Associated Financial Consultants & Investor Services is dedicated to the creation and conservation of lifetime assets. We provide financial solutions to complex situations and challenges that are easy to digest, understand, strategize from and most importantly execute, track and adapt to. Our clientele consists of a wide variety of individuals, who are both well-established or establishing themselves, and companies of all sizes, both local and national. We believe that every individual and company is unique – such as ourselves – with a wide array of goals and challenges throughout multiple stages, whether it’s finding success, during success or with continuing success. Therefore, every solution needs to be tailored and customized with a unique approach. Associated prides itself on being independent for over 40 years, and it’s our goal to continue helping others remain unique and independent for many generations to come. ### Please see my website for additional information and disclosures. Third party comments may not be representative of all customer experiences. Securities by licensed Individuals Offered Through Securities America, Inc. A Registered Broker/Dealer Member FINRA, SIPC The accuracy and authenticity of the information is reliant solely on the author and/or third parties and not by Securities America, Inc. nor its affiliates. Any information represented should be for illustrative and educational purposes only and not to be considered investment advice.

M3 is a top insurance broker and risk management firm in America. We’re leaders in the products we represent and the industries we serve. M3’s people are an extension of your team, providing world-class resources to help you manage risk, purchase insurance, and provide employee benefits. And our focus on community builds better places to live and work. For more information on M3, visit m3ins.com.

Ansay and Associates are in its 75th year as being Wisconsin’s premier independent insurance agency with offices located all over Wisconsin. Our unique approach to insurance, “The Ansay Way,” ensures that you’re covered for any risk that may come your way. Our agents specialize in either commercial or personal insurance so you’re confident the products will match your needs. Commercial insurance coverage goes beyond a policy, look at all of the options we offer for our commercial insurance customers: OSHA requirement training, loss control guidance, decrease loss exposure and loss control, commercial crime coverage, loss control training and much more. Personal insurance options start with: home insurance, auto insurance, boat insurance, recreational vehicle insurance as well as umbrella policies and bundled policies too. With offices in Port Washington, Brookfield, Green Bay, Manitowoc, Appleton, Oshkosh, Mosinee, Stevens Point, Eau Claire, Alma, Madison, Burlington, Jefferson, Cedarburg, Bloomer, Augusta, Chetek, Chippewa Falls, Menomonie, New Richmond, and River Falls., we have an Ansay location close to you.

Marsh McLennan Agency (MMA) provides business insurance, employee health & benefits, retirement, and private client insurance solutions to organizations and individuals seeking limitless possibilities. With over 9,000 colleagues and 160 offices across the United States and Canada, MMA combines the personalized service model of a local consultant with the global resources and expertise of the world’s leading professional services firm, Marsh McLennan (NYSE: MMC). MMA generates more than $2 billion in annualized revenue, making it one of the largest brokerage operations in North America.

BPA Brokers, a regional insurance broker based in Eau Claire, Wisconsin, is dedicated to serving midsize and small employers across various industries. With their strong expertise in educational services, professional, scientific, and technical services, as well as fabricated metal product manufacturing, they have become a trusted partner for businesses seeking comprehensive insurance solutions. Their successful collaboration with National Presto Industries, Inc., a fabricated metal product manufacturing employer, showcases their ability to tailor insurance plans to meet the unique needs of their clients. BPA Brokers worked closely with National Presto Industries' HR and finance team to establish a self-funding arrangement, ensuring that their members have access to the coverage that suits them best. In addition to National Presto Industries, BPA Brokers serves other prominent clients, including Soka University of America and Wisconsin Manufacturers and Commerce Inc. This diverse client base highlights their ability to cater to the specific requirements of different organizations. As one of the leading brokerages in the Eau Claire market, BPA Brokers has amassed a wealth of experience and expertise, enabling them to provide top-notch service to their clients. They have a strong track record of working with self-funded employers, ensuring comprehensive coverage and cost-effective solutions. In summary, BPA Brokers is a regional insurance broker with an office in Eau Claire, Wisconsin, specializing in serving midsize and small employers. Their extensive expertise in industries such as educational services, professional, scientific, and technical services, and fabricated metal product manufacturing positions them as a trusted partner for businesses seeking tailored insurance solutions. With a focus on self-funded employers, BPA Brokers is committed to delivering high-quality coverage and personalized service to their valued clients.

The Benefits Group, located in Milwaukee, WI, stands as a significant and proficient insurance broker, operating as a larger office with a strong focus on delivering expert solutions for local and regional employers, particularly in the realms of medical and ancillary benefits. As part of a local brokerage firm, this office is deeply committed to understanding and addressing the unique challenges faced by businesses in various industries. Demonstrating their expertise, The Benefits Group has successfully collaborated with industry leaders such as Appleseed Operations in the converted paper product manufacturing industry, Curative Care Network in vocational rehabilitation services, and New Berlin Plastics in plastics product manufacturing. Managing benefits for 770+, 120+, and 110+ participants, respectively, these partnerships underscore the broker's versatility in navigating the complexities of diverse industries. The Benefits Group showcases great proficiency across plastics product manufacturing, automobile dealers, and converted paper product manufacturing industries. Their demonstrated experience with midsize employers further solidifies their position as a reliable partner for businesses seeking tailored and effective benefit solutions. In the dynamic field of insurance brokerage, this office in Milwaukee proves itself as a go-to choice for employers looking for expertise and comprehensive services.

Schwarz Insurance was founded in 1923, now in its third generation of family ownership. Schwarz Insurance has grown to be known as one of Wisconsin's leading independent insurance agencies. Schwarz Insurance can service all of your business or individual insurance needs. We have over 70 employee's with extensive knowledge of the insurance industry who can customize a policy to your specific needs. We also have an on staff bond insurance department, a dedicated claims specialist as well as a dedicated risk management team. You can find us in eight locations across southern Wisconsin including: Prairie du Sac (corporate location), Middleton, Baraboo, Richland Center, Lodi, Spring Green, and Marshfield.

McClone is a well-established regional insurance consultant with an office located in Menasha, Wisconsin. Renowned for their exceptional customer service and expertise, they have garnered high ratings and positive reviews from clients across the state. Their extensive experience and dedication to providing tailored insurance solutions are exemplified by their work with C R Meyer & Sons Co, a heavy and civil engineering construction company with 170 employees. Collaborating closely with the client's HR and finance team, McClone successfully implemented a self-funding arrangement along with HMO and PPO plans designed specifically to address the unique needs of their members. With a diverse clientele of large, midsize, and small employers, McClone has established themselves as one of the leading insurance brokerages in the Oshkosh, WI market. Their extensive industry experience and expertise enable them to navigate the complexities of various sectors effectively. Notably, they possess strong expertise in nonresidential building construction, depository credit intermediation, and health practitioners industries, ensuring their ability to provide comprehensive coverage solutions to clients operating in these sectors. McClone's commitment to client satisfaction and personalized service is reflected in their outstanding M Score, which is among the highest possible. This score is a testament to their wide-ranging experience and expertise across different client sizes, industries, and insurance products. In addition to their work with C R Meyer & Sons Co, McClone serves an array of esteemed employer clients, including Benevolent Corporation Cedar Community, Bergstrom Corporation Inc, Capital Credit Union, and Certified Power Solutions. Employers seeking a trusted insurance consultant with a strong track record of delivering exceptional service and tailored solutions can rely on McClone's expertise and commitment to meeting their unique insurance needs.

Spectrum Benefits LLC, a regional insurance broker with an office located in Medford, Wisconsin, is known for its expertise in serving clients across large, midsize, and small employers. Their office in Medford specifically showcases their successful collaboration with Forward Bank, a prominent employer in the depository credit intermediation industry, employing 110 individuals. Spectrum Benefits LLC worked closely with Forward Bank's HR and finance team to establish a tailored self-funding arrangement, HMO plan, PBM, and drug plan designed to address the unique needs of their members. With an impressive client roster including Wausau Tile Inc, AbbyBank, Engendren Corporation, and Forward Bank, this location of Spectrum Benefits LLC serves as a trusted insurance partner for businesses in Medford, Wisconsin. They rank among the top brokerages in the market, boasting extensive experience and expertise in catering to the insurance needs of local businesses. Spectrum Benefits LLC's knowledge extends across various industries, with strong expertise in depository credit intermediation and miscellaneous manufacturing sectors. Their wide range of experience and proficiency in working with self-funded employers, HMOs, and specific pharmacy providers enables them to deliver comprehensive insurance solutions that best meet the needs of their clients. With their dedication to client satisfaction and their exceptional M Score, Spectrum Benefits LLC has established a reputation for excellence. Employers in Medford, Wisconsin, can rely on their expertise, industry knowledge, and commitment to delivering tailored insurance solutions to protect their businesses and employees.

We do more than check boxes. We think outside of them. Forsite Benefits & Wellness is disrupting the employee benefits space in Wisconsin by challenging what business owners should expect from their benefits broker. Our mission is simple; make health care more affordable for business and their employees, and improve the overall employee experience through healthcare education, engagement, and empowerment. Our team has guided over 300 clients in driving down future claims to ultimately build a sustainable budget. Get the most out of your employee benefits with Forsite; a team of innovators and powerful technology that develop healthier, better-informed healthcare consumers. We go above and beyond a vendor relationship to become an extension of your company. Learn who we are at www.forsitebenefits.com

The BenefitWorks is a trusted local insurance broker with a presence in Madison, Wisconsin. With a focus on serving clients of large and midsize employers, they have established themselves as experts in a variety of industries. One of their notable clients is RenewAire LLC, a prominent employer in the ventilation, heating, air-conditioning, and commercial refrigeration equipment manufacturing industry. Collaborating closely with RenewAire LLC's HR and finance team, The BenefitWorks successfully designed and implemented a comprehensive range of healthcare plans, including HMO, PPO, PBM, and drug plans. These plans were tailored to address the unique needs of RenewAire LLC's 130 employees. The BenefitWorks' experience and expertise across a diverse range of client sizes and industries have earned them a strong reputation in the industry. They have consistently delivered high-quality services, resulting in a good M Score that reflects their outstanding performance. The BenefitWorks' Madison office serves as a central hub for their operations, enabling them to efficiently serve clients throughout Florida. Their local presence allows them to understand the specific insurance requirements of businesses in the region and offer personalized solutions. In addition to their work with RenewAire LLC, The BenefitWorks has established relationships with other esteemed employers such as Strand Associates, Inc., Electric Coalition of Wisconsin, and Switchgear Power Systems LLC. Their expertise extends beyond the ventilation and electrical equipment manufacturing industries to encompass architectural, engineering, and related services. For businesses in Florida seeking comprehensive insurance solutions tailored to their needs, The BenefitWorks is a reliable partner. Their commitment to expertise, personalized plans, and exceptional service positions them as a go-to insurance broker in the region.