At Midwest Heritage, a Hy-Vee company, is a full service financial center offering banking, investments and insurance. We believe that your time is important. That’s why we offer extended business hours, seven days a week at our six in-store Hy-Vee locations. We also offer two branch locations in West Des Moines and Chariton, Iowa. For those times when you can’t get into a branch location, we offer convenient online and mobile banking. With Midwest Heritage Bank you will experience the personal, friendly service of a community bank with all of the services and conveniences of a larger bank. Our business is located in central Iowa, and our decisions stay local. We take pride in the fact that our service is faster, friendlier and more personal because your banking is handled right here. Our motto is “Helping you balance it all.” We are able to accomplish this through our wide array of products and services. In addition to being able to handle all of our traditional banking needs, we also offer financial planning and insurance services. As a Hy-Vee company, we promise to serve you with a helpful smile and give you the attention you deserve. Member FDIC Equal Housing Lender Midwest Heritage is an Affirmative Action and Equal Opportunity Employer, Minority/Female/Disabled/Veteran

PDCM Insurance, located in the bustling city of Waterloo, IA, boasts a formidable presence as a very large office with extensive expertise in catering to employers of all sizes. Specializing in employer benefits, they have a robust track record of working with a diverse range of clients, from small businesses to midsize and large enterprises. With a keen understanding of the intricacies of self-funded plans, PDCM Insurance emerges as a valuable resource, offering insight into stop loss and limits, as well as adept management of pharmacy costs and comprehensive HR consulting services. This office has successfully navigated the insurance landscape, showcasing notable prowess in industries such as furniture and related product manufacturing, individual and family services, and offices of physicians. Their client portfolio is a testament to their effectiveness, with notable names like Bancroft Implement and Bertch Cabinet, both industry leaders in machinery, equipment, supplies, and furniture manufacturing, relying on PDCM Insurance for their insurance needs. Being a key player in the local brokerage firm scene, PDCM Insurance is deeply embedded in the community, offering tailored solutions to meet the unique needs of employers in Waterloo, IA, and beyond. Whether dealing with 90+ participants at Bancroft Implement or managing plans for Bertch Cabinet with over 610+ participants, this office stands out for its comprehensive understanding of the insurance landscape across various sectors.

Kunkel & Associates, Inc. is a rapidly growing insurance brokerage out of Dubuque, IA that provides consultative insurance services to commercial accounts for group benefits, property & casualty, and transportation coverages. Our mission is to develop long-term, successful relationships with our clients, while providing to our employees a culture of respect, achievement, and both personal and professional growth.

HUB International's office located in Davenport, Iowa is a reputable insurance broker serving clients throughout Illinois. With a strong presence in the Davenport market, they are recognized as one of the top brokerages in terms of experience and expertise. Their extensive portfolio includes a diverse range of clients, ranging from large to midsize and small employers. One notable example of their exceptional work is their collaboration with Titan International Inc, a prominent employer in the transportation equipment manufacturing industry since 1990. HUB International partnered closely with Titan's HR and finance team to establish a tailored self-funding arrangement. Additionally, they designed a comprehensive range of healthcare plans, including a customized HMO plan, PPO plan, PBM, and drug plan, to meet the unique needs of Titan's members. Apart from Titan International Inc, HUB International serves other esteemed employer clients such as Ifh Group, Material Control Systems, and Sears Seating. Their profound expertise spans various industries, including transportation equipment manufacturing, miscellaneous manufacturing, and fabricated metal product manufacturing. HUB International prides itself on its extensive experience working with self-funded employers and their expertise in collaborating with clients and PPOs to ensure member satisfaction. Additionally, they possess a deep understanding of PBMs (Pharmacy Benefit Managers) and other specialized pharmacy providers, enabling them to provide comprehensive coverage for their clients. With a solid reputation, a wide range of experience, and a good M Score, HUB International's Davenport office offers top-tier insurance brokerage services to a diverse clientele, delivering tailored solutions that meet the unique needs of each employer.

KHI Solutions is a privately owned company headquartered in West Des Moines, IA with offices in Webster City and Fort Dodge. KHI's nationwide network of independent agents is dedicated to providing you with high quality products at the best possible value - because that will be valuable for your business.

USI Insurance Services is a nationally recognized insurance broker with an office situated in Des Moines, Iowa. With extensive experience in catering to a diverse range of clients, including large, midsize, and small employers, they have established themselves as a trusted partner in the insurance industry. USI Insurance Services excels in working with self-funded employers, offering valuable insights and expertise in designing tailored insurance plans. They have a proven track record of collaborating effectively with Health Maintenance Organizations (HMOs) and Preferred Provider Organizations (PPOs) to meet the unique needs of their clients and their members. One notable success story for the Des Moines office of USI Insurance Services is their partnership with Beisser Lumber Company, an esteemed employer in the building material and supplies dealers industry. By working closely with Beisser Lumber's HR and finance team, they implemented a comprehensive array of insurance solutions, including a self-funding arrangement, an HMO plan, a PPO plan, and a Pharmacy Benefit Manager (PBM) program. This holistic approach ensures that Beisser Lumber's members receive the best coverage options tailored to their specific requirements. Thanks to their extensive experience and deep expertise, USI Insurance Services has earned one of the highest M Scores in the industry. Their knowledge spans across various sectors, including individual and family services, spring and wire product manufacturing, and professional, scientific, and technical services. Catering to clients throughout Iowa, the Des Moines office of USI Insurance Services serves prominent employers like Annett Holdings, ChildServe, Musco Corporation, and Von Maur. With their commitment to delivering tailored insurance solutions and a client-focused approach, USI Insurance Services is a trusted partner for businesses across the region.

TRICOR Insurance is a leading independent insurance agency, ranked among the top 100 independent agencies in the United States. With more than 250 employees and growing, we’ve earned the trust of over 50,000 clients across Wisconsin, Iowa, Illinois and beyond. As a locally-owned, family-run business since 1945, our humble roots are the foundation of our strength. Today, even as we grow, our customers are still our friends and neighbors. We remain guided by our deep commitment to the people we serve and the communities we live in. We offer coverage for your personal insurance needs, including auto, home, umbrella, recreational vehicles, and rental property. Talk to us too about your personal health, long-term care, and life insurance policies. Business insurance and employee benefits are available for small and large businesses, schools, and municipalities. At TRICOR Insurance, we face challenges head-on, and our agents have the industry-specific experience it takes to develop tailored insurance solutions that are set up for today’s needs and tomorrow’s growth. Regardless of how well we plan, storms come, accidents happen, and lives change. When a loss occurs, the extent to which it affects the daily operations of a business, a city, a school district or a household in many ways rests with the strength of the insurance in place. We can’t predict or prevent disasters, but at TRICOR, we will do whatever is within our power to proactively protect you beforehand to help make our clients whole in the aftermath. We pledge to do what is needed to help fix what can be fixed, replace what is destroyed, and allow injured employees to recover. We are absolutely focused on our client’s needs and recognize our critical role in protecting today while planning for the future.

Lockton's Des Moines, IA office stands out as a formidable player in the insurance brokerage landscape. Boasting a significant presence, this larger office excels in catering to the diverse needs of employers, both local and regional. With a strategic focus on self-funded clients, Lockton's team in Des Moines has honed its expertise in serving midsize and large employers. Their impressive clientele showcases their proficiency across various industries, including machinery, equipment, and supplies merchant wholesalers, where they count Marco Group International among their satisfied clients. In the depository credit intermediation sector, Lockton has made an impact by providing comprehensive services to Bbx Capital, a Florida-based entity with over 120 participants. Deluxe Media, a heavyweight in the motion picture and video industries in California, benefits from Lockton's prowess with a participant count exceeding 1120. Noteworthy is Lockton's profound understanding of specific industries such as depository credit intermediation, gambling, and machinery, equipment, and supplies merchant wholesalers. As part of a large national insurance brokerage firm, Lockton in Des Moines brings a wealth of resources and experience to the table, ensuring a robust support system for employers seeking comprehensive insurance solutions. Whether working with midsize enterprises or large corporations, Lockton's track record underscores their commitment to delivering tailored, effective insurance solutions.

Mid Iowa Insurance is a highly regarded insurance broker that specializes in serving midsize employers. With their office located in Lake City, Iowa, they have established themselves as a trusted partner in the insurance industry. Known for their exceptional customer service and expertise, they have received rave reviews from their clients. One notable example of their work is their partnership with Stewart Memorial Community Hospital, a prominent employer in the health care and social assistance industry. Collaborating closely with the hospital's HR and finance team, Mid Iowa Insurance successfully implemented a tailored self-funding arrangement that perfectly catered to the unique needs of the hospital's 240 members. Having solidified their position as one of the leading brokerages in the Lake City, IA market, Mid Iowa Insurance brings extensive experience to the table. They possess in-depth knowledge and proficiency in the health care and social assistance sectors, enabling them to provide specialized insurance solutions to their clients. Expanding their reach beyond Lake City, IA, this particular office of Mid Iowa Insurance also serves clients across Virginia. Their exceptional track record and expertise have attracted a diverse range of employer clients, including Stewart Memorial Community Hospital. With a focus on delivering top-notch service, Mid Iowa Insurance strives to build long-lasting relationships with their clients. Through their dedication, expertise, and commitment to customer satisfaction, they continue to be a trusted partner for businesses seeking comprehensive insurance solutions.

AssuredPartners' Decorah, IA location, operating under Midwest Group Benefits, is a highly regarded full-service employee benefits organization. This office stands out for its adept handling of group benefits plans, providing comprehensive administrative services such as claims processing, eligibility assessment, implementation, routine service, reporting, and compliance. Their expertise is particularly noted in the realm of medical and ancillary benefits, catering to both local and regional employers. The Decorah office is part of AssuredPartners, a large national insurance brokerage firm, and has firmly established itself as a premier employee benefit firm in the Midwest. The founding team consists of seasoned professionals with rich backgrounds in working with top Fortune 100 global insurers, offering clients unparalleled access to industry-leading services and advice. This wealth of experience has allowed them to develop tailored insurance and risk management programs to meet the unique needs of their clients. They excel across various industries, notably in the offices of physicians sector, with key clients such as Advanced Correctional Healthcare in Tennessee, where they manage benefits for over 210 participants. The office provides a range of programs aimed at protecting both individuals and businesses, encompassing property and casualty, employee benefits, and personal insurance. Their commitment is centered on understanding and meeting the specific needs of each client, ensuring a personalized and efficient service experience.

Select Networks, located in Des Moines, IA, boasts a sprawling and highly experienced office, making it a prime choice for employer benefits buyers seeking insurance solutions. With a deep understanding of self-funded clients, this office offers invaluable insights into stop loss and limits, as well as expertise in managing pharmacy costs and providing HR consulting services. This office has successfully catered to a diverse range of clients, including Abbe in the office administrative services industry, Act in the educational services sector, and Architectural Arts Millwork in architectural and engineering services. Their impressive client portfolio speaks volumes about their ability to deliver tailored insurance solutions across various industries. Select Networks specializes in serving midsize, large, and small employers alike, showcasing their versatility in meeting the unique needs of different business sizes. Their extensive experience and expertise in these segments make them a reliable partner for businesses of all scales. As a part of a local brokerage firm, Select Networks has a strong network and local presence, which further enhances their ability to provide personalized insurance solutions. With a commitment to excellence and a proven track record, this office location stands out as a trusted resource for employer benefits in Des Moines, IA.