Since 1893, generations have turned to Henderson Brothers for insurance and expertise to shield them from risk in both good times and bad. Today, we offer insurance and consultation to customers both regionally and internationally. Our deep bench of more than 175 experts is ready to assist you plus provide access to many of the nation’s largest and most respected insurance carriers and their resources. We are proud to offer solutions in risk management; to design benefit plans to attract and retain our region’s top talent; and to service lines of commercial, personal property, and casualty insurance.

Retirement Benefits Rank

Market Leading

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SCHAUER GROUP, INC.

Canton, Ohio

51-200 employees

Our industry-leading, 95-percent client retention rate is a reflection of our people and our approach. We focus on business insurance and risk management, delivering financial stability to our clients through knowledgeable, dependable and honest service. Our clients tell us they want reliable results along with a relationship that is transparent, flexible and cost effective. We deliver. Because of the insurance company partnerships we have cultivated in our over 100-year history, we have developed several niche practices. We bolster these areas with client advisors who understand the exposures and niche industry claims. We specialize in the following industries: • Manufacturing • Construction • Oil & Gas • Environmental • Not-For-Profits • Healthcare & Human Services • Educational Institutions and Universities • Professional Services (Law Firms, Accounting Firms, Financial Institutions)

Retirement Benefits Rank

Market Laggard

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SEUBERT & ASSOCIATES, INC.

Pittsburgh, Pennsylvania

51-200 employees

Seubert & Associates, Inc. was founded in Pittsburgh, PA in 1975. Seubert is headquartered on the North Shore of Pittsburgh with additional offices located in Erie, Philadelphia, and West Palm Beach, FL. Since our inception, our mission has remained the same – to help our customers protect and grow their business and personal assets. Seubert has been a trusted source of property, casualty, life and health insurance for nearly 50 years. Experts in surety and comprehensive risk management programs, our customer base includes the region’s largest market share of contractors and network of construction specialists in accounting, law and banking. Seubert's corporate philosophy and culture is deeply rooted in customer service and integrity that serves our clients well. We believe in doing the right thing all of the time and will make recommendations that are in your best interests, even when that is difficult to hear. We have a very high client retention rate, which is testament to our performance and the level of trust clients have in our firm and its people. A financially strong independent agency, we only deal with like-minded, financially strong carriers who take their obligations seriously. With young ownership and a senior management team, we are in it for the long haul. Seubert is proud to boast multi-year achievements in the following categories: Healthiest Employers of Western Pennsylvania Best Places to Work in Insurance Pittsburgh Post-Gazette Top Workplaces BIG "I" Best Practices Agency Winner Insurance Broker List – Largest Area Commercial Insurance Brokers

Retirement Benefits Rank

Market Competitive

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VISION BENEFITS OF AMERICA

Carnegie, Pennsylvania

51-200 employees

The ability to see clearly is key to optimal living and quality of life for all people and extends beyond health to every person’s ability to participate in and contribute to society. VBA’s mission is to improve the human experience by utilizing innovative models of service, delivery and advocacy to reduce barriers to high-quality eye care. Improving the Human Experience VBA vision and dental products offer members access to fundamental vision and dental care. Through routine eye exams and dental cleanings, doctors are able to help members see clearly and smile with confidence. A Personal Approach Everyone gets a uniquely personal approach to vision and dental benefits with VBA’s customized plans, personalized service and the latest products. Whether you’re a member, administrator, provider or lab, working with VBA is a simple process. At VBA, you’re our focus. Since 1965, we’ve provided comprehensive vision coverage to corporations, municipalities, schools, health and welfare funds, hospitals and health maintenance organizations in Pennsylvania. Our focus on personalized service has helped us build and maintain long-term relationships – like the one we still have with our first customer that joined us more than 50 years ago.

Retirement Benefits Rank

Market Leading

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LIBERTY FINANCIAL SERVICES, INC.

Pittsburgh, Pennsylvania

51-200 employees

Founded in 1950, Liberty Insurance Agency is a second-generation, family-owned, independent insurance agency. Our mission is to have a continuous driven focus on our customers’ needs, a passionate quest for employee education and development, and meaningful stakeholder relationships. From our humble beginnings as a small startup on Liberty Avenue, we’ve evolved into a digital-first agency with more than 60 employees in three locations: Pittsburgh, Westmoreland, and Allison Park. We believe in a holistic approach to how our team navigates the complexities of the industry; it’s where data, insights, and our expertise intersect to find custom solutions for you. We create a true, ongoing partnership with you, by serving as your trusted consultant and advisor, through the Liberty Advantage approach. A dedicated account management team will be assigned to you, delivering prompt, efficient, and personalized attention. With our relationship to over 20 of the nation’s top carriers, we can offer you the best and most comprehensive insurance options.

Retirement Benefits Rank

Below Market

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WICHERT INSURANCE SERVICES, INC.

Cuyahoga Falls, Ohio

51-200 employees

Wichert Insurance is a leading provider of personal and business insurance, including employee benefits to clients throughout the Midwest. As an Independent Insurance Agency, Wichert provides a comprehensive selection of insurance choices in order to secure the best coverage for your ever-changing insurance needs.

Retirement Benefits Rank

Market Leading

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BABB, INC

Pittsburgh, Pennsylvania

51-200 employees

Babb, Inc. is a Pittsburgh based Insurance Brokerage Firm specializing in Employee Benefits, Property & Casualty, Retirement Services, and Personal Lines. Since 1929, Babb, Inc. has established a solid reputation as a leading, independent insurance broker, third party administrator, and consulting firm. With a unique perspective, extensive experience, and innovative business strategies, we deliver our clients the best services and options possible. Our Babb WellAdvised platform is a population management strategy that integrates optimal health, safety, and financial well-being. By integrating the health, safety, and financial well-being of your employees, Babb is able to help you keep costs down while helping to create a healthier employee population. By applying a data-directed approach and taking the time to understand our clients, we have been successful in aligning the products and services necessary to improve the overall well-being of employees and positively impact our clients’ costs.

Retirement Benefits Rank

Below Market

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PREMIER COMP SOLUTIONS

Pittsburgh, Pennsylvania

51-200 employees

Since 2002, Premier Comp Solutions (PCS) has provided cost containment solutions to insurance carriers, third party administrators, and employers throughout the workers’ compensation community. Our services include provider panel development, centralized appointment scheduling, telephonic injury management, PT/MRI/PPO network access and medical bill repricing. Through the years, PCS has developed and perfected a unique and innovative approach offering all of our services as part of a total cost containment solution. While each service can be utilized independently, PCS clients utilizing our comprehensive program experience REAL and proven cost savings. The services combined with our commitment to quality and exceptional customer service produce outcomes which are truly second to none in the industry.

Retirement Benefits Rank

Below Market

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LUTTNER FINANCIAL GROUP

Pittsburgh, Pennsylvania

51-200 employees

At Luttner Financial Group we take pride of delivering cutting edge strategies. We give clients the confidence to take control of their lives and guide them to build a clear path to their financial future. Luttner Financial Group, a Lifetime Financial Growth Company (LFG), is a privately owned wealth management firm. The focus of LFG centers on our clients’ vision for their future to create a lasting impact on their wealth potential. Uniquely positioned to offer our clients access to one of the most comprehensive financial product platforms available today, Luttner Financial Group envisions and enhances our clients’ goals by designing a customized strategy and creating a life map to achieve and protect their wealth. Luttner Financial Group is an Agency of The Guardian Life Insurance Company of America® (Guardian), New York, NY. Securities products and advisory services offered through Park Avenue Securities LLC (PAS), member FINRA, SIPC. OSJ: 244 Boulevard of the Allies, 6th Floor Pittsburgh, PA 15222, ph# 412.391.6700. PAS is a wholly-owned subsidiary of Guardian. This firm is not an affiliate or subsidiary of PAS. Luttner Financial Group is not a registered investment advisor. Guardian, its subsidiaries, agents, and employees do not provide tax, legal, or accounting advice. Consult your tax, legal, or accounting professional regarding your individual situation. Links to external sites are provided for your convenience in locating related information and services. Guardian, its subsidiaries, agents, and employees expressly disclaim any responsibility for and do not maintain, control, recommend, or endorse third-party sites, organizations, products, or services, and make no representation as to the completeness, suitability, or quality thereof. 2021-125545 EXP 08/2023

Retirement Benefits Rank

Below Market

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LUTTNER FINANCIAL GROUP

Pittsburgh, Pennsylvania

51-200 employees

Retirement Benefits Rank

Below Market

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SKIPCO FINANCIAL ADJUSTERS, INC.

Canal Fulton, Ohio

51-200 employees

Source One Adjusters has been serving the financial community since 1978. Our organization consists of six recovery offices located in Akron/Canton, Columbus, Cleveland, Dayton, Mansfield and Youngstown (visit our offices). Each of our locations are fully operational, staffed during regular business hours and contain both indoor & outdoor storage. Our staff consists of account managers, office managers, repossession agents, skip-tracers, transporters, lot personnel, billing specialists and administrative support. This attention to all areas of operations enables Source One to consistently achieve excellent ratings on performance reports provided by the lending institutions partnered with us. Source One Adjusters embraces a commitment to our clients that is second to none. Our fleet of self-loading, damage free repossession trucks are equipped with all the tools necessary to recover all types of vehicles. The State of Ohio is considered a self-help state and does not require a license to repossess, this has led to inexperienced agents in the field who are unqualified to demonstrate compliance with laws pertaining to “breach of peace”. Source One Adjusters has a firm commitment to continuing education for our employees in the field. Our agents are trained & certified by C.A.R.S. and we are licensed as private investigators in the state of Ohio. (License # 2005008745) Source One Adjusters adds to all of this a 25 year member affiliation with Time Finance Adjusters and an established internal company policy to enforce compliance with the Gramm-Leach-Bliley Act and the Federal Trade Commission’s Privacy Rules. (Our Affiliations) Source One Adjusters is proud to be the sole agent in Ohio for the pick up, storage and sale of U.S. Marshal seized vehicles.

Retirement Benefits Rank

Market Laggard

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TLC INSURANCE GROUP, INC.

Warren, Ohio

51-200 employees

TLC Insurance Group and Wealth is an insurance wholesaler with a large sales group represented by agents and brokers across America. We specialize in senior health products, group Medicare, annuities, and life insurance. We offer extensive product and sales training through the use of webinars and hold training seminars for our agent and manager groups across the country. We are committed to always doing whatever is the best for the customer, agent and manager in all lines of our business model.

Retirement Benefits Rank

Below Market

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