KHI Solutions is a privately owned company headquartered in West Des Moines, IA with offices in Webster City and Fort Dodge. KHI's nationwide network of independent agents is dedicated to providing you with high quality products at the best possible value - because that will be valuable for your business.

Midwest Heritage, based in Des Moines, IA, stands out as a reliable insurance broker specializing in comprehensive employer benefits solutions. With a strong focus on medical and ancillary benefits, this office location has demonstrated commendable expertise in serving local and regional employers. One notable aspect of their portfolio is their successful partnership with Hy-Vee, a prominent player in the grocery and convenience retailers industry. Midwest Heritage has provided tailored insurance solutions for Hy-Vee, catering to the unique needs of this industry. With over 350 participants in the program, their experience with large-scale employers showcases their ability to handle the complexities of diverse benefit structures. The office is an integral part of a local brokerage firm, contributing to a network of professionals dedicated to delivering top-notch services. This affiliation ensures that clients benefit not only from the specific expertise of the Des Moines team but also from the collective knowledge and resources of the broader brokerage. Midwest Heritage's commitment to excellence extends beyond individual clients to encompass the broader grocery and convenience retailers industries, reflecting a depth of understanding and adaptability within these sectors. For employers seeking a trusted partner with a proven track record in tailoring benefits packages, Midwest Heritage in Des Moines, IA, emerges as a compelling choice.

Kunkel & Associates, Inc. is a rapidly growing insurance brokerage out of Dubuque, IA that provides consultative insurance services to commercial accounts for group benefits, property & casualty, and transportation coverages. Our mission is to develop long-term, successful relationships with our clients, while providing to our employees a culture of respect, achievement, and both personal and professional growth.

Select Networks, located in Des Moines, IA, boasts a sprawling and highly experienced office, making it a prime choice for employer benefits buyers seeking insurance solutions. With a deep understanding of self-funded clients, this office offers invaluable insights into stop loss and limits, as well as expertise in managing pharmacy costs and providing HR consulting services. This office has successfully catered to a diverse range of clients, including Abbe in the office administrative services industry, Act in the educational services sector, and Architectural Arts Millwork in architectural and engineering services. Their impressive client portfolio speaks volumes about their ability to deliver tailored insurance solutions across various industries. Select Networks specializes in serving midsize, large, and small employers alike, showcasing their versatility in meeting the unique needs of different business sizes. Their extensive experience and expertise in these segments make them a reliable partner for businesses of all scales. As a part of a local brokerage firm, Select Networks has a strong network and local presence, which further enhances their ability to provide personalized insurance solutions. With a commitment to excellence and a proven track record, this office location stands out as a trusted resource for employer benefits in Des Moines, IA.

HUB International's office located in Davenport, Iowa is a reputable insurance broker serving clients throughout Illinois. With a strong presence in the Davenport market, they are recognized as one of the top brokerages in terms of experience and expertise. Their extensive portfolio includes a diverse range of clients, ranging from large to midsize and small employers. One notable example of their exceptional work is their collaboration with Titan International Inc, a prominent employer in the transportation equipment manufacturing industry since 1990. HUB International partnered closely with Titan's HR and finance team to establish a tailored self-funding arrangement. Additionally, they designed a comprehensive range of healthcare plans, including a customized HMO plan, PPO plan, PBM, and drug plan, to meet the unique needs of Titan's members. Apart from Titan International Inc, HUB International serves other esteemed employer clients such as Ifh Group, Material Control Systems, and Sears Seating. Their profound expertise spans various industries, including transportation equipment manufacturing, miscellaneous manufacturing, and fabricated metal product manufacturing. HUB International prides itself on its extensive experience working with self-funded employers and their expertise in collaborating with clients and PPOs to ensure member satisfaction. Additionally, they possess a deep understanding of PBMs (Pharmacy Benefit Managers) and other specialized pharmacy providers, enabling them to provide comprehensive coverage for their clients. With a solid reputation, a wide range of experience, and a good M Score, HUB International's Davenport office offers top-tier insurance brokerage services to a diverse clientele, delivering tailored solutions that meet the unique needs of each employer.

USI Insurance Services is a nationally recognized insurance broker with an office situated in Des Moines, Iowa. With extensive experience in catering to a diverse range of clients, including large, midsize, and small employers, they have established themselves as a trusted partner in the insurance industry. USI Insurance Services excels in working with self-funded employers, offering valuable insights and expertise in designing tailored insurance plans. They have a proven track record of collaborating effectively with Health Maintenance Organizations (HMOs) and Preferred Provider Organizations (PPOs) to meet the unique needs of their clients and their members. One notable success story for the Des Moines office of USI Insurance Services is their partnership with Beisser Lumber Company, an esteemed employer in the building material and supplies dealers industry. By working closely with Beisser Lumber's HR and finance team, they implemented a comprehensive array of insurance solutions, including a self-funding arrangement, an HMO plan, a PPO plan, and a Pharmacy Benefit Manager (PBM) program. This holistic approach ensures that Beisser Lumber's members receive the best coverage options tailored to their specific requirements. Thanks to their extensive experience and deep expertise, USI Insurance Services has earned one of the highest M Scores in the industry. Their knowledge spans across various sectors, including individual and family services, spring and wire product manufacturing, and professional, scientific, and technical services. Catering to clients throughout Iowa, the Des Moines office of USI Insurance Services serves prominent employers like Annett Holdings, ChildServe, Musco Corporation, and Von Maur. With their commitment to delivering tailored insurance solutions and a client-focused approach, USI Insurance Services is a trusted partner for businesses across the region.

T2B Solutions, based in Des Moines, IA, stands as a prominent insurance broker with a substantial footprint, operating from a larger office to better cater to the diverse needs of local and regional employers. Known for their adept handling of self-funded clients, T2B Solutions has positioned itself as a go-to resource for businesses seeking comprehensive benefits solutions. The broker's extensive experience is evident in their diverse portfolio, with notable clients such as Altus Group US in the computer systems design and related services industry, American Howa Kentucky in motor vehicle parts manufacturing, and Balanced Body in the retail trade sector. These partnerships underscore T2B Solutions' versatility, showcasing their proficiency across computer systems design, hospitals, and industrial machinery manufacturing industries. As a vital component of the local brokerage landscape, T2B Solutions offers a wealth of expertise. Their significant experience spans midsize, large, and small employers, ensuring that businesses of varying sizes can benefit from tailored and effective benefits strategies. Employers in Des Moines and beyond can trust T2B Solutions to deliver reliable and strategic benefits solutions, making them a valuable partner in navigating the complexities of employee benefits.

Located in Sibley, IA, the Fnic Group office stands as a trusted hub for comprehensive insurance solutions, specializing in medical and ancillary benefits for local and regional employers. With a keen understanding of the unique needs of businesses in the area, Fnic Group provides tailored insurance packages that prioritize the well-being of both employers and their workforce. Distinguishing themselves as part of a regional insurance broker firm, the Sibley branch of Fnic Group boasts a notable portfolio of clients, exemplified by the esteemed New Horizon Farms. This thriving player in the animal production industry, based in MN, has entrusted Fnic Group with the insurance needs of its 320+ participants. This partnership speaks volumes about Fnic Group's ability to cater to the diverse requirements of businesses, no matter the size or industry. The Fnic Group team in Sibley takes pride in its local roots, leveraging a deep understanding of the community to deliver effective insurance solutions. Their commitment to excellence and client satisfaction positions them as a valuable partner for employers seeking reliable, customized insurance coverage for their workforce. With a focus on fostering long-term relationships, Fnic Group in Sibley, IA, stands ready to navigate the complexities of the insurance landscape for the benefit of businesses and their employees alike.

Mercer, a national insurance broker with an office in Des Moines, Iowa, caters to clients of all sizes, including large, midsize, and small employers. Recognized for their extensive experience with self-funded employers, Mercer excels in working with HMOs and PPOs to meet the unique needs of their clients and members. They also possess strong expertise in collaborating with PBMs and other pharmacy providers. In Des Moines, Mercer has established themselves as a leading brokerage firm, exemplified by their partnership with Jacobs Engineering Group Inc. With 120 members in the architectural, engineering, and related services industry, Jacobs Engineering Group Inc benefited from Mercer's expertise in setting up a self-funding arrangement, designing HMO and PPO plans, as well as implementing a tailored PBM and drug plan to address their members' specific requirements. Their exemplary track record in the Iowa City, IA market further solidifies Mercer's position as a top brokerage firm. With a wide range of experience and expertise across industries and client sizes, they possess a strong M Score, signifying their commitment to delivering exceptional service. Mercer's knowledge extends to diverse sectors, including miscellaneous manufacturing, management, scientific and technical consulting services, as well as advertising, public relations, and related services. This comprehensive understanding allows them to provide valuable insights and tailored insurance solutions to their clients. Operating across Texas, Tennessee, and New York, Mercer's Des Moines office serves a diverse client base. Some of their esteemed employer clients include Capgemini, Jacobs Engineering Group Inc, Consolidated Nuclear Security LLC, and MMS USA Holdings Inc. With a client-centric approach, Mercer prioritizes delivering customized insurance solutions, risk management strategies, and expert guidance. Their team of professionals ensures that employers can navigate the complex insurance landscape with confidence, protecting their businesses and employees' well-being.

Bherd's Des Moines, IA office stands as a noteworthy player in the insurance brokerage sector, especially for local and regional employers. This larger office is distinguished by its adept handling of medical and ancillary benefits, catering adeptly to midsize employers. Their proficiency is particularly notable in diverse industries such as nursing and residential care facilities, depository credit intermediation, and foundries, showcasing a versatile and deep understanding of varying sector needs. Among their prominent clients is Balance Autism, a key player in the nursing and residential care facilities industry in Iowa. Bherd's expertise is evident in managing benefits for over 310 participants from this organization, underscoring their capability to handle large-scale employee benefits programs. Another client, Deco Products Company in the foundries industry, also based in Iowa, benefits from Bherd's services for more than 190 participants. This reflects their adeptness in addressing industry-specific challenges and tailoring benefits accordingly. Moreover, Bherd's collaboration with Fidelity Company, involved in the management of companies and enterprises industry in Iowa, for over 280 participants, further exemplifies their competence in handling complex benefit requirements of diverse business structures. As a part of a local brokerage firm, Bherd's Des Moines office brings a unique blend of local insight and comprehensive industry knowledge, making them a valuable partner for employers looking to navigate the intricacies of employee benefits management. Their demonstrated experience with midsize employers adds another layer of reliability and expertise, making them a strong candidate for any employer benefits buyer evaluating insurance brokers in the region.