We aren’t your typical agency: while others worry about market share, we train ourselves toward improving our VALUE share. We bring together an approach offering expertise, experience, and dedication in every role.

Cyganiak Planning, Inc. is a leading provider of employee benefits, life insurance, and retirement planning services.

BPA Brokers, a regional insurance broker based in Eau Claire, Wisconsin, is dedicated to serving midsize and small employers across various industries. With their strong expertise in educational services, professional, scientific, and technical services, as well as fabricated metal product manufacturing, they have become a trusted partner for businesses seeking comprehensive insurance solutions. Their successful collaboration with National Presto Industries, Inc., a fabricated metal product manufacturing employer, showcases their ability to tailor insurance plans to meet the unique needs of their clients. BPA Brokers worked closely with National Presto Industries' HR and finance team to establish a self-funding arrangement, ensuring that their members have access to the coverage that suits them best. In addition to National Presto Industries, BPA Brokers serves other prominent clients, including Soka University of America and Wisconsin Manufacturers and Commerce Inc. This diverse client base highlights their ability to cater to the specific requirements of different organizations. As one of the leading brokerages in the Eau Claire market, BPA Brokers has amassed a wealth of experience and expertise, enabling them to provide top-notch service to their clients. They have a strong track record of working with self-funded employers, ensuring comprehensive coverage and cost-effective solutions. In summary, BPA Brokers is a regional insurance broker with an office in Eau Claire, Wisconsin, specializing in serving midsize and small employers. Their extensive expertise in industries such as educational services, professional, scientific, and technical services, and fabricated metal product manufacturing positions them as a trusted partner for businesses seeking tailored insurance solutions. With a focus on self-funded employers, BPA Brokers is committed to delivering high-quality coverage and personalized service to their valued clients.

Cottingham & Butler is the 5th largest privately held broker in the U.S., the 29th largest insurance broker in the U.S. and a recognized leader in offering innovative property & casualty and employee benefit insurance solutions. The company is headquartered in Dubuque, Iowa, and employs over 1,000 employees across the U.S. Better Every Day. That's our promise to our clients. We deliver better advice, better service, and better ideas than our competitors. Every Day. It's a commitment to challenging conventional wisdom, innovating, improving how we serve our clients and growing as industry professionals. This approach has produced superior results for our clients, and a growth track record that has propelled us forward since 1887.

Richards Benefitsfin Services in Beaver Dam, WI, stands out as a prominent insurance broker, boasting a larger office with a dedicated focus on delivering exemplary services to local and regional employers. Specializing in medical and ancillary benefits, this office has demonstrated its expertise across various industries, including depository credit intermediation, hospitals, and offices of dentists. With a proven track record, Richards Benefitsfin Services has earned the trust of notable clients, such as Dental Health Associates of Madison, a key player in the offices of dentists industry, Gundersen Boscobel Area Hospital and Clinics in the hospitals sector, and Horicon Bank in depository credit intermediation. Notably, these clients have participant numbers exceeding 140, 220, and 230, respectively. This office is an integral part of a local brokerage firm, emphasizing its commitment to the community and fostering strong relationships within the region. With a focus on midsize employers, Richards Benefitsfin Services brings a wealth of experience to the table, ensuring that clients receive tailored insurance solutions that meet their unique needs. For employers seeking a reliable partner in navigating the complexities of employee benefits, this Beaver Dam-based location proves itself as a go-to resource, combining local insight with industry expertise.

Located in Wausau, WI, the Hub International office stands as a seasoned insurance broker catering to the diverse needs of employers in the region. As part of a prominent national insurance brokerage firm, this office brings a wealth of expertise to the table, fostering solid partnerships with local and regional employers. With a focus on self-funded clients, their proficiency is evident in successful collaborations, including notable clients such as Mid-State Truck Service within the motor vehicle dealers industry. Impressively, they manage benefits for 80+ participants in this particular sector, showcasing their commitment to tailored solutions. Noteworthy is their extensive experience working with small employers, reflecting a nuanced understanding of the unique challenges faced by businesses of varying sizes. This nuanced approach positions them as a valuable resource for employers seeking comprehensive and personalized insurance solutions. The Hub International office in Wausau combines local insight with the backing of a national powerhouse, creating a synergy that benefits clients seeking reliable and tailored insurance services. Whether navigating the intricacies of self-funded plans or assisting small businesses, this office demonstrates a track record of proficiency and commitment to meeting the diverse needs of its clientele.

We believe in being long term partners with our clients--not just suppliers of goods and services. Any employee benefit firm can offer a menu of services to be purchased off the rack. What we do is far more complete. For example, we have helped clients underwrite their own risk to maximize health care dollar spend, helped our clients add meaningful medical management programs to improve overall group fitness, provided "gaps in care" insight to address large claim generaters, normalized "cost" vs "billed" data for provider/facility comparison, implemented pharmacy audits and have brought electronic "shopping" to a market sorely lacking in innovation and creativity. Whether you're talking product placement, specific strategy, implementation or communications, we're experienced professionals. IBS is not a training ground for beginners who learn the business at client expense. We believe in financial responsibility. We are careful with our money and we will be good stewards of yours as well. We firmly believe in complete and total planning. The trick is to start with a complete understanding of our markets and our customers. Then, and only then can the creative process begin. Because of our fundamental beliefs, nothing but the best work will ever leave my organization.

Our Risk and Benefit Advisors will take the time to understand the needs of your family and/or your business and match the proper coverage to those needs. Part of understanding those needs is also recommending insurance coverage in areas you may not have identified as a potential risk. Once we understand your needs we will use every resource to secure the proper insurance coverage at the most competitive prices available. We only represent companies we feel offer top notch service and claims handling. Whether you need to make an insurance policy change, have a question about billing or need to report a claim our account representatives are the best in business and will handle your request professionally and quickly. Our website is also available 24/7 to accommodate your busy schedule. No matter what your insurance need or question we invite you to experience an exceptional level of customer service.

When it comes to healthcare benefit costs, if you want different results, you must change your approach. The supply chain around delivering healthcare and insurance is wrought with opaque pricing and hidden revenue streams. The status quo path we're on is a path that will eventually bankrupt employers unless there is a divergence. Working with the right team is the first step. We are a team specially equipped to transform healthcare costs through transparency. Our benefit consulting has been nationally recognized, our underwriting and claims auditing is second-to-none, our risk management has driven stability and profitability in the insurance supply chain and our passion for transformation is unquestionable. When it comes to healthcare costs, diverging from the status quo in new ways is the only hope for sustainability. That's what it means to be Avergent.

Ansay and Associates are in its 75th year as being Wisconsin’s premier independent insurance agency with offices located all over Wisconsin. Our unique approach to insurance, “The Ansay Way,” ensures that you’re covered for any risk that may come your way. Our agents specialize in either commercial or personal insurance so you’re confident the products will match your needs. Commercial insurance coverage goes beyond a policy, look at all of the options we offer for our commercial insurance customers: OSHA requirement training, loss control guidance, decrease loss exposure and loss control, commercial crime coverage, loss control training and much more. Personal insurance options start with: home insurance, auto insurance, boat insurance, recreational vehicle insurance as well as umbrella policies and bundled policies too. With offices in Port Washington, Brookfield, Green Bay, Manitowoc, Appleton, Oshkosh, Mosinee, Stevens Point, Eau Claire, Alma, Madison, Burlington, Jefferson, Cedarburg, Bloomer, Augusta, Chetek, Chippewa Falls, Menomonie, New Richmond, and River Falls., we have an Ansay location close to you.