In October 1963, a group of IBM employees had a vision—to create a financial cooperative for IBM employees and their families, where the needs of the individual would be placed before profit. Our product line in the beginning was modest, consisting of basic savings and consumer loans. By the end of our first year, the credit union had 14 member accounts and $172 in assets. Our name has changed over the years, our assets, products, and services have grown. Our membership has evolved to reflect the changing needs of our surrounding community but our mission and vision remain the same. Today, Hudson Valley Credit Union is a full service not-for-profit financial cooperative, 300,000+ members strong. We extend membership to our neighbors who live, work, worship, volunteer or attend school in Albany, Columbia, Dutchess, Greene, Orange, Putnam, Rensselaer, Rockland, Saratoga, Schenectady, Ulster, or Westchester Counties. HVCU is federally insured by the NCUA. Equal Housing Opportunity. View our social media policy: https://www.hvcu.org/social-media-policy/

Ulster Savings Bank is a local community bank with 170 years of service to the community. Headquartered in Kingston, NY, Ulster Savings Bank has locations throughout the Hudson Valley. Visit us at www.ulstersavings.com or call toll-free 866-440-0391. (Investment, Tax, Payroll, and Insurance products and services available through Ulster Insurance Services, Inc. and Ulster Financial Group, Inc., subsidiaries of Ulster Savings Bank, are NOT FDIC INSURED.) We serve the needs of individuals and small businesses with a diverse menu of products and services and the latest banking technology: • In-branch, online and mobile banking • Residential and commercial mortgages • Consumer loans and lines of credit • Investments and retirement planning* • Home, auto and commercial insurance* • Tax preparation* • Payroll processing* *THESE PRODUCTS AND SERVICES ARE OFFERED THROUGH OUR SUBSIDIARIES, ULSTER INSURANCE SERVICES, INC. AND ULSTER FINANCIAL GROUP, INC. AND ARE NOT FDIC INSURED. ULSTER SAVINGS BANK. MEMBER FDIC. EQUAL HOUSING LENDER. NMLS# 619306

Mid-Hudson Valley Federal Credit Union (MHV) is committed to guiding our members to discover their financial possibilities, wherever they are on their journey. From everyday tools to lending solutions to investment and retirement guidance, MHV offers the products, services and expertise to help members navigate their unique path. We support our fellow mid-Hudson Valley businesses, too, offering banking solutions, lending opportunities, financial advisors and Corporate Partner benefits for all of our business members. MHV is here for your financial journey. Federally Insured by NCUA. Equal Housing Lender. Affirmative Action/Equal Opportunity Employer

Orange Bank & Trust Company is an independent bank that began with the vision of 14 founders over 130 years ago. It has grown through conservative banking practices, ongoing innovation and an unwavering commitment to its community and business clientele to more than $2.5 billion in total assets. In recent years, Orange Bank & Trust has added branches in Rockland, Westchester and the Bronx.

Rhinebeck Bank is a full service, locally focused bank headquartered in Poughkeepsie, NY. We offer a full range of personal checking, savings, money market and certificates of deposit as well as, home equity lines of credit and mortgages. For commercial customers we offer a broad variety of products and services for sole proprietors, partnerships, and corporations. We have expanded our product line to include insurance and investment services and recommitted ourselves to exceptional customer service. (Rhinebeck Bank, Member FDIC, Equal Housing Lender, all loans subject to credit approval, NMLS #: 477976)

We are a community-based financial institution focused on developing relationships with our customers and the communities we serve. Our unique products set us apart, and make us the bank of choice in our market place. And our knowledgeable, caring staff differentiates us by serving as advisors to both consumers and businesses. Our select products and services include Checking and Savings accounts, commercial and residential loans and mortgages, investment services and our Visa® Rewards and Greene Loyalty program. We have been proudly serving the Hudson Valley and Capital Region for over 130 years.

Since we opened our first branch in 1872, it has been our top priority to help our neighbors realize their dreams, grow local businesses and support the people that make a difference in our community. These people, like you, are who we work hard for every day by ensuring their money is safe and secure. That means providing our community with the best personal and business products available. For additional informaiton please visit www.waldensavingsbank.com or call 845-457-7700. These products include: Personal and Business Banking Mortgage Loans Consumer Loans Commercial Loans Investment Services* Locations: Circleville Branch 2108 Route 302 Circleville, NY 10919 Cornwall Branch 321 Hudson Street Cornwall-on-Hudson, NY 12520 Florida Branch 95 N. Main Street Florida, NY 10921 Gardiner Branch 2356 State Route 44/55 Gardiner, NY 12525 Middlehope Branch 5239 Route 9W Newburgh, NY 12550 Montgomery Branch 99 Clinton Street Montgomery, NY 12549 New Windsor Branch 213 Quassaick Avenue New Windsor, NY 12553 Pine Bush Branch 50 Boniface Drive Pine Bush, NY 12566 Walden Branch 2 Bank Street Walden, NY 12586 Washingtonville Branch 127 East Main Street Washingtonville, NY 10992 *Advisory services may only be offered by Investment Adviser Representatives in connection with an appropriate Cetera advisory services agreement and Disclosure Brochure, as Cetera Investment Services LLC is a registered broker-dealer, registered investment adviser and licensed insurance agency. Member FINRA/SIPC. Cetera is not affiliated with Walden Savings Bank. Securities, advisory services and insurance products offered by Cetera: Not FDIC insured • May go down in value • Not Bank guaranteed • Not a Bank deposit • Not guaranteed by any governmental agency. Walden Savings Bank. Member FDIC. Equal Housing Lender

At National Bank of Coxsackie, we pride ourselves on being a reliable hometown bank that focuses on customer service. We are committed to providing you with the finest products and services possible. National Bank of Coxsackie understands that not every individual is the same and views our customers as such. We will always go the extra mile to make sure that our customers’ needs are met. Having been around since 1852, we are still that hometown bank you can trust. The National Bank of Coxsackie is an independent, locally owned, community commercial bank founded in 1852 as the State chartered Bank of Coxsackie. In 1865 the bank took a Federal charter and its present name of National Bank of Coxsackie. The bank first opened for business in 1853 in space it purchased and renovated at the end of Reed Street at the right hand side of the building that currently houses the Heermance Memorial Library. The bank moved to its present location at 5 Reed Street in 1869. The bank opened its first branch office in Greenville in 1966; its second location (drive-in facility only) in West Coxsackie in 1975; its third branch office in Ravena in 1976; a new full-service office with new drive-in facility in West Coxsackie in 1985 (to replace the 1975 structure); a fourth branch office in Catskill in 1987 (subsequently closed in 1993); a fifth branch office in Athens in 1992 as an acquisition from Key Bank of Eastern New York; and a sixth branch office in Cairo opened in May of 2006.

Delaware National Bank of Delhi has served Delaware County & surrounding since 1839. We are proud to be your community bank! Visit our site to learn more.

Community. It's where we live and work and grow. Strong communities thrive when people support local jobs and businesses. That's what Heritage Financial Credit Union is all about. We exist solely to empower and support the financial growth of our people and our communities. We offer all of the full service capabilities as a big bank - checking, savings, loans, online banking and so much more - but we don't pay shareholders. Earnings are put back in the form of lower rates, member dividends, jobs, community support, financial literacy and philanthropy. For over 80 years, we've been helping members achieve their financial goals. Since, 1940, Heritage Financial CU has been a not-for-profit cooperative association. Member accounts are fully insured up to $250,000 by the NCUA. Anyone who lives, works, worships, or goes to school in Orange, Ulster, Dutchess, Rockland, Sussex, or Pike counties can open an account with as little as $0.01. Delivering world-class service through personalized banking...every member, every time. Federally Insured by NCUA • Equal Housing Opportunity • Equal Opportunity Employer • Privacy Policy: https://heritagefcu.com/privacy-notice/

TEG Federal Credit Union is a local, member-owned, not-for-profit, full-service community financial institution open to all those who live, work, worship or attend school in Dutchess, Orange, Ulster, Sullivan, Putnam, Rockland and Westchester County in New York. Since 1969, TEG has been a steady source of financial services to its members including a wide range of Consumer and Business Loans, as well as Free Checking and many other Consumer and Business deposit account options. But TEG is not just in the business of deposits and loans – we're in the solutions business. Our goal is to find a solution for each and every person that comes to us so that they leave in a better position than when they started. TEG wants members for life, and that means that we will be there to help our members through the good times and the not so good times. And, when it comes to lending, we look at your entire picture, not just your credit score. TEG currently serves its members with 8 branches in Poughkeepsie, Beekman, Fishkill, Hyde Park, Wappingers Falls, Newburgh, and Middletown as well as through a top-notch online banking system featuring Online Banking, Bill Pay, Apps, Mobile & Text Banking, External Funds Transfer, MoneyDesktop, Personal Finance Manager, and Mobile Check Deposit.

Wallkill Valley Federal Savings & Loan is a community minded bank serving individuals and locally owned businesses throughout the Hudson Valley. Their 100+ years of history is positive proof of their understanding of the needs within our community and their dedication to helping it grow. Now with 9 locations, they have even more opportunity to help customers achieve their financial goals. For more detailed information regarding branch locations and hours contact them at 845-895-2051 or visit their website at www.wallkill.com