At Your Service. At Your Side. Fischer, Rounds & Associates is an independent insurance agency with a broad range of personal, commercial, health and life insurance products. We pride ourselves on the quality of products and the customer service that we provide all our clients. We get to know your business so we can recommend the proper policies. We get to know you so you have a trusted friend. We pride ourselves on handling the issues so you don’t have to. That’s what we mean when we say we’re at your service and at your side.

Howalt McDowell Insurance is a reputable local insurance consultant operating out of Sioux Falls, South Dakota. With a strong focus on serving clients of all sizes, including large, midsize, and small employers, they bring a wealth of experience and expertise to the table. Their extensive knowledge in working with self-funded employers, PPO plans, PBMs, and pharmacy providers ensures comprehensive coverage tailored to meet member needs. At their Sioux Falls office, Howalt McDowell Insurance successfully collaborated with Aluma Ltd, an employer in the motor vehicle body and trailer manufacturing industry with 190 members. Together with Aluma Ltd's HR and finance team, they established a self-funding arrangement, PPO plan, and customized Pharmacy Benefit Manager (PBM) and drug plan designed specifically to cater to the unique needs of their members. Howalt McDowell Insurance is recognized as one of the top brokerages in the Sioux Falls market, boasting one of the highest M Scores achievable. This is a testament to their wide-ranging experience and expertise across various client sizes, industries, and products. Their strong knowledge extends to industries such as depository credit intermediation, health care, and social assistance. This allows Howalt McDowell Insurance to provide specialized insurance solutions that address the unique requirements of clients in these sectors. Servicing clients across South Dakota, their Sioux Falls location serves notable employers such as Holien Inc, Lewis, Showplace Wood Products Inc, and The First National Bank in Sioux Falls. As a local insurance consultant, Howalt McDowell Insurance is dedicated to delivering exceptional service, comprehensive coverage, and tailored solutions to their clients, ensuring peace of mind and protection.

Dice Financial Service Group, located in Mitchell, South Dakota, stands out as a prominent local brokerage firm with a larger office, underscoring its substantial presence in the region. The firm's expertise is particularly noteworthy among local and regional employers, with a specialized focus on medical and ancillary benefits. This proficiency is evident in their impressive roster of top customers from diverse industries. A prime example of their expertise is the collaboration with Dakota Wesleyan University in the educational services industry. The university, based in South Dakota, benefits from Dice's services for over 110 participants, highlighting the firm's ability to manage complex benefit plans for educational institutions. In the building equipment contractors industry, Dice has made a significant impact through its partnership with Krohmer Plumbing. Based in South Dakota, Krohmer Plumbing relies on Dice for the benefit management of its 140+ participants, showcasing Dice's capability to cater to the specific needs of the construction sector. Another notable client is Lewis & Clark Behavioral Health Services, operating in the offices of health practitioners industry. This South Dakota-based organization entrusts Dice with the benefits management for 140 participants, reflecting Dice's proficiency in addressing the unique requirements of healthcare professionals. Beyond these specific examples, Dice Financial Service Group exhibits a broad expertise across various sectors, including architectural, engineering, and related services. Their demonstrated experience with midsize employers further solidifies their reputation as a versatile and capable partner for businesses seeking comprehensive and tailored benefits solutions.

At Your Service. At Your Side. Fischer, Rounds & Associates is an independent insurance agency with a broad range of personal, commercial, health and life insurance products. We pride ourselves on the quality of products and the customer service that we provide all our clients. We get to know your business so we can recommend the proper policies. We get to know you so you have a trusted friend. We pride ourselves on handling the issues so you don’t have to. That’s what we mean when we say we’re at your service and at your side.

Graber & Associates is a reputable local insurance broker headquartered in Sioux Falls, South Dakota. Highly regarded for their exceptional customer service and expertise, they serve clients across Illinois, Oregon, Colorado, Pennsylvania, Utah, Michigan, and Missouri. With a focus on midsize employers, Graber & Associates has earned the trust and praise of clients in various industries. A shining example of their work in the Sioux Falls office is their partnership with Bethesda Home of Aberdeen, a prominent employer in the health care and social assistance industry with 110 members. Collaborating closely with Bethesda Home's HR and finance team, Graber & Associates designed and implemented customized insurance solutions to meet the unique needs of their workforce. Graber & Associates proudly caters to a diverse range of employer clients in their Sioux Falls office, including Bethesda Home of Aberdeen, Electronic Systems Inc., and Huron Regional Medical Center. By understanding the specific requirements of each industry they serve, Graber & Associates is able to provide comprehensive insurance expertise to their clients. Their knowledge and proficiency extend to the health care and social assistance sector, where they possess in-depth expertise. Additionally, Graber & Associates has strong familiarity with the electrical equipment and component manufacturing industry, allowing them to offer specialized insurance solutions tailored to the unique risks and challenges faced by businesses in this field. The positive reviews from satisfied clients further underscore Graber & Associates' commitment to delivering excellent customer service and industry-leading insurance solutions. With their comprehensive expertise and dedication to client satisfaction, Graber & Associates continues to be a trusted partner for midsize employers in their quest for reliable insurance coverage.

AWS Insurance Broker is a local insurance consultant based in Sioux Falls, South Dakota. With a prime location, they have established a solid reputation for their exceptional services, particularly demonstrated through their successful partnership with Building Products Inc. Corporate Office. This reputable employer, with a staff of 160 individuals in the furniture and home furnishing merchant wholesalers industry, sought AWS's expertise for their insurance needs. AWS collaborated closely with Building Products Inc.'s HR and finance team to devise a tailored self-funding arrangement, implementing a comprehensive PPO plan, PBM, and drug plan. Their profound experience in working with self-funded employers shines through, and their understanding of PPOs allows them to cater to the unique requirements of their members effectively. Aside from Building Products Inc., AWS caters to an extensive clientele of large, midsize, and small employers. Their roster of employer clients includes Concordance Healthcare Solutions, Elite Casino Resorts LLC, Fishback Financial Corporation, and Furniture Mart USA Inc. Serving clients across South Dakota, Ohio, and Iowa, AWS's reach is not limited to a specific region. Renowned for their expertise and experience, AWS boasts one of the highest M Scores attainable, reflecting their versatility in working across various client sizes, industries, and insurance products. Their knowledge extends to hardware, plumbing and heating equipment and supplies merchant wholesalers, as well as the health care and social assistance and offices of physicians industries. In the Sioux Falls, SD market, AWS stands as one of the top brokerages, distinguished by their extensive experience and unrivaled expertise. With their commitment to delivering tailored insurance solutions and exceptional service, AWS Insurance Broker is a trusted partner for businesses seeking comprehensive coverage and personalized support