At American Federal Mortgage, we make it easy for those seeking to refinance or purchase their dream home in 10 states by offering a variety of flexible loan programs geared toward each client's specific mortgage needs. Having been a recognized leader in the mortgage lending industry for nearly three decades, our loan officers pride themselves on taking the stress out of the home buying or refinancing process. And the fact that we offer the lowest mortgage rates in NJ, NY, PA, CT, FL, NC, SC, MA, MD and DE makes us the area choice for affordable mortgage loans. Since all of our mortgage rates are guaranteed in writing with our lock-in agreement, you as an American Federal customer can be ensured that the rate we quote is the rate you close at. Licensed Mortgage Banker - American Federal Mortgage Corporation NMLS License #2756 - New Jersey Department of Banking and Insurance New Jersey License # 8700934 - Connecticut Department of Banking CT License # 2612 - AFMC Mortgage in Lieu of true name American Federal Mortgage Corporation NYS Banking Department NY Lender # 8500837 - Pennsylvania Department of Banking PA License # 21497 - AFMC Mortgage Licensed Mortgage Lender by Florida Office of Financial Regulation FL License # MLD1126 - Licensed Mortgage Lender Licensed by North Carolina Commissioner of Banks NC License # L-160180 - Licensed Mortgage Lender Licensed by Massachusetts Division of Banks MA License #ML2756 - Licensed Mortgage Lender Licensed by Maryland Office Of The Commissioner Of Financial Regulation MD License #21274 - Licensed Mortgage Lender/Servicer License Licensed by South Carolina State Board Of Financial Institutions SC License # MLS - 2756 - Lender License Licensed by Delaware Office Of The State Bank Commissioner DE License # 017925

Penn East was chartered on May 3, 1938 as “Scranton, Pennsylvania Teachers Federal Credit Union” and was awarded charter number 2742. On June 28, 1974 the name was changed to “Scranton and NE Educational Federal Credit Union”. The final name change occurred on December 21, 1994 when the credit union changed its name to “Penn East Federal Credit Union”. The founder and original manager was Mark Raymond who ran the credit union from its founding in 1938 through his death in 1973. Upon his death, the management of the credit union fell to his wife, Mildred Raymond, who ran the credit union from 1973 through 1980. The Raymonds ran the credit union from the living room of their home. From those humble beginnings, the credit union has grown to be a full-service financial institution and the third largest credit union in Lackawanna County. On December 21, 2004, Penn East Federal Credit Union obtained a community charter that includes Lackawanna, Luzerne and Wyoming counties. Penn East Federal Credit Union is committed to improving the financial well being of its members and serving the community by providing members with quality products and services, providing world-class service, maintaining a financially sound organization and preserving an equitable workplace for its employees while upholding the highest ethical standards. This credit union is federally insured by the National Credit Union Administration.

Founded in 1897, David Cronheim Mortgage Corporation is one of the commercial real estate industry's largest privately owned comprehensive real estate investment bankers. Cronheim has taken a competitive, responsive, and professional approach in placing debt and equity financing with approximately $2 billion in loans placed across 29 states. Cronheim brings together commercial real estate owners in need of property financing and large financial institutions in need of competitive, long term assets and performs all the necessary ground work and due diligence to bring about a deal in a timely manner. Our flexibility, diversified approach, and innovation, combined with a century of experience and generations of success, help us deliver unmatched results to our clients.

Lusitania Savings Bank is a community savings bank with its headquarters at 107 Pulaski Street, Newark, New Jersey, United States.

Leaders Financial Co is a financial services company based out of 77 Central Ave # 2, Clark, New Jersey, United States.

Jersey Mortgage is a pioneer in the residential mortgage industry, with roots going back to 1930. We're committed to making your home buying experience as easy and affordable as possible. This commitment also extends to our employees, each of whom has an average tenure of over 8 years with the company. Our level of dedication to our customers is unheard of in the industry today. Our company knows the New Jersey housing market and how competitive finding the perfect home can be. Personalized service and flexible financing options will help ensure that your home buying experience goes as smoothly and trouble-free as possible.

Founded in June 2000, Crown Bank is committed to providing you superior service and principled management. Crown Bank is a locally-owned, independent bank. As a privately held bank, we are free to focus solely on the needs of our customers and to move quickly.

Founded in 1923, The Neffs National Bank is an independent community bank that takes pride in being community-oriented and providing quality customer service. From its modest beginning, the growth of the bank has been influenced by the prosperity of the local communities. Individuals and businesses continue to contribute to promoting community-oriented, independently-operated banking. Community banking continues today under dynamic leadership of a dedicated Board of Directors, the excellent cooperation of the employees and loyal support of the shareholders and depositors. The mission of The Neffs National Bank is to respect our past as we grow and remain a strong, independent, community-oriented bank.

Established in 1998, Millenium Home Mortgage, LLC has the reputation as an outstanding mortgage banker, serving the lending needs of real estate professionals, builders, homeowners and buyers throughout New Jersey, New York, Pennsylvania and Connecticut. Our mortgage representatives are experts in their field and are dedicated to finding the right loan, with the best rate, term and cost, to meet our clients’ needs. We pride ourselves on fast approvals and hassle free processing. Built on the foundation of strong customer service and greats rates, Millenium Home Mortgage, LLC is the right choice for all your mortgage needs. Specialties: Purchase, Refinance, Debt Consolidation, Reverse Mortgage, FHA, USDA Rural Housing, Second Home, Investment Property, Stated Income and much more!

Residential Home Mortgage Corporation (RHMC) is one of the nation's top customer rated mortgage lenders. Since our founding, our goal has been simple: provide our clients the best mortgage possible - through the best rates AND the best service. Our combination of low rates, award-winning customer service and broad range of program options allows us to provide our clients with custom tailored mortgage solutions for any situation. RHMC has a 97% customer recommendation rate. We are committed to delivering the best value for our clients, attracting and developing the best talent in our industry, offering a dynamic work environment, and giving back to the communities where we live and work. Equal Housing Lender. Licensed by the CT & NJ Depts. of Banking and Insurance. Licensed by the PA Dept. of Banking and Securities. Licensed Mortgage Banker–NYS Dept. of Financial Services. NMLS #71932. DBA RHMC Financial in New York. DBA RHMC Financial Corp. in Connecticut.

Freedom Bank is an independent, full-service commercial bank that's committed to providing individuals and businesses with ways to achieve their financial goals. From checking and IOLTA accounts to CDs and low-cost loans, we have it all! We are dedicated to high-tech delivery of competitive products, and highly personalized service to meet your specific needs. We believe in our communities and since we live and work beside you, we know what you are facing in your businesses and we will do all that we can to help you reach all of your goals. We’re dedicated to high-tech delivery of competitive products and highly personalized service to meet your specific needs. Freedom Bank employees believe personal attention, local decisions, sound banking practices, and comprehensive financial services should exceed customers’ expectations and we’ll do all we can to see that it happens. We are committed to establishing and maintaining long-term relationships with our customers and our communities. We believe in the people of northern New Jersey and we will work with you to help you achieve your financial goals. With over 125 years of combined banking experience, our professionals pride themselves on providing outstanding customer service and exceptional banking expertise. Freedom Bank’s senior management was chosen not only for their extensive banking experience, but also for their involvement in the Bergen County, NJ business and civic communities. Headquartered in beautiful Maywood, Bergen County, NJ, with additional branches in Guttenberg, Ridgewood, Mahwah and East Rutherford NJ, Freedom Bank's mission is to be recognized as a valued member of the northern New Jersey financial community...and as a path to your financial freedom! Freedom Bank is a member of the FDIC, an Equal Housing Opportunity Lender, and an Equal Opportunity Employer M/F/D/V.