Higgins Insurance, a local insurance broker with an office located in Hopkinsville, Kentucky, serves clients across the state with a wide range of insurance solutions. With a strong expertise in insurance-related activities, particularly in the health practitioners industries, Higgins Insurance has established itself as one of the top brokerages in the Clarksville, TN market. Notably, this office of Higgins Insurance has demonstrated its commitment to providing tailored solutions for its clients. For instance, they have successfully partnered with T Rad North America Inc, a prominent employer in the fabricated metal product manufacturing industry, to set up a self-funding arrangement, PBM, and drug plan designed specifically for their 700 members. This exemplifies their ability to understand and address the unique needs of large employers. Furthermore, Higgins Insurance has established strong relationships with various employers across different sectors. Their clientele includes companies such as Gli Mining, Construction & Manufacturing Sub-Association, Ltd, Gli Professional Services Sub-Association, Ltd., Gli Wholesale & Retail Trade Sub-Association, Ltd., and the Kentucky Construction Industry Insurance Trust. This diverse portfolio showcases their experience and expertise in working with clients of all sizes and industries. With a good M Score reflecting their extensive experience, Higgins Insurance excels in providing comprehensive services to meet their clients' requirements. They possess strong capabilities in working with self-funded employers, collaborating with PPOs to fulfill member needs, and partnering with specific pharmacy providers and PBMs. As a result, Higgins Insurance has earned a reputation as a trusted and reliable insurance broker for businesses in Kentucky.

USI Insurance Services is a national insurance broker renowned for its expertise in insurance-related activities industries. With an office located in Louisville, Kentucky, this particular branch has successfully serviced a diverse range of clients, including Commerce Lexington Inc., a prominent employer with 430 members in the insurance field. One notable achievement of USI Insurance Services in collaboration with Commerce Lexington Inc. was the establishment of a comprehensive benefits package. Working closely with the client's HR and finance team, USI Insurance Services tailored a PPO plan, PBM, and drug plan that precisely addressed the unique needs of their members. This exemplifies USI Insurance Services' commitment to delivering customized solutions that align with their clients' specific requirements. While USI Insurance Services has a solid reputation in the industry, it's essential to consider customer reviews when evaluating potential partners. Some customers have expressed dissatisfaction, prompting a closer examination of these concerns to ensure they align with your requirements and expectations. Operating across multiple states, including Alabama, Louisiana, Georgia, Florida, New York, and Mississippi, this location of USI Insurance Services provides a wide range of services to employer clients. Their strong expertise and experience in the insurance-related activities industries make them an ideal partner for companies seeking tailored insurance solutions. In summary, USI Insurance Services' Louisville office has established itself as a leading insurance broker, catering to clients across various states. Their collaboration with Commerce Lexington Inc. showcases their ability to understand and address the unique needs of employers in the insurance sector.

Gallagher, a global insurance brokerage, risk management, and consulting firm, serves communities around the globe, helping clients address risk, protecting assets, and recovering from losses. The products and services we provide keep businesses and institutions running, and enable individuals and families to face their future with confidence. Gallagher provides retail and wholesale property and casualty brokerage, alternative risk transfer services, employee benefit consulting, and actuarial services. Gallagher also offers claims and information management, risk control consulting and appraisal services, human resource consulting, and retirement services. #BuildingConfidenceTogether Follow us on social: Instagram: http://instagram.com/gallagherglobal Facebook: http://www.facebook.com/GallagherGlobal Twitter: https://twitter.com/GallagherGlobal YouTube: https://www.youtube.com/GallagherGlobal

Founded in Benton, Kentucky during the Great Depression, our ability to help clients thrive in tough times is a matter of record. In fact, we’ve been earning the respect of families and businesses locally, in Kentucky, and Nationally since 1934. Throughout the years, in an ever-changing insurance market, we have risen to the top. We maintain an excellent reputation by offering a high quality insurance portfolio that sets the standard in the insurance industry; a standard that competitors find hard to beat.

Founded in 1975, Nelson Insurance Agency continues to serve the insurance needs of businesses, families and individuals. With an experienced, knowledgeable and professional staff, we can provide you with the expert service and risk management solutions to meet the most complex individual or business needs. With access to top rated, financially sound national and regional carriers, we can construct a complete package of insurance protection for any size risk. In addition to general insurance, we have an affiliated insurance agency providing risk management and insurance services to specialty accounts: •Commonwealth Risk Solutions, Ltd. specializes in public entities, higher education, agri-business and petroleum marketers

Employee Benefit Associates, Inc. (EBA) is an independent insurance agency located in Lexington, Kentucky. We work locally and regionally to serve our clients in the area of employee benefit planning with additional services, including individual life and health coverages. Our commitment to excellence and philosophy of making a difference by educating, counseling and guiding our clients through challenging times differentiates EBA from our competition. Employers are under increasing pressure to provide a benefit program that can attract new talent and retain valuable employees. Changes in legislation, new trends in consumer driven health plans and the ever increasing cost of healthcare makes this a difficult task. As a respected leader in our industry, we help our clients face this challenge every day.

Sullivan Insurance Agency is a local insurance broker serving the greater Lexington region. Sullivan Insurance Agency's Lexington office is unrated due to limited experience and customer review data available. Sullivan Insurance Agency offers medical insurance, voluntary benefits and other services for small to mid size employers in the Lexington-Fayette, KY Metro Area. A comprehensive employee benefits plan is an important part of a payment package for employers, and Sullivan Insurance Agency is committed to providing exemplary service to meet their needs. They are a customer-focused organization that provides quality service and insurance products to individuals and businesses in the Lexington area. The agency has a staff with extensive experience in the insurance industry. Sullivan Insurance Agency is highly rated by customers based on their employer reviews. Your employee benefits consutlant should provide benchmarking data for your employee size. Sullivan Insurance Agency Lexington office works with several insurance carriers, including Aflac, Colonial Life.

Zinser Benefit Service, Inc., located in Louisville, KY, is a prominent insurance broker office known for its extensive expertise in employer benefits. This larger office boasts a seasoned team with a strong focus on medical and ancillary benefits, making them a valuable resource for local and regional employers. With a track record of serving a diverse clientele, Zinser Benefit Service, Inc. has successfully partnered with businesses in various industries. Notable examples of their top customers include Commerce Lexington Finance Insurance & Real Estate, an agency with over 340 participants, Commerce Lexington Professional Services, serving more than 1,760 participants, and Gli Finance Insurance and Real Estate Sub-Association Ltd, with 530+ participants. This wide-ranging experience demonstrates their ability to tailor solutions to meet the unique needs of each client. As part of a local brokerage firm, this office benefits from a strong network and access to a wealth of resources. Their commitment to excellence shines through in their track record of serving large employers, offering tailored insurance solutions, and providing outstanding support to navigate the complex world of benefits. Employer benefits buyers evaluating Zinser Benefit Service, Inc. in Louisville, KY, can expect a dedicated team with a proven track record of delivering comprehensive benefits solutions tailored to their specific needs.

McGriff Insurance Services, a national insurance broker, operates an office in Lexington, Kentucky, providing comprehensive insurance solutions to clients across the state. Their expertise and experience are exemplified through their partnership with Heartland Coca-Cola, a prominent employer in the beverage manufacturing industry, employing 340 individuals. Collaborating closely with Heartland Coca-Cola's HR and finance team, McGriff Insurance Services designed a tailored self-funding arrangement to address the unique needs of their members. This Lexington office of McGriff Insurance Services proudly serves various employer clients, including Baptist Health Corporate Office and Heartland Coca-Cola, showcasing their commitment to delivering personalized insurance solutions. Specializing in serving large employers, McGriff Insurance Services has acquired extensive experience in working with self-funded employers. Their knowledge and expertise enable them to provide optimal insurance coverage and risk management solutions. With a focus on the healthcare and social assistance industries, as well as beverage manufacturing, McGriff Insurance Services possesses a deep understanding of the specific risks and challenges faced by businesses in these sectors. They are well-equipped to navigate the intricacies of these industries and offer tailored insurance solutions to address their clients' unique requirements. As a national insurance broker, McGriff Insurance Services leverages their expertise, industry knowledge, and commitment to excellent customer service to serve clients in Kentucky and beyond. Their strong presence in the health care and beverage manufacturing sectors further solidifies their position as a trusted partner for businesses seeking comprehensive insurance coverage and risk management solutions.