Torrington Savings Bank was chartered in 1868 as a mutual savings bank. It is owned by its depositors, has no shareholders and is operated to serve the banking and investment management needs of the thirty-three towns in Northwest Connecticut. Our Mutual Savings Bank Charter helps us to manage according to the best interests of our local communities. We are strongly capitalized, conservatively guided, safe and secure. Our mutual status allows us to share our profits with our customers in the form of exceptional deposit rates for savings accounts and Certificates of Deposit and outstanding mortgage loan rates. TSB has grown with the region by offering deposit services, loan services and trust services that focus on customer satisfaction. In the times of mega-financial institutions, it makes sense to bank with people who understand your needs and can reply with a quick and locally-generated response. Our dedication to the customer in our marketplace combined with careful management results in a safe and sound Bank. Guiding Ideals: Torrington Savings Bank is committed to maintaining its mutuality. It is guided and managed according to the best interest of its customers and local communities. Its decision-making and actions are based on the following fundamental beliefs: Commitment to Mutuality: Torrington Savings Bank was chartered in 1868 as a mutual savings bank. We take pride in our mutuality as it allows us to operate for and in the interests of our depositors. Because we are not organized as a stock bank and do not have shareholders, we can focus on serving our customers and communities. Mission: Through a team of engaged and knowledgeable employees, we are committed to providing quality products and services to meet the financial needs of the individuals, families, and businesses in our communities. Vision: We aspire to be the recognized leader in supporting and strengthening the financial well being of our customers and communities.