We believe in being long term partners with our clients--not just suppliers of goods and services. Any employee benefit firm can offer a menu of services to be purchased off the rack. What we do is far more complete. For example, we have helped clients underwrite their own risk to maximize health care dollar spend, helped our clients add meaningful medical management programs to improve overall group fitness, provided "gaps in care" insight to address large claim generaters, normalized "cost" vs "billed" data for provider/facility comparison, implemented pharmacy audits and have brought electronic "shopping" to a market sorely lacking in innovation and creativity. Whether you're talking product placement, specific strategy, implementation or communications, we're experienced professionals. IBS is not a training ground for beginners who learn the business at client expense. We believe in financial responsibility. We are careful with our money and we will be good stewards of yours as well. We firmly believe in complete and total planning. The trick is to start with a complete understanding of our markets and our customers. Then, and only then can the creative process begin. Because of our fundamental beliefs, nothing but the best work will ever leave my organization.

Gallagher, a global insurance brokerage, risk management, and consulting firm, serves communities around the globe, helping clients address risk, protecting assets, and recovering from losses. The products and services we provide keep businesses and institutions running, and enable individuals and families to face their future with confidence. Gallagher provides retail and wholesale property and casualty brokerage, alternative risk transfer services, employee benefit consulting, and actuarial services. Gallagher also offers claims and information management, risk control consulting and appraisal services, human resource consulting, and retirement services. #BuildingConfidenceTogether Follow us on social: Instagram: http://instagram.com/gallagherglobal Facebook: http://www.facebook.com/GallagherGlobal Twitter: https://twitter.com/GallagherGlobal YouTube: https://www.youtube.com/GallagherGlobal

The Horton Group began in 1971 as a single location, eight-person insurance agency in Orland Park, Illinois. Today, Horton is a large, stable insurance broker that delivers complex solutions to thousands of customers. The company currently features seven offices in four states. Horton provides businesses with a value proposition – tangible services – that other brokers do not match. Additionally, The Horton Group utilizes a professional approach in managing the Company’s core business operations. This unique combination of service capabilities and business excellence gives Horton’s clients real value when compared to what competing insurance brokers can offer. The Horton Group does not take its success for granted. Through continuous improvement and innovation, the Company is able to develop superior risk and benefit programs for clients who are leaders in their field. In the areas of risk management, insurance and employee benefits, Horton provides programs and methodologies that are proven to lower costs and increase value. Horton adds to its service capabilities through acquisitions and new venture opportunities. These strategies, along with the Company’s tools, techniques and talent, come together to form Horton’s aggressive, growth-oriented culture of quality.

What makes Lockton stand apart is also what makes us better: independence. Lockton's private ownership empowers its 10,000+ Associates doing business in over 125 countries to focus solely on clients' risk and insurance needs. With expertise that reaches around the globe, Lockton delivers the deep understanding needed to accomplish remarkable results. For 14 consecutive years, Business Insurance magazine has recognized Lockton as a "Best Place to Work in Insurance." Lockton was named among the 2022 Best Managed Companies by Deloitte and the Wall Street Journal, a program that recognizes excellence and honors private companies for their strategy, execution, culture, and financials.

Marsh McLennan Agency (MMA) provides business insurance, employee health & benefits, retirement, and private client insurance solutions to organizations and individuals seeking limitless possibilities. With over 9,000 colleagues and 160 offices across the United States and Canada, MMA combines the personalized service model of a local consultant with the global resources and expertise of the world’s leading professional services firm, Marsh McLennan (NYSE: MMC). MMA generates more than $2 billion in annualized revenue, making it one of the largest brokerage operations in North America.

Gallagher, a global insurance brokerage, risk management, and consulting firm, serves communities around the globe, helping clients address risk, protecting assets, and recovering from losses. The products and services we provide keep businesses and institutions running, and enable individuals and families to face their future with confidence. Gallagher provides retail and wholesale property and casualty brokerage, alternative risk transfer services, employee benefit consulting, and actuarial services. Gallagher also offers claims and information management, risk control consulting and appraisal services, human resource consulting, and retirement services. #BuildingConfidenceTogether Follow us on social: Instagram: http://instagram.com/gallagherglobal Facebook: http://www.facebook.com/GallagherGlobal Twitter: https://twitter.com/GallagherGlobal YouTube: https://www.youtube.com/GallagherGlobal

Medical Management Benefits is a local insurance broker headquartered in Delafield, Wisconsin, specializing in serving clients of large employers. With a focus on providing exceptional service and expertise, Medical Management Benefits works with organizations to address their unique insurance needs. Their office in Delafield has successfully collaborated with G I Associates LLC, an employer in the offices of physicians industry, which consists of 280 members. Medical Management Benefits closely partnered with the HR and finance team of G I Associates LLC to establish a customized self-funding arrangement that caters specifically to the needs of their members. This demonstrates their commitment to tailoring insurance solutions to the unique requirements of each client. With strong expertise in the offices of physicians industry, Medical Management Benefits is well-positioned to understand the intricacies and challenges faced by employers in this sector. Their knowledge and experience enable them to navigate the complexities of the industry, ensuring that clients receive comprehensive and effective insurance coverage. Located in Delafield, Wisconsin, the office of Medical Management Benefits primarily serves clients throughout the state. Their clientele includes prominent employers such as G I Associates LLC, highlighting their ability to forge successful partnerships with organizations in the offices of physicians industry. By choosing Medical Management Benefits as their insurance broker, clients in Wisconsin can benefit from their extensive industry expertise and dedication to providing tailored solutions. Medical Management Benefits strives to exceed client expectations, delivering exceptional service and ensuring that their insurance needs are met with precision and care.

Marsh McLennan Agency (MMA) is a wholly owned subsidiary of Marsh, serving the risk prevention and insurance needs of middle market companies in the United States. MMA has access to broad resources and solutions across all of its sister companies under the Marsh McLennan (MMC) banner. Although we are not integrating the businesses with Marsh, we are able to leverage the value of our respective capabilities and intellectual capital in those instances where there is a compelling case for collaboration between MMA and Marsh. Mid-size companies need a partner they can trust and that can provide additional tools for opportunity and growth. We strive every day to service those needs. We successfully bridge the gap between what the “big firms” offer and the advice, solutions, and programs that smaller businesses require.

Cottingham & Butler Insurance Services (a regional insurance brokerage firm serving several areas) is headquartered in Dubuque, Iowa. Cottingham & Butler is committed to finding the best insurance solutions at the best prices. The company's Madison office has the top M Score of 5 due to a wide range of experience and positive customer feedback for their service and outcomes. The Madison, WI, market employs 333,800 people who depend on their employer for many benefits, including health insurance. Cottingham & Butler Insurance Services offers medical insurance, voluntary benefits, and other services for all sizes of employers. Providing comprehensive medical benefits to employees and voluntary benefits can help to retain your employees. Cottingham & Butler Insurance Services Inc. Madison is highly rated by customers based on their employer reviews. Insurance brokers should help guide your company through steps like open enrollment and challenging claims. Cottingham & Butler Insurance Services Inc.'s Madison office works with several insurance carriers, including Aflac and United Healthcare.

BPA Brokers, a regional insurance broker based in Eau Claire, Wisconsin, is dedicated to serving midsize and small employers across various industries. With their strong expertise in educational services, professional, scientific, and technical services, as well as fabricated metal product manufacturing, they have become a trusted partner for businesses seeking comprehensive insurance solutions. Their successful collaboration with National Presto Industries, Inc., a fabricated metal product manufacturing employer, showcases their ability to tailor insurance plans to meet the unique needs of their clients. BPA Brokers worked closely with National Presto Industries' HR and finance team to establish a self-funding arrangement, ensuring that their members have access to the coverage that suits them best. In addition to National Presto Industries, BPA Brokers serves other prominent clients, including Soka University of America and Wisconsin Manufacturers and Commerce Inc. This diverse client base highlights their ability to cater to the specific requirements of different organizations. As one of the leading brokerages in the Eau Claire market, BPA Brokers has amassed a wealth of experience and expertise, enabling them to provide top-notch service to their clients. They have a strong track record of working with self-funded employers, ensuring comprehensive coverage and cost-effective solutions. In summary, BPA Brokers is a regional insurance broker with an office in Eau Claire, Wisconsin, specializing in serving midsize and small employers. Their extensive expertise in industries such as educational services, professional, scientific, and technical services, and fabricated metal product manufacturing positions them as a trusted partner for businesses seeking tailored insurance solutions. With a focus on self-funded employers, BPA Brokers is committed to delivering high-quality coverage and personalized service to their valued clients.