North Risk Partners is an independent insurance brokerage and risk management advisory firm specializing in strategic solutions for businesses and individuals. Our firm’s core areas of service are property and casualty, including commercial, home, auto, farm, and more; and benefits, including medical and ancillary plans for employee benefit programs as well as individuals and families. North Risk also has a significant surety bonds practice. Our team is committed to helping clients face risk head-on with right-fit insurance coverage and attention to opportunities for preventing avoidable losses. For businesses, we have programming and compliance support in the areas of human resources, safety, worksite wellness and more. North Risk Partners is one of the largest, privately owned independent insurance agencies in the Midwest with over 400 employees serving our clients from 31 locations across five states: Minnesota, Iowa, Nebraska, North Dakota, and South Dakota. Learn more at northriskpartners.com or connect with us on Twitter and Facebook. Twitter: https://twitter.com/NorthRisk Facebook: https://www.facebook.com/NorthRiskPartners/

T2B Solutions, based in Des Moines, IA, stands as a prominent insurance broker with a substantial footprint, operating from a larger office to better cater to the diverse needs of local and regional employers. Known for their adept handling of self-funded clients, T2B Solutions has positioned itself as a go-to resource for businesses seeking comprehensive benefits solutions. The broker's extensive experience is evident in their diverse portfolio, with notable clients such as Altus Group US in the computer systems design and related services industry, American Howa Kentucky in motor vehicle parts manufacturing, and Balanced Body in the retail trade sector. These partnerships underscore T2B Solutions' versatility, showcasing their proficiency across computer systems design, hospitals, and industrial machinery manufacturing industries. As a vital component of the local brokerage landscape, T2B Solutions offers a wealth of expertise. Their significant experience spans midsize, large, and small employers, ensuring that businesses of varying sizes can benefit from tailored and effective benefits strategies. Employers in Des Moines and beyond can trust T2B Solutions to deliver reliable and strategic benefits solutions, making them a valuable partner in navigating the complexities of employee benefits.

Gallagher Benefit Services, a well-established national insurance consultant, operates from their office in West Des Moines, Iowa. Their expertise spans various areas, including working with self-funded clients, HMOs, and PPOs, as well as collaborating with pharmacy benefit managers (PBMs) and other specific pharmacy providers. One remarkable success story from their West Des Moines office is their partnership with Health Incbenefit Plan, a 100-member employer in the medical equipment and supplies manufacturing industry. Gallagher Benefit Services collaborated closely with the HR and finance team to develop a comprehensive self-funding arrangement, along with customized HMO, PPO, pharmacy benefit plans, and drug plans tailored to meet the unique needs of Health Incbenefit Plan's members. Gallagher Benefit Services caters to clients of all sizes, including large, midsize, and small employers, and has a strong presence across Iowa, Nebraska, South Dakota, New York, Kansas, and Michigan. Notable employer clients at this location include Baxter Chrysler Jeep Inc, Buena Vista University, Charles Gabus Ford, and Chippewa County War Memorial Hospital Inc. The West Des Moines office of Gallagher Benefit Services is recognized for their wide range of experience and expertise across client sizes, industries, and insurance products, earning them one of the highest M Scores achievable. Their proficiency extends to industries such as health care and social assistance, highway, street, and bridge construction, as well as motor vehicle body and trailer manufacturing. Clients can rely on Gallagher Benefit Services' West Des Moines office to provide comprehensive and tailored insurance solutions, leveraging their extensive experience, industry knowledge, and commitment to meeting the diverse needs of their employer clients.

Avant Specialty Benefits, situated in Des Moines, IA, stands as a prominent and expansive office in the realm of insurance brokerage. Its expertise is notably pronounced in catering to the needs of self-funded clients, making it an invaluable resource for comprehending intricate aspects such as stop loss, limits, pharmacy costs, and broader HR consulting domains. This proficiency is further evidenced by their successful partnerships with a diverse range of top-tier clients. Among their notable collaborations are Excell Marketing LC, a key player in the miscellaneous durable goods merchant wholesalers industry in Iowa, serving over 140 participants. They also have a significant engagement with Guideone Insurance Company, a major entity in the insurance carriers industry, providing services to more than 250 participants. In addition, their partnership with Hma Group Holdings, a firm in the agencies, brokerages, and insurance-related activities sector, caters to over 1010 participants, showcasing their capacity to handle large-scale client requirements. Avant Specialty Benefits is recognized for its deep-seated expertise across various industries, including depository credit intermediation, grocery and convenience retailers, and hardware, along with plumbing and heating equipment and supplies merchant wholesalers. As part of a local brokerage firm, they bring a unique blend of community-focused service and extensive industry knowledge. This broker is adept at navigating the complexities faced by employers of various sizes. Their demonstrated experience spans from small to midsize, and even large employers, highlighting their versatility and ability to tailor solutions to diverse client needs. This adaptability, combined with their comprehensive industry knowledge, positions Avant Specialty Benefits as a leading choice for employers seeking reliable and expert insurance brokerage services in Des Moines, IA.

Midwest Heritage, based in Des Moines, IA, stands out as a reliable insurance broker specializing in comprehensive employer benefits solutions. With a strong focus on medical and ancillary benefits, this office location has demonstrated commendable expertise in serving local and regional employers. One notable aspect of their portfolio is their successful partnership with Hy-Vee, a prominent player in the grocery and convenience retailers industry. Midwest Heritage has provided tailored insurance solutions for Hy-Vee, catering to the unique needs of this industry. With over 350 participants in the program, their experience with large-scale employers showcases their ability to handle the complexities of diverse benefit structures. The office is an integral part of a local brokerage firm, contributing to a network of professionals dedicated to delivering top-notch services. This affiliation ensures that clients benefit not only from the specific expertise of the Des Moines team but also from the collective knowledge and resources of the broader brokerage. Midwest Heritage's commitment to excellence extends beyond individual clients to encompass the broader grocery and convenience retailers industries, reflecting a depth of understanding and adaptability within these sectors. For employers seeking a trusted partner with a proven track record in tailoring benefits packages, Midwest Heritage in Des Moines, IA, emerges as a compelling choice.

At Mercer, we believe in building brighter futures. Together, our 25,000 employees in over 130 counties are helping redefine the future of work, reshape retirement and investment outcomes, and unlock real health and well-being. For over 75 years, we’ve provided trusted advice and solutions to build healthier and more sustainable futures for our clients, colleagues and communities. Balancing economics and empathy in our approach, we work side by side with you to find solutions to benefit your people and your business. By turning ideas into actions that spark positive change, we help you enrich employees’ lives and careers and drive innovation, progress and performance. Mercer is a business of Marsh McLennan. Get to know us better: Click the “learn more” button at the top of the page to discover everything we do to help you meet the needs of today and tomorrow. Follow us on Twitter at @Mercer.

As the 11th largest independent insurance brokerage firm in the nation with over 250 offices in 34 states and England, AssuredPartners is committed to partnering with successful regional and local insurance providers that share the same goal: to service customers better than anyone. Powered by AssuredPartners, our partner agencies have the deep network resources, experienced people and carrier relationships to provide products and solutions second to none. We are proud to be recognized by leading industry publications: - Best Places to Work in Insurance (Business Insurance) - Elite Agency (Insurance Business America) - Top Property / Casualty Agencies (Insurance Journal) - 100 Largest Brokers of U.S. Business (Business Insurance) Partnership. Expertise. Innovation. Passion. Doing the Right Thing. Making a Difference. These are some of the traits that define our culture. We provide a deliberate and well defined path for the next generation of Risk Management Professionals, because we're invested in your success – now and for the long run.

At Midwest Heritage, a Hy-Vee company, is a full service financial center offering banking, investments and insurance. We believe that your time is important. That’s why we offer extended business hours, seven days a week at our six in-store Hy-Vee locations. We also offer two branch locations in West Des Moines and Chariton, Iowa. For those times when you can’t get into a branch location, we offer convenient online and mobile banking. With Midwest Heritage Bank you will experience the personal, friendly service of a community bank with all of the services and conveniences of a larger bank. Our business is located in central Iowa, and our decisions stay local. We take pride in the fact that our service is faster, friendlier and more personal because your banking is handled right here. Our motto is “Helping you balance it all.” We are able to accomplish this through our wide array of products and services. In addition to being able to handle all of our traditional banking needs, we also offer financial planning and insurance services. As a Hy-Vee company, we promise to serve you with a helpful smile and give you the attention you deserve. Member FDIC Equal Housing Lender Midwest Heritage is an Affirmative Action and Equal Opportunity Employer, Minority/Female/Disabled/Veteran

Iowa Bankers Ins & Services In, nestled in the heart of Des Moines, IA, stands as a trusted insurance broker for both local and regional employers. Specializing in medical and ancillary benefits, this office boasts commendable expertise in tailoring insurance solutions to meet the diverse needs of businesses in the area. With a keen focus on employer benefits, Iowa Bankers Ins & Services In has established itself as a reliable partner for companies seeking comprehensive coverage. Among its notable clientele is the Iowa Bankers Benefit Plan, a prominent player in the agencies, brokerages, and insurance-related activities industry based in IA, boasting over 3200 participants. This testament to their service quality underscores the broker's commitment to delivering tailored solutions that resonate with clients in various sectors. Affiliated with a local brokerage firm, Iowa Bankers Ins & Services In leverages its regional connections to provide a nuanced understanding of the unique challenges and opportunities facing businesses in Des Moines and beyond. This strategic positioning allows them to offer not just insurance products but holistic risk management solutions. In summary, Iowa Bankers Ins & Services In distinguishes itself as a reliable partner, combining local expertise, a focus on employer benefits, and a track record of serving distinguished clients like the Iowa Bankers Benefit Plan.

Lockton's Des Moines, IA office stands out as a formidable player in the insurance brokerage landscape. Boasting a significant presence, this larger office excels in catering to the diverse needs of employers, both local and regional. With a strategic focus on self-funded clients, Lockton's team in Des Moines has honed its expertise in serving midsize and large employers. Their impressive clientele showcases their proficiency across various industries, including machinery, equipment, and supplies merchant wholesalers, where they count Marco Group International among their satisfied clients. In the depository credit intermediation sector, Lockton has made an impact by providing comprehensive services to Bbx Capital, a Florida-based entity with over 120 participants. Deluxe Media, a heavyweight in the motion picture and video industries in California, benefits from Lockton's prowess with a participant count exceeding 1120. Noteworthy is Lockton's profound understanding of specific industries such as depository credit intermediation, gambling, and machinery, equipment, and supplies merchant wholesalers. As part of a large national insurance brokerage firm, Lockton in Des Moines brings a wealth of resources and experience to the table, ensuring a robust support system for employers seeking comprehensive insurance solutions. Whether working with midsize enterprises or large corporations, Lockton's track record underscores their commitment to delivering tailored, effective insurance solutions.

USI Insurance Services is a nationally recognized insurance broker with an office situated in Des Moines, Iowa. With extensive experience in catering to a diverse range of clients, including large, midsize, and small employers, they have established themselves as a trusted partner in the insurance industry. USI Insurance Services excels in working with self-funded employers, offering valuable insights and expertise in designing tailored insurance plans. They have a proven track record of collaborating effectively with Health Maintenance Organizations (HMOs) and Preferred Provider Organizations (PPOs) to meet the unique needs of their clients and their members. One notable success story for the Des Moines office of USI Insurance Services is their partnership with Beisser Lumber Company, an esteemed employer in the building material and supplies dealers industry. By working closely with Beisser Lumber's HR and finance team, they implemented a comprehensive array of insurance solutions, including a self-funding arrangement, an HMO plan, a PPO plan, and a Pharmacy Benefit Manager (PBM) program. This holistic approach ensures that Beisser Lumber's members receive the best coverage options tailored to their specific requirements. Thanks to their extensive experience and deep expertise, USI Insurance Services has earned one of the highest M Scores in the industry. Their knowledge spans across various sectors, including individual and family services, spring and wire product manufacturing, and professional, scientific, and technical services. Catering to clients throughout Iowa, the Des Moines office of USI Insurance Services serves prominent employers like Annett Holdings, ChildServe, Musco Corporation, and Von Maur. With their commitment to delivering tailored insurance solutions and a client-focused approach, USI Insurance Services is a trusted partner for businesses across the region.