Hospitality Insurance Group is an admitted insurance company, located in Southborough, MA, that provides insurance coverage to businesses in the hospitality industry. We offer commercial property, general liability, liquor liability and excess liability insurance coverage to businesses that serve or sell liquor. We are currently writing business in Connecticut, Massachusetts, New Hampshire, North Carolina, Pennsylvania, Rhode Island and Vermont. Our policies are targeted to owners of establishments that serve or sell liquor including bars, restaurants, social clubs, liquor stores, convenient stores, caterers and other qualified businesses. Hospitality Mutual Insurance Company (HMIC) is a private, mutually owned insurance company operating in the state of Massachusetts. HMIC was originally founded in 1985 as the Liquor Liability Joint Underwriting Association of Massachusetts (LLJUA). The Massachusetts legislature approved the conversion of LLJUA to HMIC in June 2008, recognizing the greater benefit that could be provided if insurance from LLJUA were available to all businesses in the Commonwealth. In 2010, HMIC expanded its operations and formed Hospitality Insurance Company (HIC), which allowed us to extend our operations out of Massachusetts. HIC now writes business in the states of Connecticut, New Hampshire, North Carolina, Pennsylvania, Rhode Island and Vermont. Together, Hospitality Mutual Insurance Company and Hospitality Insurance Company operate as Hospitality Insurance Group.