F&M Bank, headquartered in Lodi, California, is a locally owned and operated full-service community bank with more than $5.3 billion in assets. We proudly serve California’s great communities with more than 32 convenient locations. F&M Bank is consistently recognized as one of the safest banks in California. We continue to carry the Five-Star, Superior Bank award by the national independent bank rating firm of Bauer Financial, one of the nation’s most well-known independent rating services for banks and credit unions *. We have received this recognition for more than 20 years, longer than any other commercial bank in the state of California. Along with the experience and knowledge of the communities we support, F&M Bank is dedicated to improving the quality of life in the Central Valley and East Bay by reinvesting a significant portion of our profits back into these communities. We proudly maintain the highest rating possible for Community Reinvestment - an “Outstanding” from the Federal Government. Today, F&M Bank continues to grow and prosper each year, while fulfilling the banking needs of local business, the agriculture community, and families. *Bauer Financial, Inc. rated F&M Bank “5-Star, Superior Bank” as of the quarter ending December 31, 2022. For more information please visit www.bauerfinancial.com. Information is accurate as of 1/23/23.

The Future Needs a Heritage Heritage Bank of Commerce, founded in 1994, is a community business bank headquartered in San Jose. For over 25 years, HBC has provided a consultative relationship banking approach with clients, offering valuable services to help them achieve their long-term business goals. The Bank combines the classic values of relationship-based, customer-focused community banking, with a forward-looking, strategic approach. Our solution-driven team of experienced, dedicated and innovative bankers, partner with you to find a custom solution that fits your business needs. Our large spectrum of credit and loan products spans from factoring to open lines of credits, cash management solutions to support and leverage your business cash flow, as well as a dedicated HOA Specialty Banking department servicing the HOA community with the latest in banking technology. Bank Focused on People Working with People With over 800 Non-profit organizations spanning a wide variety of industries, we know the intricacy of banking for non-profits. At HBC, we take a strong consultative approach empowering you to make meaningful business decisions that will allow you to have a strong impact in your community. As a conservative three plus billion dollar, publicly traded, 5-Star Bauer Financial rated, FDIC insured bank we check all the traditional boxes for a financial institution. But community banking is much more. HBC is involved on a deeper level with industry, business and community leaders, and is able to leverage this network successfully for our client’s business goals. As part of our mission to give back, our relationship managers are required to be active in their community. They serve on boards, are deeply involved with their local business organizations and chambers, and are taking active roles in shaping their business areas. Member FDIC | Equal Housing Lender | NMLS ID# 486849

Tech CU has served the high-tech workforce and its ecosystem in the greater Bay Area for over 60 years. It is recognized as one of the best-managed and strongest financial institutions in the country. In 2021, on the basis of member feedback, Tech CU was awarded the 2021 Forbes Best-in-State Award. With more than 155,000 members and nearly $4 billion in assets, Tech CU is a leader in its field — offering online and mobile banking, full-service branches in the Bay Area, a Virtual Branch, and comprehensive wealth management and business services. Tech CU members have access to over 65,000 fee-free ATMs nationwide. LinkedIn privacy policies apply. Tech CU controls the content we post on this page. Comments are subject to moderation. Do not post confidential personal information here.

Recognized as one of the nation’s leading independent community banks, as well as one of the largest community banks in San Joaquin County, this 150+ year old local bank is known for its tradition of strength, safety, personalized service and the latest in banking technologies to make banking easy. As California’s oldest bank still operating under its original charter, Bank of Stockton offers a refreshing banking experience, delivering a suite of personal and business products as robust as the big banks, yet focusing on customer relationships. Whether customers are high touch or high tech, Bank of Stockton offers the perfect banking experience. With 20 branches, in 16 cities, spread throughout 9 counties in contiguous markets in Northern California, Bank of Stockton is characterized by its strong brand of personalized service, lending expertise with long-tenured lenders, reinvesting back into the communities it serves and giving back to its communities through non-profit support and employee volunteerism. Since 1867, Bank of Stockton has had only 9 Presidents at the helm, and set a precedent for safety, superior customer service, quality banking products and technological innovation for generations of families and businesses. Bank of Stockton also has a great respect for history with a dedicated Archive that houses a collection of over 40,000 historical photos of the Central Valley, Mother Lode and surrounding areas.

KeyPoint Credit Union is an award-winning credit union based in Silicon Valley, with $1 billion in assets and over 58,000 members across California. We aim to improve people’s lives with a full line of financial products and services, while providing excellent rates, low fees, 24/7 access and personalized member service. The majority of KeyPoint’s members work in high tech – industry leaders like Apple and Google are among our many member companies. KeyPoint also serves anyone who lives, works, attends school or worships in: Santa Clara County, Alameda County, El Dorado County, Placer County, San Mateo County, Sacramento County, Santa Barbara County, Contra Costa County and designated areas of Ventura County. We have six Silicon Valley locations, as well as branches in Dublin, Folsom and Goleta. MEMBERSHIP To learn more about joining KeyPoint or becoming a member company, visit kpcu.com/membership. CAREERS Want to be a part of our dedicated team? Find open positions at kpcu.com/about-us/careers. AWARDS 2017 Top Workplace by Bay Area News Group 2016 Top Workplace by Bay Area News Group 2015 Top Workplace by Bay Area News Group Federally Insured by NCUA | Equal Housing Opportunity | NMLS # 417395

Meriwest Credit Union delivers financial value to individuals and small businesses in the Greater Bay Area of California and Tucson, AZ. We provide to those who are seeking above market rates on deposits, low loan rates, lower fees, product options and an experience that makes you feel confident about your decision to do business with us. If you need a reference, just ask our members! More than one-third of our new members are referred from members who consistently rate us high in service and have rated the interaction with our employees as their greatest source of satisfaction. Meriwest members enjoy the security of banking with an organization that's established, financially sound and has a strong local heritage. Our 1st Time Home Buyers Assistance program allows home buyers the opportunity to find their perfect first home. With online approvals in just a short time, they enjoy the peace of mind of knowing exactly what they can afford and have been approved for. Meriwest's FLOW account helps teens and young adults manage money through an individual experience. Meriwest's Business Banking brings a personalized banking experience to local small businesses through benefits scarcely offered such as: • Free business checking • Premier business interest checking • CRE and Commercial Loans Meriwest offers the convenience and comfort of banking where you will always receive a welcoming experience. Our members enjoy banking at financial centers that feel more like home as we feature: • Complimentary Peet's coffee • No teller lines • Financial news and offers • Access to a cybercafé • Mobile Banking Because Meriwest is networked with other credit unions you can conduct your transactions at a location convenient to you. Or if you prefer, you can use our Online or Mobile banking services for anytime account access. All good reasons to break free from your bank and join the move to Meriwest. Find a Financial Center: www.meriwest.com/locations

Oak Valley is located in the heart of California’s Central Valley and serves a growing footprint spanning six counties and reaching into the Eastern Sierra Nevada. Small to medium-sized businesses, professionals and individuals are attracted to our unique style of service. Headquartered in Oakdale, Oak Valley boasts the designation of being the only NASDAQ traded company headquartered in Stanislaus County. Embracing a team philosophy and promoting from within characterize how the employees of Oak Valley manage for success under a long term growth strategy. Team-wide commitment to a culture of service and community provide the foundation for a well thought out de novo branch approach, we refer to as our “Rolling 10 Year Plan.” In our 30 year history, execution of this plan has transformed the Bank from a single branch operation in Oakdale, to 18 locations and nearly $2.0 billion in assets. Dynamic individuals with a spirit of teamwork and an aptitude for collaboration excel at Oak Valley, making it a great place to bank and work. High-quality employees attract high-quality clients: Our employees are the driving force behind the Bank’s growth and profitability. They pride themselves on offering a unique style of relationship service. Seamless team participation develops the individual and drives our commitment to continually improve. We seek self-motivated individuals who excel in a team environment and employ a ‘promote from within strategy.’ Our relationship building philosophy extends to clients and employees; it’s a long term vision. Our goal for employees is to create an atmosphere that challenges them to be their best while providing them with the tools to continue to develop professionally and enhance their role in the community.

Our goal at Avidbank is to advance our clients’ success by offering innovative financial solutions and service. Our experienced people create long-term relationships by providing an individualized banking experience based on mutual effort, ingenuity and trust. We specialize in commercial & industrial lending, venture lending, structured finance, asset-based lending, sponsor finance, construction and commercial real estate lending. Avidbank provides a different approach to banking.

We’re just what you’d expect in a financial institution and more than you ever imagined. For more than 70 years, we’ve focused our attention on providing members with the best financial solutions possible. With more than 50,000 members, Santa Clara County Federal Credit Union—more commonly known as County Federal—remains steadfast in our commitment to county, city and school employees and the affiliated organizations that support them. We provide this family of organizations with exceptional service based on a philosophy we call the County Federal Experience. It revolves around our innovative products and solutions, coupled with our empathetic approach that empowers, enriches and enhances our members’ financial lives. With services like online bill pay, mobile check deposit, and so much more, you can get access to precisely what you want in whatever manner that suits your need. Our members can take advantage of our entire line of products—and work with our seasoned financial experts throughout the entire process. County Federal has been able to develop outreach programs to benefit those in our community. We have helped many young members reach their educational goals through our scholarship program. We also dedicate time and money to various non-profit organizations within our field of membership. At County Federal, you’ll know right away that you aren’t just a customer, you’re a member. And that means preferred rates, a comprehensive line of products and services—and the kind of personal service that builds Relationships for Life. County Federal was originally chartered in the State of California under the name Santa Clara County Employees Credit Union. County Federal serves Santa Clara County employees, but also San Benito County, many cities within Santa Clara County, Santa Clara County Office of Education, Valley Medical Center and many other agencies, companies and non-profit organizations affiliated with the County.

Excite Credit Union is the community’s credit union, a community-focused financial institution that has been serving the needs of our neighbors for over 70 years. With $650 million in assets and over 44,000 members, we're proud to be a stable and financially sound institution that is federally insured by the NCUA. Our commitment to the communities we serve runs deep. Designated a CDFI – Community Development Financial Institution, awarded to organizations that offer economic opportunities to underserved people and communities, Excite believes in the power of people coming together to build a financially stronger future. As the community's credit union, we're dedicated to empowering our Members with the tools and resources they need to achieve their financial goals. We serve nine counties across California and North Carolina, including Santa Clara, Santa Cruz, San Mateo, San Francisco, Monterey, Alameda, New Hanover, Pender, and Brunswick counties. We're also proud to offer our great benefits to over 400 local businesses in our community, supporting our fellow entrepreneurs and helping to grow our local economy. Visit us at excitecu.org to learn more about how we can help you build a brighter financial future.

PayNearMe is the modern, reliable payments platform that facilitates cash, debit, credit, ACH and mobile-first payments, including Apple Pay, Google Pay, Cash App Pay, PayPal and Venmo, for thousands of businesses and government agencies nationwide. With its great mobile experience, PayNearMe’s technology provides a simple way for businesses to collect payments through an intuitive, consistent experience for their customers. In addition, payment reminders and mobile wallet integration drive more on-time payments. To make a cash payment in their own neighborhood, consumers visit any of our 60,000 trusted locations in the U.S., which include 7-Eleven®, Walmart®, Family Dollar®, Casey's General Stores®, Dollar General®and ACE Cash Express stores. PayNearMe processes cash payments for the IRS, Comcast, Greyhound, Oportun and the California Department of Child Support Services, among others. PayNearMe is offered by PayNearMe MT, Inc., which is a wholly owned subsidiary of PayNearMe, Inc. Follow PayNearMe on X and Facebook. © 2023 PayNearMe Inc. All rights reserved. Money transmission services are provided by PayNearMe MT, Inc, a wholly owned subsidiary of PayNearMe, Inc.