Mastercard is a global technology company in the payments industry. Our mission is to connect and power an inclusive, digital economy that benefits everyone, everywhere by making transactions safe, simple, smart and accessible. Using secure data and networks, partnerships and passion, our innovations and solutions help individuals, financial institutions, governments and businesses realize their greatest potential. Our decency quotient, or DQ, drives our culture and everything we do inside and outside of our company. With connections across more than 210 countries and territories, we are building a sustainable world that unlocks priceless possibilities for all.

You can Count on Columbia for all your personal banking needs in New Jersey. We’re more than just a bank – we’re your personal banker for life. As the largest independent bank in New Jersey, Columbia Bank is motivated by forming long-term relationships with our customers. Our team of experienced banking professionals provides our customers and the communities of New Jersey with unprecedented service and financial security. With conveniently located full-service branches in New Jersey, we believe that’s why individuals and families across New Jersey Count on Columbia to manage their personal bank accounts. Already have a personal bank account with us? We also offer business banking services, with the same service standard and financial stability that guide our personal bank account management. Whether we are helping you achieve your financial goals or helping the communities we serve through volunteering or our Columbia Bank Foundation, we strive to make Columbia Bank a place you can count on. Better Community Banking Starts Here.

In October 1963, a group of IBM employees had a vision—to create a financial cooperative for IBM employees and their families, where the needs of the individual would be placed before profit. Our product line in the beginning was modest, consisting of basic savings and consumer loans. By the end of our first year, the credit union had 14 member accounts and $172 in assets. Our name has changed over the years, our assets, products, and services have grown. Our membership has evolved to reflect the changing needs of our surrounding community but our mission and vision remain the same. Today, Hudson Valley Credit Union is a full service not-for-profit financial cooperative, 300,000+ members strong. We extend membership to our neighbors who live, work, worship, volunteer or attend school in Albany, Columbia, Dutchess, Greene, Orange, Putnam, Rensselaer, Rockland, Saratoga, Schenectady, Ulster, or Westchester Counties. HVCU is federally insured by the NCUA. Equal Housing Opportunity. View our social media policy: https://www.hvcu.org/social-media-policy/

Fairfield County Bank is a $1.9 billion community bank founded in 1871 in Ridgefield, Connecticut. Through our 16 offices, Fairfield County Bank offers a broad range of products and services to the residents, businesses, and municipalities in Fairfield County, Connecticut. We are the recent recipient of the prestigious Bauer Financial Five-Star rating and the Warren Press “Fast 50” Commercial Lender Award. We have been the Top Ten Residential Lender in Connecticut for three consecutive years. We are committed to providing excellent service to our customers at every point of contact. We engage with our customers and continually exceed their expectations by having well trained professionals dedicated to our culture of service excellence. Fairfield County Bank invests in the communities we serve through business and residential loans. We actively participate in community support. We focus on our communities'​ needs through extended employee volunteerism and corporate contributions. Our service offering is designed to provide ease of access wherever our clients choose; whether in a branch or at an offsite ATM location, online, on a mobile device, at a point-of-sale, or on the telephone. We are here, there and everywhere. Call us at 877.431.7431 Member FDIC | Equal Housing Lender | NMLS # 516624 Fairfield County Bank advises content posted is general in nature and does not constitute legal, tax, accounting, financial or investment advice. You are encouraged to consult with competent legal, tax, accounting, financial or investment professionals based on your specific circumstances. We do not make any warranties as to accuracy or completeness of posted third party articles and content, nor do we endorse any third-party companies, products, or services described here, and we take no liability for your use of this information. LinkedIn is a social network. Never disclose any personal banking information or non-public information on this site.

Union Savings Bank, established in 1866, is a $3.0 billion mutual bank dedicated to providing excellent service to its customers and communities. Headquartered in Danbury, Connecticut, Union Savings Bank is a full-service financial institution providing banking, mortgage, investment and insurance products to individuals, businesses, not-for-profit organizations and government entities throughout western Connecticut. Dedicated to growth and progress, Union Savings Bank continuously seeks new ways to better serve our customers – from increased convenience through branch expansion to mobile and online banking. As a local community bank, we think that helping our communities is the right thing and it’s the neighborly thing to do. Our customers find us to be so much more than just a bank. We are expert advisors and caring community members unified by our history of stability and driven by our mission to help our customers and communities plan, grow and succeed. Union Savings Bank has 25 branches in 18 towns, located in Bethel, Brookfield, Canton, Danbury, Kent, New Fairfield, Goshen, Litchfield, Marble Dale, Monroe, New Milford, Newtown, Norwalk, Ridgefield, Roxbury, Southbury, Torrington and Washington Depot. Visit us at http://www.unionsavings.com Member FDIC. Equal Housing Lender.

Ulster Savings Bank is a local community bank with 170 years of service to the community. Headquartered in Kingston, NY, Ulster Savings Bank has locations throughout the Hudson Valley. Visit us at www.ulstersavings.com or call toll-free 866-440-0391. (Investment, Tax, Payroll, and Insurance products and services available through Ulster Insurance Services, Inc. and Ulster Financial Group, Inc., subsidiaries of Ulster Savings Bank, are NOT FDIC INSURED.) We serve the needs of individuals and small businesses with a diverse menu of products and services and the latest banking technology: • In-branch, online and mobile banking • Residential and commercial mortgages • Consumer loans and lines of credit • Investments and retirement planning* • Home, auto and commercial insurance* • Tax preparation* • Payroll processing* *THESE PRODUCTS AND SERVICES ARE OFFERED THROUGH OUR SUBSIDIARIES, ULSTER INSURANCE SERVICES, INC. AND ULSTER FINANCIAL GROUP, INC. AND ARE NOT FDIC INSURED. ULSTER SAVINGS BANK. MEMBER FDIC. EQUAL HOUSING LENDER. NMLS# 619306

The finest traditions of community banking combined with the industry’s latest, most effective financial products and services. That’s Kearny Bank – founded back in 1884, and always committed to helping our neighbors. We treat each with dignity and respect, exceed expectations, and hope they’ll decide to bank with us. At our company’s core are teams of exceptional professionals, developed through consistent training, monitoring, and coaching. Our branches are integral parts of the neighborhoods they serve, so team members are able to learn the specific needs of local residents and businesses, and then provide the services they require. Through the decades, our footprint has expanded throughout New Jersey and into Brooklyn and Staten Island. Yet we’ve always remained true to providing world-class service, from right down the street. Kearny Bank wants to be your financial partner.

Cross River Bank provides technology infrastructure powering the future of financial services. Leveraging a proprietary real-time banking core, Cross River delivers innovative and scalable embedded payments, cards and lending solutions to millions of consumers and businesses. Cross River is backed by leading investors and serves the world’s most essential fintech and technology companies. Together with its partners, Cross River is reshaping global finance and financial inclusion. Member FDIC.

Spencer Savings Bank is a leading New Jersey-based community bank headquartered in Elmwood Park, N.J. For over 100 years, we have been serving our local communities with integrity and pride. Roots matter, because they mean experience. They mean real insight into what makes our communities strong. Most importantly, strong roots signify our ongoing commitment to being there when you need us most. Our team prides itself on being one of New Jersey's most trusted community banks. We specialize in delivering premier banking products and services for consumers and businesses - and truly meet the full range of individual, business, commercial and municipal banking needs. Our highly experienced commercial lending team provides a unique and personalized approach to banking, servicing its customers with an exceptional level of care that can rarely be found at larger banks. By taking the time to understand your needs, we become partners in your financial success. The bank has been helping to grow people, businesses and communities for decades. We are proud to partner with various local civic groups, charitable organizations and youth educational programs to improve the quality of life in New Jersey communities. We're here when challenges arise. Spencer is the local community bank that people, families, investors, entrepreneurs and business owners all depend upon for strength, stability and service excellence. For more information about Spencer Savings Bank and how we can help service you, please visit our website at www.spencersavings.com or call our Customer Service Center team at 1-800-363-8115. Visit our website to sign up for our personal and business emails with financial tips, event information, bank news, product promotions and more. Member FDIC, Equal Housing Lender

Orange Bank & Trust Company is an independent bank that began with the vision of 14 founders over 130 years ago. It has grown through conservative banking practices, ongoing innovation and an unwavering commitment to its community and business clientele to more than $2.5 billion in total assets. In recent years, Orange Bank & Trust has added branches in Rockland, Westchester and the Bronx.

HNB will never request personal or financial information through any form of social media. HNB will not send time-sensitive messages asking customers to confirm or -update sensitive information through any form of social media. HNB will never require an individual to provide account numbers, user IDs, passwords, ATM / Debit Cards numbers or PINs through any form of social media. HNB will never supply you with a link to an unaffiliated or outside website to assist with your banking relationship or related activity. Founded in 1836, The Honesdale National Bank is the oldest, locally-owned, community bank headquartered in Northeastern PA with offices in Wayne, Pike, Susquehanna, Lackawanna, and Luzerne counties. Visit www.hnbbank.bank/about/convenient-locations/ for locations and hours. HNB offers full-service personal and business banking and safe deposit boxes. We are ready for any of your financial needs with loans, mortgages, and equipment leasing. You can visit our trust department and financial services in the Corporate Center in Honesdale. We offer 24-hour telephone banking, free online banking and online bill pay. Visit us at one of our locations or check us out online at www.hnbbank.bank. Member FDIC. Equal Housing Lender. Equal Opportunity Lender.