Provider Insurance Group, situated in Providence, RI, stands as a pinnacle of expertise in the realm of employer benefits. Their localized focus combines extensive knowledge of the Rhode Island region and a nuanced understanding of the broader regional landscape. This office possesses a commendable track record in catering to the needs of both local and regional employers, with a specialization in medical and ancillary benefits. Their portfolio boasts an impressive array of clients, including the Newport County Community Mental Health Center, a prominent outpatient care center in RI with over 150 participants. Provider Insurance Group's adeptness within the outpatient care centers industry is evident through their successful collaborations and tailored solutions for clients within this sector. As part of a larger regional insurance broker firm, this office leverages its local expertise within a broader network, offering comprehensive solutions that blend regional insights with a deep understanding of employer benefit needs. Their commitment to understanding the intricacies of the local market while harnessing the resources of a regional entity positions them uniquely in the insurance landscape. Provider Insurance Group's reputation for excellence in crafting tailored benefits packages, coupled with their focus on the specific needs of employers within Rhode Island and neighboring regions, underscores their standing as a go-to choice for businesses seeking comprehensive and localized insurance solutions.

Retiree Health Benefits, Inc., a local insurance broker based in Cranston, Rhode Island, specializes in serving midsize employers. With a focus on providing comprehensive insurance solutions, Retiree Health Benefits, Inc. has garnered a reputation for its expertise in the industry. One notable example of their success is their collaboration with Retiree Benefits Trust, an employer in the insurance and employee benefit funds industry with 80 members. Working closely with the HR and finance team, Retiree Health Benefits, Inc. helped set up a self-funding arrangement, as well as a pharmacy benefit management (PBM) and drug plan tailored to meet the unique needs of their members. Retiree Health Benefits, Inc. possesses strong expertise in the insurance and employee benefit funds industries, leveraging their knowledge to deliver effective solutions to their clients. Their office in Cranston, Rhode Island, serves clients primarily in New York, with Retiree Benefits Trust being one of their esteemed employer clients. With their dedication to meeting the specific needs of midsize employers and their members, Retiree Health Benefits, Inc. has become a trusted partner in providing retiree health benefits. They understand the complexities of insurance and employee benefit funds, ensuring that their clients receive customized plans and comprehensive coverage. Through their vast experience in the industry, Retiree Health Benefits, Inc. has developed the necessary expertise to navigate the challenges and intricacies of providing quality insurance solutions. Employing a client-centered approach and a commitment to excellence, Retiree Health Benefits, Inc. strives to deliver exceptional service to their clients. By tailoring their offerings to meet the unique requirements of each employer and their retirees, they help ensure that retirees receive the necessary support and coverage for their health needs during their post-employment years.

Chrystine Heier, principal and owner of Sullivan Benefits in Boston, MA, offers a specialized and experienced approach to employer benefits. With over 25 years in the industry, she has a proven track record in managing complex accounts in the middle market segment. Her expertise is particularly strong in group life and health underwriting, benefit consulting, and large account management. This experience allows her to develop innovative solutions for managing rising plan costs, enhancing the overall value of client benefit programs. Chrystine's background includes significant roles prior to her current position. She served as Vice President and Manager of Employee Benefit Services for Marsh USA, Inc.'s Boston Operations. Her professional credentials are robust, holding a Licensed Insurance Advisor designation in Massachusetts and the Certified Employee Benefit Specialist (CEBS) designation from the International Foundation of Employee Benefit Plans and the Wharton School of the University of Pennsylvania. Additionally, she is actively involved in several professional organizations, including the International Foundation of Employee Benefit Plans, the International Society of Certified Employee Benefit Specialists, the New England Employee Benefits Council, and the Northeast Human Resources Association. Her leadership extends to serving on local Broker Advisory Panels and as past president of the Greater Boston Chapter of CEBS and the Needham Women’s Club. Heier's educational foundation in this field is established by a Bachelor of Business Administration in Management from the University of Massachusetts, Amherst. Her office's competence is further highlighted by their effective handling of diverse clients like Adirondack Beverages Corp, showcasing their adaptability and expertise in the beverage manufacturing industry and a strong focus on medical and ancillary benefits.