Neighborhood focus, world-class service. That phrase really sums up what Watertown Savings Bank is about. Our neighborhood focus is absolutely central to who we are. We are proud to be an independent, mutual, community bank that you can count on for all your financial needs. And, unlike the many local banks that have merged or been acquired in the past several years, we're committed to staying independent. As a mutual bank, we do not answer to Wall Street, so we're free to concentrate on serving our customers and neighbors in the best possible way. We've been privileged to serve area communities since 1870, helping local families and businesses to prosper while contributing substantial financial and human resources to local charities and organizations. To do so, we know we must provide world-class banking and financial services. So we strive to keep our bank on the leading edge of a rapidly changing industry, always improving and evolving with you. Over the past few years, we have introduced a wide range of new services and technologies, from mobile banking and opening accounts online, to access to investment products. We're constantly working to expand our product line, enhance convenience and attract the best talent to our organization, a program of continuous improvement led by the Bank's President & CEO, Brett Dean. We attribute our success to employees who consistently deliver beyond expectations. Their efforts help us maintain the strong ties we have in the community. In appreciation for their role in the bank's success, we strive to maintain a pleasant and flexible work environment that offers room for career advancement and growth. We offer a comprehensive benefits package including Medical, Dental, Life Insurance, a Defined Benefits Retirement Package, 401k (with company matching), Tuition Assistance, Competitive Compensation, and an on-site fitness center! You'll find that Watertown Savings Bank is a great place to work. Member FDIC Member DIF

Since 1871, Fulton Savings Bank has empowered individuals and small businesses in Oswego and Northern Onondaga Counties to turn their plans in to action. In every way, we're here for the everyday with our Local Bank • Local People • Local Service! Our free checking accounts make money management simple and convenient. Fulton Savings Bank offers competitive mortgage rates, home equity loans and personal loans, as well as providing services to small businesses. Visit us online at: www.fultonsavings.com Equal Housing Lender | Member FDIC

Gouverneur Savings and Loan Association is a banking company based out of 42 CHURCH ST, Gouverneur, New York, United States.

Back in 1955, a group of New York Air Brake employees founded Northern Federal Credit Union in Watertown, New York. Their goal was to create a safe, secure place where employees could grow their savings and obtain loans at reasonable rates something the existing financial institutions in town weren't providing. Over time, the credit union grew, expanding its services and welcoming many more members. In 1982, the name was changed to NYAB/TriCounty Federal Credit Union and membership was expanded to include employees and administrators of the 25 school districts, which comprised the North Country Coordinating Council of Teachers. To reflect its growth, the credit union changed its name to Northern Federal Credit Union in 1996. Today, we are known as Northern Credit Union, serving more than 30,000 members through seven branch locations across the North Country and a comprehensive online and mobile banking program. Members also have access to its nationwide network of more than 50,000 surcharge-free ATMs. Throughout its history, Northern has helped its members by providing the financial services, resources and education they need to achieve their financial goals. From its beginning and far into its future, this has been and will remain Northern Credit Union's commitment.

Since 1975, we've been in the business of helping our members plan for the future, cultivate smarter habits, and afford more of the things they love. Starting with a small office in the County Building on East 2nd and Bridge Street in Oswego, NY. We've grown to over 5 branches throughout Oswego County. Everything we do is to help improve our communities quality of life. We're here to help members thrive and better the communities we serve. We offer a full suite of financial tools and services that help our members meet their financial needs. Federally insured by NCUA. Equal Housing Lender.

State CS Employees Federal Credit Union is a not-for-profit financial services company; providing a full range of savings, loans and payment accounts for NY State Civil Service employees and employees of the City of Watertown and Watertown City School District. We are here to help you flourish in EVERY part of your life.