Pentegra is a leading provider of retirement plan and fiduciary outsourcing solutions nationwide. As one of America’s oldest independent fiduciaries, we deliver retirement plans that run with less risk, greater efficiencies and improved outcomes. With an 80-year legacy of fiduciary expertise and oversight unmatched in the industry today, we partner with firms at the advisor, sponsor and enterprise level to bring maximum flexibility to every opportunity, offering a comprehensive array of retirement plan solutions, plan consulting, TPA services and fiduciary support. Learn more at pentegra.com.

32BJ SEIU is the largest property service workers union in the country, representing more than 175,000 office cleaners, security officers, doormen, porters, maintenance workers, bus drivers and aides, window cleaners, school cleaners and food service workers in twelve states and Washington, DC. 32BJ members work in residential buildings, commercial offices, airports, university and college campuses, public schools, theaters, museums arenas and stadiums. Our members come from 64 different countries and speak 28 different languages, and are united in a single fight for fairness and decency. Since 1999, 32BJ has nearly tripled in size and organized thousands of working men and women into a union, most recently nearly 10,000 contracted airport workers who had been working for poverty wages. 32BJ has passed dozens of local and state policies protecting and lifting working families up and down the East Coast, and has been a leader in the Fight for $15 since the first strike of 200 fast food workers in New York City in 2012. Our mission is to build and grow a diverse, effective, politically independent and democratic organization of workers to change our lives for the better, improve our communities, and build a more just society for present and future generations. We do our work guided by hope and optimism; grounded in the strength of diversity and unity; and driven forward by the power of working families taking collective action.

The Teamsters are one of North America’s largest, most diverse unions. In 1903, the Teamsters started as a merger of the two leading team driver associations. These drivers were the backbone of America’s robust economic growth, but they needed to organize to wrest their fair share from greedy corporations. Today, the Union’s task is exactly the same. The Teamsters are known as the champion of freight drivers and warehouse workers, but have organized workers in virtually every occupation imaginable, both professional and non-professional, private sector and public sector. Our 1.2 million members are public defenders in Minnesota; vegetable workers in California; sanitation workers in New York; brewers in St. Louis; newspaper workers in Seattle; construction workers in Las Vegas; zoo keepers in Pennsylvania; healthcare workers in Rhode Island; bakery workers in Maine; airline pilots, secretaries and police officers. Name the occupation and chances are we represent those workers somewhere. Teamsters stand ready to organize workers who want to bargain collectively. Once a contract is negotiated and signed, the Union works to enforce it—holding management’s feet to the fire and invoking contract grievance procedures if management chooses not to. Wages and benefits under Teamster contracts are markedly better than those of non-union employees in similar jobs. Teamster contracts are the guarantors of decent wages, fair promotion, health coverage, job security, paid time-off and retirement income. The Teamsters Union also performs vital tasks in such areas as pension management, safety & health, community outreach, governmental affairs and communications. For more than a century, the Teamsters have been a public voice for the rights and aspirations of working men and women and a key player in securing them.

The Teamsters are one of North America’s largest, most diverse unions. In 1903, the Teamsters started as a merger of the two leading team driver associations. These drivers were the backbone of America’s robust economic growth, but they needed to organize to wrest their fair share from greedy corporations. Today, the Union’s task is exactly the same. The Teamsters are known as the champion of freight drivers and warehouse workers, but have organized workers in virtually every occupation imaginable, both professional and non-professional, private sector and public sector. Our 1.2 million members are public defenders in Minnesota; vegetable workers in California; sanitation workers in New York; brewers in St. Louis; newspaper workers in Seattle; construction workers in Las Vegas; zoo keepers in Pennsylvania; healthcare workers in Rhode Island; bakery workers in Maine; airline pilots, secretaries and police officers. Name the occupation and chances are we represent those workers somewhere. Teamsters stand ready to organize workers who want to bargain collectively. Once a contract is negotiated and signed, the Union works to enforce it—holding management’s feet to the fire and invoking contract grievance procedures if management chooses not to. Wages and benefits under Teamster contracts are markedly better than those of non-union employees in similar jobs. Teamster contracts are the guarantors of decent wages, fair promotion, health coverage, job security, paid time-off and retirement income. The Teamsters Union also performs vital tasks in such areas as pension management, safety & health, community outreach, governmental affairs and communications. For more than a century, the Teamsters have been a public voice for the rights and aspirations of working men and women and a key player in securing them.

Rosenthal & Rosenthal (www.rosenthalinc.com) is the leading factoring, asset based lending and purchase order financing firm in the United States. Founded in 1938 by Imre J. Rosenthal, the firm is now led by the second and third generations of the Rosenthal family. As a privately held company, Rosenthal is committed to providing personalized service and flexible lending to clients across a broad range of industries. We help our clients through their toughest challenges, so they can focus on growing their businesses. We are dedicated to helping entrepreneurs move their companies forward. FACTORING Factoring is for businesses that sell products on terms and need credit protection, collection and management of their receivables, and/or advances on accounts receivable (A/R) and inventory. • Clients range from start-ups to mature businesses with $1 billion+ in sales • Loan size up to $30 million • Collateral, including commercial A/R and inventory, intellectual property and real estate • International factoring ASSET BASED LENDING ABL is for businesses that sell a product or service on terms and require a credit facility secured by the company’s assets. • Revolving lines of credit range from $1 million to $20 million+ • Collateral, including commercial A/R and inventory, intellectual property, real estate and machinery/equipment • Covenant-lite facilities working for businesses with positive and negative EBITDA • Metal Leasing: gold, silver, palladium and platinum PURCHASE ORDER FINANCING Purchase Order Financing is an alternative inventory financing solution for cash-constrained businesses that need incremental working capital. • Transactional pre-sold inventory funding facilities ranging from $250,000 to $20 million • Letters of credit and other short-term financing instruments for international and domestic inventory purchases • Production financing for light manufacturing, assembly and government contracting businesses YOUR SUCCESS IS ALWAYS OUR PRIORITY

First New York is a multi-strategy investment firm. Since its inception in 1986, First New York has been a preferred destination for portfolio managers seeking to partner in an opportunistic environment with a history of success. For over three decades, First New York has identified portfolio managers and third party managers for its own account who implement strategies in equities, derivatives, fixed income, currencies, commodities and futures across global markets. First New York provides experienced portfolio managers with infrastructure and capital to deploy their strategies.

Business Capital LLC