Founded in 1975, Nelson Insurance Agency continues to serve the insurance needs of businesses, families and individuals. With an experienced, knowledgeable and professional staff, we can provide you with the expert service and risk management solutions to meet the most complex individual or business needs. With access to top rated, financially sound national and regional carriers, we can construct a complete package of insurance protection for any size risk. In addition to general insurance, we have an affiliated insurance agency providing risk management and insurance services to specialty accounts: •Commonwealth Risk Solutions, Ltd. specializes in public entities, higher education, agri-business and petroleum marketers

AssuredPartners, a national insurance broker with an office located in Owensboro, Kentucky, is a trusted partner serving clients across Kentucky, Tennessee, Missouri, Indiana, and Illinois. With a strong presence in the Owensboro market, AssuredPartners stands out as one of the top brokerages in terms of experience and expertise. They cater to a diverse range of clients, including large, midsize, and small employers. While some customers have expressed lower reviews, it's an area that AssuredPartners acknowledges and continuously strives to improve upon. One notable success story for this office location involves their collaboration with PharmaCord, LLC, a 110-member employer. AssuredPartners worked closely with PharmaCord's HR and finance team to develop a tailored self-funding arrangement, HMO plan, PBM, and drug plan that specifically addressed the unique needs of their members. AssuredPartners has an impressive track record in various industries, including wood product manufacturing, motor vehicle parts manufacturing, and miscellaneous durable goods merchant wholesalers. They possess strong expertise in working with self-funded employers and have a wealth of experience collaborating with clients and PPOs to ensure member satisfaction. Additionally, their knowledge of PBMs and other specialized pharmacy providers adds to their comprehensive skill set. Some of AssuredPartners' notable employer clients in the region include Harshaw Trane, Heaven Hill Brands Warehouse, Unipres North America, and Automated Routing Inc. As an insurance broker, AssuredPartners prides itself on its wide-ranging experience, expertise, and commitment to meeting the unique insurance needs of their clients across Kentucky, Tennessee, Missouri, Indiana, and Illinois.

Employee Benefit Associates, Inc. (EBA) is an independent insurance agency located in Lexington, Kentucky. We work locally and regionally to serve our clients in the area of employee benefit planning with additional services, including individual life and health coverages. Our commitment to excellence and philosophy of making a difference by educating, counseling and guiding our clients through challenging times differentiates EBA from our competition. Employers are under increasing pressure to provide a benefit program that can attract new talent and retain valuable employees. Changes in legislation, new trends in consumer driven health plans and the ever increasing cost of healthcare makes this a difficult task. As a respected leader in our industry, we help our clients face this challenge every day.

Rh Clarkson Financial Services, a local insurance broker located in Louisville, Kentucky, is dedicated to providing comprehensive insurance solutions to clients across Kentucky and Tennessee. With a wealth of experience and expertise, they specialize in serving clients of large and midsize employers across various industries. One notable example of their expertise is demonstrated through their work with Gli Professional Services Sub-Association, Ltd., an esteemed employer in the insurance-related activities industry. Rh Clarkson Financial Services collaborated closely with Gli's HR and finance team to design a customized Preferred Provider Organization (PPO) plan, as well as a Pharmacy Benefit Manager (PBM) and drug plan, specifically tailored to meet the unique needs of their 1,340 members. This office of Rh Clarkson Financial Services boasts an impressive portfolio of employer clients, including Al J Schneider Co, Board of Trustees-Sheet Metal Local 110 Health Fund, Citizens Financial Corporation, and First Savings Bank Center. They have established themselves as a reliable partner for these organizations, consistently delivering effective insurance solutions that prioritize member satisfaction. With a strong M Score, Rh Clarkson Financial Services has gained recognition for their extensive experience and versatility across client sizes and industries. They possess profound expertise in specialty trade contractors, insurance-related activities, and activities related to real estate. Rh Clarkson Financial Services also excels in working with self-funded employers and collaborating with PPOs to ensure their members' needs are met. Their dedication to client satisfaction and their commitment to delivering personalized insurance solutions make Rh Clarkson Financial Services a trusted broker for businesses in Kentucky and Tennessee.

Sterling Thompson Company is an 85 year-old insurance agency based in Louisville, KY. We proudly serve the needs of our clients in the areas of personal, business, employee benefits, and farm/equine insurance.

USI Insurance Services is a national insurance broker renowned for its expertise in insurance-related activities industries. With an office located in Louisville, Kentucky, this particular branch has successfully serviced a diverse range of clients, including Commerce Lexington Inc., a prominent employer with 430 members in the insurance field. One notable achievement of USI Insurance Services in collaboration with Commerce Lexington Inc. was the establishment of a comprehensive benefits package. Working closely with the client's HR and finance team, USI Insurance Services tailored a PPO plan, PBM, and drug plan that precisely addressed the unique needs of their members. This exemplifies USI Insurance Services' commitment to delivering customized solutions that align with their clients' specific requirements. While USI Insurance Services has a solid reputation in the industry, it's essential to consider customer reviews when evaluating potential partners. Some customers have expressed dissatisfaction, prompting a closer examination of these concerns to ensure they align with your requirements and expectations. Operating across multiple states, including Alabama, Louisiana, Georgia, Florida, New York, and Mississippi, this location of USI Insurance Services provides a wide range of services to employer clients. Their strong expertise and experience in the insurance-related activities industries make them an ideal partner for companies seeking tailored insurance solutions. In summary, USI Insurance Services' Louisville office has established itself as a leading insurance broker, catering to clients across various states. Their collaboration with Commerce Lexington Inc. showcases their ability to understand and address the unique needs of employers in the insurance sector.

Brown & Brown Insurance delivers risk management solutions to help protect and preserve what our customers value most. Our four business segments—Retail, National Programs, Wholesale Brokerage and Services—offer a wide range of insurance solutions to businesses and individuals. We are one of the insurance industry’s most powerful and influential leaders, with a strong, deeply rooted cultural foundation built on integrity, innovation, superior capabilities and discipline. The Power of WE ignites our performance, and while diverse and varied in abilities and experience, we are all connected through our core values, a commitment to our local communities and a shared mission—always doing what is best for our customers. Brown & Brown is proud to be certified as a Great Place to Work®, and we are always actively looking for talented teammates who embrace our culture to join our winning team. Find us on the NYSE as BRO.

Business Benefits, a local insurance broker based in Fort Mitchell, Kentucky, offers comprehensive insurance solutions to clients of all sizes, including large, midsize, and small employers. With a commitment to delivering tailored benefits packages, they have established themselves as a trusted partner in the industry. Operating from their Fort Mitchell office, Business Benefits serves clients across Kentucky, providing personalized support and insurance solutions. However, it is important to note that some customers have shared lower reviews, indicating an area that Business Benefits may want to address as they evaluate their partnerships and strive for continuous improvement. One notable example of their work in the area is their collaboration with Commerce Lexington Inc, a leading employer in the insurance-related activities industry with a workforce of 190 members. Business Benefits worked closely with the HR and finance team of Commerce Lexington Inc to establish a comprehensive benefits package, including a PPO plan, PBM, and drug plan designed to address the unique needs of their members. With a wide range of experience and expertise across various client sizes and industries, Business Benefits boasts a strong M Score. Their proficiency extends to insurance-related activities, specialty trade contractors, and offices of physicians industries, allowing them to navigate the specific challenges and risks associated with these sectors. Employer clients such as Erigo Inc, Fischer Management LLC, Industrial Manufacturing and Professional Commercial Trust, NKY Chamber Mining, Construction & Manufacturing Sub-Association, Ltd., rely on Business Benefits' expertise and experience in meeting their employee benefits needs. While acknowledging the lower customer reviews, Business Benefits remains dedicated to providing exceptional service and working closely with clients and PPOs to meet member needs. They also possess good experience working with PBMs and other specific pharmacy providers, ensuring that clients have access to the necessary healthcare resources and support.

McGriff Insurance Services, a national insurance broker, operates an office in Lexington, Kentucky, providing comprehensive insurance solutions to clients across the state. Their expertise and experience are exemplified through their partnership with Heartland Coca-Cola, a prominent employer in the beverage manufacturing industry, employing 340 individuals. Collaborating closely with Heartland Coca-Cola's HR and finance team, McGriff Insurance Services designed a tailored self-funding arrangement to address the unique needs of their members. This Lexington office of McGriff Insurance Services proudly serves various employer clients, including Baptist Health Corporate Office and Heartland Coca-Cola, showcasing their commitment to delivering personalized insurance solutions. Specializing in serving large employers, McGriff Insurance Services has acquired extensive experience in working with self-funded employers. Their knowledge and expertise enable them to provide optimal insurance coverage and risk management solutions. With a focus on the healthcare and social assistance industries, as well as beverage manufacturing, McGriff Insurance Services possesses a deep understanding of the specific risks and challenges faced by businesses in these sectors. They are well-equipped to navigate the intricacies of these industries and offer tailored insurance solutions to address their clients' unique requirements. As a national insurance broker, McGriff Insurance Services leverages their expertise, industry knowledge, and commitment to excellent customer service to serve clients in Kentucky and beyond. Their strong presence in the health care and beverage manufacturing sectors further solidifies their position as a trusted partner for businesses seeking comprehensive insurance coverage and risk management solutions.

McGriff Insurance Services, a renowned national insurance broker, operates an office in Louisville, Kentucky, catering to clients across the states of Kentucky and Ohio. Their expertise in the insurance industry is evident through their collaboration with Gli Professional Services Sub-Association, Ltd., an esteemed employer in the insurance-related activities industry, boasting a membership of 1,340 individuals. McGriff Insurance Services worked closely with the HR and finance team of Gli Professional Services Sub-Association to develop a PPO plan, PBM, and drug plan tailored to meet the unique needs of its members. This Louisville office of McGriff Insurance Services primarily serves large employers, including Gli Professional Services Sub-Association, Ltd., Gli Wholesale & Retail Trade Sub-Association, Ltd., Heartland Coca-Cola, and Isco Industries Inc. By offering their services to prominent clients in various industries, McGriff Insurance Services has acquired extensive experience and expertise across client sizes and industries. With a solid M Score, McGriff Insurance Services stands out due to its diverse range of experience and its ability to address the insurance needs of clients effectively. They possess strong knowledge in insurance-related activities, petroleum and petroleum products merchant wholesalers, and beverage manufacturing industries. As a national insurance broker, McGriff Insurance Services is well-versed in working with self-funded employers, providing valuable insights and solutions. They also excel in collaborating with clients to meet their member needs through tailored PPO plans and effective utilization of PBMs and other specific pharmacy providers. Clients can rely on McGriff Insurance Services' expertise, dedication, and commitment to delivering optimal insurance solutions that protect their businesses and employees.

At Mercer, we believe in building brighter futures. Together, our 25,000 employees in over 130 counties are helping redefine the future of work, reshape retirement and investment outcomes, and unlock real health and well-being. For over 75 years, we’ve provided trusted advice and solutions to build healthier and more sustainable futures for our clients, colleagues and communities. Balancing economics and empathy in our approach, we work side by side with you to find solutions to benefit your people and your business. By turning ideas into actions that spark positive change, we help you enrich employees’ lives and careers and drive innovation, progress and performance. Mercer is a business of Marsh McLennan. Get to know us better: Click the “learn more” button at the top of the page to discover everything we do to help you meet the needs of today and tomorrow. Follow us on Twitter at @Mercer.