FNIC is a regional market leader for Insurance & Financial Benefits. Our clients and company partners recognize our innovation and the lengths we go to understand their operations and risk initiatives. The results of that are the long-lasting relationships we’ve built over time. Our team of over 300 employees, supporting multiple insurance and risk management areas, truly operates as an extension of your business. We see and comprehend the details and offer Commercial Insurance, Farm and Crop Insurance, Employee Benefits, Surety Bonds, and Personal Insurance to fit your unique needs. Unlike some of our competitors, we’re actually headquartered where we operate. Based in Omaha, our reach extends across Nebraska, Colorado, Iowa, South Dakota, and Illinois. For over 100 years, we have been a local, privately-owned business with office locations and professionals where you need them to be. FNIC is more than an insurance agency; we’re a true insurance partner capable of delivering relevant insurance and risk management advice.

Flexible Benefit Service LLC (Flex) is a leader in the health insurance and benefits administration markets. Since 1988, we have offered cost-effective healthcare solutions integrated with unparalleled expertise, service and technology to insurance producers, employers and employees throughout the US. We have two business divisions: General Agency & Benefits Administrator. The General Agency offers producers free access to leading health, Medicare and ancillary/voluntary insurance carriers, products, resources and more. As a Benefits Administrator, we serve employers and employees through our full portfolio of Consumer-Driven Accounts (CDAs) and Compliance Services that are designed to add cost-effective value to any employee benefits package. Through our comprehensive understanding of the health insurance and benefits administration markets, Flex presents a cutting edge perspective on finding solutions for the rising cost of health care.

American Central Insurance Services is a comprehensive independent insurance agency located in Springfield, Illinois Tuscola, Illinois, and Lincoln, Illinois. It was established in 1987 by Stan Travelstead. American Central Insurance Services has continued to grow over the years and now has more than 23 full time employees. The foundation of American Central Insurance Services was built on a unique and systematic approach to benefit consulting and is unmatched in the industry. Our approach promotes a process that continues throughout the year and provides confidence and sustainability. In a continuous effort to better serve our clients, American Central Insurance Services has evolved and developed specialized departments in the following risk management areas: Employee Benefits, ACA Compliance, ERISA Compliance, Business Insurance, Administrative Services, and Personal Insurance.

In an insurance industry with a focus on price over value, Ledgestone exists to create a new paradigm. We partner with the businesses in our communities to manage risk, ensure continuity and safety, and ultimately allow them to create environments that foster meaningful work, purposeful lives, and business success.

Stumm Insurance LLC, headquartered in the bustling city of Chicago, IL, stands as a distinguished insurance broker with a substantial focus on delivering tailored solutions for employer benefits. Operating from a very large office, this location boasts significant expertise in working with self-funded clients, positioning itself as a valuable resource for comprehending stop loss and limits, as well as providing insights into pharmacy costs and HR consulting. The depth of their experience is evident in their diverse portfolio of top customers, including Abbott Laboratories Ees C/U in the depository credit intermediation industry, Abundant Venture Partners in the investment pools and funds sector, and Advocate Construction in the foundation, structure, and building exterior contractors industry. With participant numbers ranging from 140 to 200+, these collaborations underscore Stumm Insurance LLC's ability to cater to the unique needs of employers across depository credit intermediation, religious, grantmaking, civic, professional, and similar organizations, as well as educational services. As a key player in the local brokerage firm scene, this office brings forth extensive expertise tailored to midsize, large, and small employers alike. Stumm Insurance LLC is not merely an insurance provider; it is a strategic partner committed to enhancing the well-being of employees and ensuring the sustained success of businesses in the vibrant Chicago business community.

Watch Tower Benefits, LLC in Chicago, IL, boasts a substantial office equipped to cater to the diverse needs of employers. This prominent brokerage firm, embedded in the local landscape, is adept at serving both small and midsize employers. With a proven track record in dealing with self-funded clients, they stand out as a reliable partner for businesses seeking comprehensive insurance solutions. In their extensive portfolio, Watch Tower Benefits, LLC showcases notable collaborations with various industries. Their expertise spans hardware, plumbing and heating equipment and supplies merchant wholesalers, performing arts companies, and building finishing contractors. This diverse experience underscores their ability to tailor insurance plans to the unique requirements of clients across different sectors. A key strength lies in their affiliation with a local brokerage firm, amplifying their reach and resources. This connection enhances their ability to understand and navigate the specific dynamics of the Chicago market, providing clients with localized insights and personalized service. The Chicago office has successfully managed accounts for prominent organizations like Aspire Indiana, Hays & Sons Construction, and Helmer, solidifying their position as a trusted partner in the insurance brokerage realm. With a commitment to excellence and a focus on client satisfaction, Watch Tower Benefits, LLC stands as a formidable choice for employers seeking reliable and tailored insurance solutions in the vibrant business landscape of Chicago, IL.

Associated is an over 130-year-old privately owned insurance and risk management advisor, committed to going above and beyond for our employees, clients and carriers because your future is our present. We collaborate with businesses and individuals locally and nationally to provide a variety of specialized and customizable insurance plans and we assess and manage their risk for a more secure future. We pride ourselves in our ability to navigate unknown insurance needs and provide solutions that handle the challenges our clients face. From a commitment to availability, to doing whatever it takes to help our clients feel secure, we go further. Our areas of expertise include: - Business insurance - Employee benefits - Personal insurance - Individual benefits - Life insurance - 401(k)

What makes Lockton stand apart is also what makes us better: independence. Lockton's private ownership empowers its 10,000+ Associates doing business in over 125 countries to focus solely on clients' risk and insurance needs. With expertise that reaches around the globe, Lockton delivers the deep understanding needed to accomplish remarkable results. For 14 consecutive years, Business Insurance magazine has recognized Lockton as a "Best Place to Work in Insurance." Lockton was named among the 2022 Best Managed Companies by Deloitte and the Wall Street Journal, a program that recognizes excellence and honors private companies for their strategy, execution, culture, and financials.

Benefit Administrative Systems, LLC, situated in the bustling heart of Chicago, IL, stands out as a distinguished local brokerage firm with a specialized focus on serving midsize employers. Their forte lies in providing comprehensive insurance solutions, particularly in medical and ancillary benefits. This expertise is not just limited to a broad range of industries but also demonstrates a keen understanding of the local and regional business landscape. A testament to their proficiency is their impressive portfolio of top clients. They have catered to diverse sectors, notably motor vehicle parts manufacturing, management, scientific, and technical consulting services. For instance, their work with CE Niehoff & Co, a prominent player in the motor vehicle parts manufacturing industry, involves managing benefits for over 310 participants. This highlights their capability to handle complex benefit structures for a significant workforce. Similarly, their collaboration with Catchall Services in the management, scientific, and technical consulting services industry is noteworthy. Here, they successfully administer benefits for more than 130 participants, demonstrating their adaptability and efficiency in varied industry settings. Additionally, their engagement with Lower Great Lakes Kenworth, based in Indiana and operating in the motor vehicle dealers industry, showcases their geographic reach and industry versatility. Managing benefits for around 90 participants in this sector further underscores their comprehensive service offerings. Benefit Administrative Systems, LLC's deep-rooted expertise in these industries, coupled with their commitment to local and regional businesses, makes them a reliable partner for employers seeking tailored insurance solutions. Their Chicago-based office is a beacon of specialized knowledge, customer-centric service, and industry-wide recognition, making them a top choice for businesses aiming to secure robust benefit plans for their employees.