Founded in 1975, Nelson Insurance Agency continues to serve the insurance needs of businesses, families and individuals. With an experienced, knowledgeable and professional staff, we can provide you with the expert service and risk management solutions to meet the most complex individual or business needs. With access to top rated, financially sound national and regional carriers, we can construct a complete package of insurance protection for any size risk. In addition to general insurance, we have an affiliated insurance agency providing risk management and insurance services to specialty accounts: •Commonwealth Risk Solutions, Ltd. specializes in public entities, higher education, agri-business and petroleum marketers

Higgins Insurance, a local insurance broker with an office located in Hopkinsville, Kentucky, serves clients across the state with a wide range of insurance solutions. With a strong expertise in insurance-related activities, particularly in the health practitioners industries, Higgins Insurance has established itself as one of the top brokerages in the Clarksville, TN market. Notably, this office of Higgins Insurance has demonstrated its commitment to providing tailored solutions for its clients. For instance, they have successfully partnered with T Rad North America Inc, a prominent employer in the fabricated metal product manufacturing industry, to set up a self-funding arrangement, PBM, and drug plan designed specifically for their 700 members. This exemplifies their ability to understand and address the unique needs of large employers. Furthermore, Higgins Insurance has established strong relationships with various employers across different sectors. Their clientele includes companies such as Gli Mining, Construction & Manufacturing Sub-Association, Ltd, Gli Professional Services Sub-Association, Ltd., Gli Wholesale & Retail Trade Sub-Association, Ltd., and the Kentucky Construction Industry Insurance Trust. This diverse portfolio showcases their experience and expertise in working with clients of all sizes and industries. With a good M Score reflecting their extensive experience, Higgins Insurance excels in providing comprehensive services to meet their clients' requirements. They possess strong capabilities in working with self-funded employers, collaborating with PPOs to fulfill member needs, and partnering with specific pharmacy providers and PBMs. As a result, Higgins Insurance has earned a reputation as a trusted and reliable insurance broker for businesses in Kentucky.

AssuredPartners, a national insurance broker with an office located in Owensboro, Kentucky, is a trusted partner serving clients across Kentucky, Tennessee, Missouri, Indiana, and Illinois. With a strong presence in the Owensboro market, AssuredPartners stands out as one of the top brokerages in terms of experience and expertise. They cater to a diverse range of clients, including large, midsize, and small employers. While some customers have expressed lower reviews, it's an area that AssuredPartners acknowledges and continuously strives to improve upon. One notable success story for this office location involves their collaboration with PharmaCord, LLC, a 110-member employer. AssuredPartners worked closely with PharmaCord's HR and finance team to develop a tailored self-funding arrangement, HMO plan, PBM, and drug plan that specifically addressed the unique needs of their members. AssuredPartners has an impressive track record in various industries, including wood product manufacturing, motor vehicle parts manufacturing, and miscellaneous durable goods merchant wholesalers. They possess strong expertise in working with self-funded employers and have a wealth of experience collaborating with clients and PPOs to ensure member satisfaction. Additionally, their knowledge of PBMs and other specialized pharmacy providers adds to their comprehensive skill set. Some of AssuredPartners' notable employer clients in the region include Harshaw Trane, Heaven Hill Brands Warehouse, Unipres North America, and Automated Routing Inc. As an insurance broker, AssuredPartners prides itself on its wide-ranging experience, expertise, and commitment to meeting the unique insurance needs of their clients across Kentucky, Tennessee, Missouri, Indiana, and Illinois.

Sterling Thompson Company is an 85 year-old insurance agency based in Louisville, KY. We proudly serve the needs of our clients in the areas of personal, business, employee benefits, and farm/equine insurance.

McGriff Insurance Services, a national insurance broker, operates an office in Lexington, Kentucky, providing comprehensive insurance solutions to clients across the state. Their expertise and experience are exemplified through their partnership with Heartland Coca-Cola, a prominent employer in the beverage manufacturing industry, employing 340 individuals. Collaborating closely with Heartland Coca-Cola's HR and finance team, McGriff Insurance Services designed a tailored self-funding arrangement to address the unique needs of their members. This Lexington office of McGriff Insurance Services proudly serves various employer clients, including Baptist Health Corporate Office and Heartland Coca-Cola, showcasing their commitment to delivering personalized insurance solutions. Specializing in serving large employers, McGriff Insurance Services has acquired extensive experience in working with self-funded employers. Their knowledge and expertise enable them to provide optimal insurance coverage and risk management solutions. With a focus on the healthcare and social assistance industries, as well as beverage manufacturing, McGriff Insurance Services possesses a deep understanding of the specific risks and challenges faced by businesses in these sectors. They are well-equipped to navigate the intricacies of these industries and offer tailored insurance solutions to address their clients' unique requirements. As a national insurance broker, McGriff Insurance Services leverages their expertise, industry knowledge, and commitment to excellent customer service to serve clients in Kentucky and beyond. Their strong presence in the health care and beverage manufacturing sectors further solidifies their position as a trusted partner for businesses seeking comprehensive insurance coverage and risk management solutions.

AssuredPartners is a nationally recognized insurance consultant with a dedicated office located in Lexington, Kentucky. With a strong reputation in the industry, this office has showcased its expertise by working closely with Commerce Lexington Inc, a prominent employer with 1780 members in the insurance-related activities industry. AssuredPartners collaborated with their HR and finance team, providing valuable insights and guidance. This particular location of AssuredPartners possesses extensive experience in assisting self-funded employers and excels in working with Health Maintenance Organizations (HMOs) to tailor solutions that best meet their clients' needs. They also have a proven track record of effectively collaborating with clients and Preferred Provider Organizations (PPOs) to ensure optimal member satisfaction. Furthermore, their proficiency in partnering with Pharmacy Benefit Managers (PBMs) and other specific pharmacy providers sets them apart in the industry. Catering to a diverse clientele of large, midsize, and small employers, AssuredPartners has established relationships with notable employers such as Acec Life/Health Insurance Trust Benefit Consortium, Breckinridge Memorial Hospital, Bridgestone Metalpha USA Inc., and Commerce Lexington Inc. Their services extend beyond Kentucky, reaching clients across Tennessee, Indiana, Ohio, Maryland, Illinois, Texas, Florida, and Alabama. Boasting one of the highest M Scores attainable, AssuredPartners' comprehensive range of experience and expertise across various client sizes, industries, and products is exceptional. Their areas of specialization span healthcare and social assistance, insurance-related activities, as well as insurance and employee benefit funds industries. Recognized as one of the leading brokerages in the Lexington, KY market, AssuredPartners garners rave reviews from clients for their exceptional customer service and unwavering expertise

Accretive Wholesale Insurance Services in Louisville, KY, stands out as a robust and comprehensive insurance broker, particularly noted for its adept handling of midsize employers. This larger office location is part of a local brokerage firm, known for its tailored approach to employer benefits. One of the key strengths of this office is its experience with self-funded clients, providing custom solutions that cater specifically to the unique needs of local and regional employers. Their expertise is particularly pronounced in various industries, including sawmills and wood preservation, grocery and related product merchant wholesalers, and individual and family services industries. This broad spectrum of industry knowledge ensures that they can offer insightful and relevant advice across different sectors. Highlighting their competence and reach, Accretive Wholesale Insurance Services in Louisville boasts an impressive clientele. Notable among them are Bluegrass Health Partners, a major player in the nursing and residential care facilities industry in Kentucky, with over 670 participants. They also serve Ramey-Estep Homes from the individual and family services industry, catering to over 200 participants, and Saver Group, a significant name in the grocery and related product merchant wholesalers industry, with 240+ participants. This office's ability to manage the complex needs of such diverse businesses speaks volumes about their capability and adaptability. Their service portfolio, geared towards midsize companies, combined with their local insight and experience, makes them a valuable partner for businesses seeking comprehensive and customized insurance solutions in the Louisville area.

We have been providing insurance, investment, and employee benefit solutions to our clients for over 20 years. Our goal has been to find innovative and impactful ways to solve your greatest business and financial needs. We go above and beyond the call of duty with employer solutions by offering competitive benefits packages, compliance & legislation assistance, claims analytics, online enrollment & HR support, communication & education, and health & wellness options. We are your established standard for: Cost Containment, Benefit Designs, Tailor-Made Service & Stewardship

Business Benefits, a local insurance broker based in Fort Mitchell, Kentucky, offers comprehensive insurance solutions to clients of all sizes, including large, midsize, and small employers. With a commitment to delivering tailored benefits packages, they have established themselves as a trusted partner in the industry. Operating from their Fort Mitchell office, Business Benefits serves clients across Kentucky, providing personalized support and insurance solutions. However, it is important to note that some customers have shared lower reviews, indicating an area that Business Benefits may want to address as they evaluate their partnerships and strive for continuous improvement. One notable example of their work in the area is their collaboration with Commerce Lexington Inc, a leading employer in the insurance-related activities industry with a workforce of 190 members. Business Benefits worked closely with the HR and finance team of Commerce Lexington Inc to establish a comprehensive benefits package, including a PPO plan, PBM, and drug plan designed to address the unique needs of their members. With a wide range of experience and expertise across various client sizes and industries, Business Benefits boasts a strong M Score. Their proficiency extends to insurance-related activities, specialty trade contractors, and offices of physicians industries, allowing them to navigate the specific challenges and risks associated with these sectors. Employer clients such as Erigo Inc, Fischer Management LLC, Industrial Manufacturing and Professional Commercial Trust, NKY Chamber Mining, Construction & Manufacturing Sub-Association, Ltd., rely on Business Benefits' expertise and experience in meeting their employee benefits needs. While acknowledging the lower customer reviews, Business Benefits remains dedicated to providing exceptional service and working closely with clients and PPOs to meet member needs. They also possess good experience working with PBMs and other specific pharmacy providers, ensuring that clients have access to the necessary healthcare resources and support.