At Risk Strategies, we help our clients protect those things that matter most to them. We help them see the way forward in a complex world with specialty insight, practical advice, and custom insurance with a vast network of specialists in Property & Casualty, Employee Benefits, Private Client, as well as Consulting Services and Financial and Wealth Management solutions. We are a different kind of insurance brokerage – bringing a strategic, holistic, specialist approach to our clients, so they can face the future with confidence. We are the 9th largest privately held insurance broker in the US with over 30 specialty practices, 150+ locations, and 4,300 team members (and counting!). We love what we do, and it shows. We’ve been recognized as a 'best place to work' for many years running, and we’re excited about our future.

Tzedakah House LLC, based in New Haven, CT, is a prominent insurance broker with a larger office, specializing in comprehensive solutions for employer benefits. Their substantial expertise in medical and ancillary benefits positions them as a trusted partner for both local and regional employers. Noteworthy clients such as Braxton Manufacturing Co in the machine shops; turned product; and screw, nut, and bolt manufacturing industry with 190+ participants, and Tower Laboratories in the pharmaceutical and medicine manufacturing sector with 270+ participants, underscore their proficiency in diverse industries. Operating within the thriving business community of New Haven, Tzedakah House LLC seamlessly combines local insights with industry-specific knowledge. Their demonstrated experience across pharmaceutical and medicine manufacturing, as well as machine shops; turned product; and screw, nut, and bolt manufacturing industries, showcases a versatile skill set to address the unique needs of businesses in these sectors. As part of a local brokerage firm, Tzedakah House LLC brings the advantages of regional familiarity and a client-centric approach. Their demonstrated experience with midsize employers further emphasizes their ability to tailor benefits solutions effectively, making them a strategic partner for businesses in New Haven, CT, seeking comprehensive and customized insurance options.

Aisling Partners' Bridgeport, Connecticut location stands out as a larger office within the local brokerage landscape, distinguishing itself through a robust portfolio of expertise and client relationships. This office is particularly adept in handling the unique needs of both small and midsize employers, showcasing a deep understanding of varied organizational structures and requirements. Their proficiency is especially notable in working with self-funded clients, indicating a capacity to offer tailored solutions that align with the specific financial and operational frameworks of these businesses. The Bridgeport office's experience spans across diverse industries, reflecting their adaptability and broad skill set. Notably, they have demonstrated great expertise in depository credit intermediation, educational services, and individual and family services industries, which points to their ability to navigate complex and highly regulated sectors. The client roster of Aisling Partners in Bridgeport includes prominent local and regional employers, exemplifying their capability to manage substantial employee benefits programs. Key clients include Community Health Network of Connecticut in the agencies, brokerages, and insurance-related activities industry, with over 590 participants; Food Automation Service Techniques in the navigational, measuring, electromedical, and control instruments manufacturing industry, with over 70 participants; and Gilead Community Services in the community food and housing, and emergency and relief services industry, also with over 70 participants. This diverse client base underlines Aisling Partners’ Bridgeport office's ability to offer customized and effective insurance solutions, catering to the distinct needs of each employer and their workforce. Their role as part of a local brokerage firm further emphasizes their commitment to personalized service and deep community ties. This combination of broad industry expertise, a focus on both small and midsize employers, and a strong local presence makes Aisling Partners' Bridgeport office a compelling choice for employers seeking comprehensive and customized insurance brokerage services.

Gallagher's Springfield, MA office stands out as a formidable player in the insurance brokerage landscape. As a part of a large national insurance brokerage firm, this location boasts a considerable team, making it a substantial resource for employers seeking comprehensive benefits solutions. Their demonstrated expertise extends across diverse industries, with a focus on educational services, individual and family services, and depository credit intermediation. One notable strength lies in their adept handling of self-funded clients, showcasing a depth of experience that resonates with local and regional employers. The office has successfully partnered with prominent organizations, such as the Center For School Crisis Intervention and Assessment, Clinical and Support Options, and the College of Our Lady of the Elms, providing tailored solutions for their unique needs. These collaborations underscore the office's commitment to delivering effective insurance solutions across a spectrum of industries. Gallagher's Springfield office is not only adept at servicing midsize employers but has also demonstrated a keen understanding of the nuances involved in catering to the needs of small employers. This versatility positions them as a valuable ally for businesses of varying sizes, underlining their commitment to delivering personalized, client-centric insurance services.

Gowrie Group is a local insurance broker headquartered in Westbrook, Connecticut, catering to clients of large and midsize employers. Renowned for their exceptional customer service and expertise, Gowrie Group has received high ratings from satisfied clients. With a focus on self-funded employers, they have extensive experience in designing insurance solutions that meet the unique needs of their clients. An excellent illustration of their capabilities is showcased in their collaboration with Colliers Project Leaders USA Ne LLC, an employer in the architectural, engineering, and related services industry. Gowrie Group worked closely with the HR and finance team of Colliers Project Leaders USA Ne LLC to establish a comprehensive self-funding arrangement, as well as a PPO plan, pharmacy benefits management (PBM), and drug plan tailored to the specific requirements of their 90-member workforce. Gowrie Group boasts a diverse range of expertise, particularly in the fields of information, miscellaneous manufacturing, and other industries. Their extensive knowledge enables them to provide specialized insurance solutions tailored to the unique risks and challenges faced by businesses in these sectors. With a solid M Score, Gowrie Group demonstrates their exceptional performance and competence across various client sizes and industries. Their reputation is built on their commitment to understanding client needs and their ability to effectively work with clients and PPOs to ensure members receive optimal coverage and benefits. Moreover, Gowrie Group has developed strong relationships with pharmacy benefit managers (PBMs) and other specific pharmacy providers, enhancing their ability to deliver comprehensive healthcare solutions. Serving clients in Connecticut and Kansas, Gowrie Group's Westbrook office extends their professional services to esteemed organizations such as Star Distributors, Inc., The Lee Company, American Republican Inc, and Colliers Project Leaders USA Ne LLC. Businesses seeking a reliable insurance partner with a wealth of industry expertise can confidently turn to Gowrie Group for tailored and top-quality insurance solutions.

What makes Lockton stand apart is also what makes us better: independence. Lockton's private ownership empowers its 10,000+ Associates doing business in over 125 countries to focus solely on clients' risk and insurance needs. With expertise that reaches around the globe, Lockton delivers the deep understanding needed to accomplish remarkable results. For 14 consecutive years, Business Insurance magazine has recognized Lockton as a "Best Place to Work in Insurance." Lockton was named among the 2022 Best Managed Companies by Deloitte and the Wall Street Journal, a program that recognizes excellence and honors private companies for their strategy, execution, culture, and financials.

Alliant Insurance Services is among the largest and fastest-growing insurance brokerage and consulting firms in the United States. Fueled by entrepreneurialism and driven by results, Alliant operates on the belief that more is possible and expectations are meant to be exceeded. Our clients and partners have profound confidence in us to deliver in all market climates through the design and delivery of innovative solutions and services across a broad range of industry verticals. Our people stand as the backbone of our organization. We proudly employ a team of diverse, driven, and exceptional people and invest heavily in their success, giving our brokerage and consulting teams the freedom and resources they need to help their clients grow their businesses to remarkable heights. The result is a dynamic team of professionals who consistently perform at the highest level, while caring and giving back to causes that impact their communities and the world at large. Alliant is built on teamwork and collaboration, a philosophy that has guided our growth and evolution for almost 100 years. We rise together to meet challenges, think together to drive innovation, and thrive together in our business and in the diverse communities where we operate.

Progressive Benefit Solutions, LLC is a well-established regional insurance consultant located in Branford, Connecticut. With a track record of success, they have built a strong reputation for their expertise and commitment to delivering exceptional insurance solutions. At their Branford office, Progressive Benefit Solutions, LLC collaborated with Riverside Industries Inc, a notable employer in the relief services industry with 70 members. Working closely with the HR and finance team, they implemented a self-funding arrangement, an HMO plan, and a customized PBM and drug plan tailored to meet the unique needs of Riverside Industries Inc's members. Progressive Benefit Solutions, LLC brings extensive experience in working with self-funded employers and HMOs, ensuring their clients receive optimal solutions that align with their requirements. Additionally, their expertise in collaborating with PBMs and other specific pharmacy providers further enhances their ability to deliver comprehensive insurance packages. Catering to large, midsize, and small employers, Progressive Benefit Solutions, LLC has established a diverse clientele. Pharmaceutical Product Development LLC, Ring's End, Ryders Health Management, and Altek Electronics Inc are among the valued employer clients served by their Branford office. Their services extend across Connecticut, Massachusetts, and North Carolina, underscoring their commitment to assisting businesses in multiple states. Progressive Benefit Solutions, LLC boasts an impressive M Score, reflecting their broad range of experience and expertise across different client sizes, industries, and products. Their strong proficiency in relief services, health care and social assistance, and educational services industries positions them as a top brokerage in the New Haven, CT market. While Progressive Benefit Solutions, LLC has received several positive reviews commending their customer service and expertise, it is worth noting that a few customers have shared lower ratings. Evaluating these reviews could provide valuable insights as you consider partnering with them.

At Smith Brothers Insurance we serve as your family confidant and business’s enterprise risk manager. We’ve been in business for over 50 years, as an independently operated, Top 100 Broker, working towards our purpose of Helping Others. We use our consultative approach and personalized service to understand and manage your risk, protect your assets, and help you achieve your goals.