Companies, Inc., Medical Group Insurance Services, Inc., and MGIS Underwriting Managers, Inc. (DBA as MGIS Professional Insurance Solutions in CA and MGIS Underwriting Agency in NY).

Davis Benefits is a local insurance broker headquartered in Salt Lake City, Utah. With a focus on serving large and midsize employers, they have garnered extensive experience in working with self-funded employers and HMOs to provide tailored insurance solutions that meet their clients' needs. One noteworthy example of their success is their partnership with Community Health Centers Inc., a prominent employer in the outpatient care centers industry with 160 members. Davis Benefits collaborated closely with their HR and finance team to establish a self-funding arrangement and design an HMO plan that caters specifically to the unique requirements of their members. The success of Davis Benefits can be attributed to their wide-ranging expertise across various industries. They possess a deep understanding of architectural, engineering, and related services, legal services, as well as general freight trucking industries. This diverse knowledge enables them to provide comprehensive insurance solutions that address the specific needs and challenges faced by their clients in these sectors. With an impressive M Score, Davis Benefits has built a reputation for excellence and professionalism. Their commitment to client satisfaction and their ability to adapt to different client sizes and industries make them a trusted insurance partner. Serving clients across multiple states, including Minnesota, Tennessee, Massachusetts, and California, Davis Benefits has a strong presence and is well-equipped to provide exceptional insurance services to businesses nationwide. Located in Salt Lake City, their office serves as a hub for delivering high-quality insurance solutions and personalized service to clients across industries and geographies.

McDermott Company & Associates is one of Utah's finest employee benefits insurance and consulting companies. Founded in 1988, McDermott Company & Associates has provided Utah employers with employee benefit solutions. For most employers finding medical, dental, disability, vision and life insurance coverage for their employees is a sizable challenge. Navigating the maze of contracts, coverage options and paperwork is overwhelming. That's why finding an insurance agency you can trust to manage and control your employee benefits program is essential in today's environment.