Dedicated to serving our policyholders with compassion, integrity, and excellence in order to create peace of mind, one decision at a time. Pioneer State Mutual Insurance Company is a property and casualty insurance carrier specializing in coverages for individuals and businesses. We market our products through the Independent Insurance Agency model and currently only write in the state of Michigan, providing best in class service for our agents and policyholders while maintaining a satisfied, highly motivated work force, and a sound financial base. Since 1908, Pioneer State Mutual and our network of Independent Insurance Agents have been dedicated to serving our policyholders with compassion, integrity, and excellence in order to create peace of mind, one decision at a time. Today, we offer a wide array of insurance options including Auto, Home, Farm, Mobile Home, Renters, and Commercial policies, all expertly tailored to your specific needs.

Among many advantages enjoyed by clients of VTC Insurance Group is the simple convenience of having a single source for every risk management need, regardless of scope or scale. We're honored to be the largest independent insurance and surety provider in Michigan, while serving clients in all 50 states. Our size also means we're better equipped to negotiate, on your behalf, the best-value coverage from top-rated carriers, with a broad menu of custom-tailored products. • Business Insurance • Surety Bonds • Employee Benefits • Personal Insurance • Strategic Risk Management • Coordinated Loss Control Services • Comprehensive Claims Management SIXTY YEARS OF UNIQUE SERVICE Since VTC Insurance Group was founded in 1957, a lot has changed. The economic landscape. Shifting regulatory and compliance forces. The sheer velocity of business, and of life. Of course, we’ve changed, too. Our company, our service lines, our carrier network, our technologies… all have expanded and improved. But from day one, the single most important factor driving that growth is the one thing that has never changed: our simple, person-to-person commitment to your success. We work hard on behalf of our customers. We anticipate their needs. And we keep our promises. Ours is a unique service philosophy. Every VTC associate is accountable to promises made, to meeting an urgent need with an urgent response, and to providing the trusted guidance that’s been our hallmark from day one. Guidance our clients count on to stay informed. Prepared. And confident for what’s next.

SET SEG is a non-profit company that was created in 1971 to offer schools comprehensive and affordable employee benefit solutions for Michigan public schools and their employees. Since its creation, the needs of Michigan's public education community continued to change and SET SEG grew into an organization offering a spectrum of insurance services including not only employee benefits, but property/casualty and workers'​ compensation as well. Today, SET SEG continues to expand and find innovative ways to meet the specialized needs of its members. This, coupled with a superior member experience, is why SET SEG has maintained its position as an industry leader in the school insurance market.

Founded in 1917, the E.W. Smith Insurance Agency boasts three locations. Our offices in Wyandotte, Flat Rock and Shelby Township offer a personal approach to insurance where every customer has a dedicated agent. Specializing in Personal, Business and Life Insurance we help each customer find the optimal coverage while reducing costs. E.W. Smith is proud to represent some of the largest and most trusted insurance companies including Auto-Owners, Citizens, Frankenmuth, Progressive, The Hartford, and Nationwide, among others. We compare these highly rated companies in order to present our customers with a comprehensive insurance plan at the most competitive price. We have partnered with local business owners and our neighbors for 100 years to protect not only their families but also our community.

With great intent, we put service, advocacy, technology, and training into action – to be the preferred, trusted partner for insurance agents, carriers, and consumers. We are mindful and considerate to those we connect with every day and value and respect the people and partners who share our common purpose of health and wellness excellence.

Our commitment at the David Chapman Agency is making insurance and bonds easy. We offer a wide variety of insurance and risk management products to individuals and organizations. Established in 1976, the David Chapman Agency has grown to a regional leader in the insurance industry with a team of over 50 people. From small business to national and multi-national companies we have the experience to develop an insurance and risk management program that fits your organization's budget and needs. Our agents have a wide range of specialties in the private and public sectors with products from over 40 commercial insurance carriers including loss sensitive and alternative risk financing programs. Our bond department represents over 18 bond companies including 8 of the 10 largest in the country. We bring value to the construction industry by helping you to position yourself financially to maximize your bonding capacity and establish long-term relationships with a surety that will support you through the ups and downs of the market. Personal Insurance is all about a relationship at the David Chapman Agency. Our agents will help determine the proper coverage and get a competitive price from our 16 personal insurance carriers. Home, auto, boat, recreational vehicles, vacation or income property, farms, and more. Our Life and Health agents will customize an employee benefit plan or an individual life, health or annuity policy with products from over 40 life and health carriers.

Liberty Title is a family-owned business that has been helping people with their real estate transactions for since 1974. Our roots in the Ann Arbor area real estate market go back to 1957; from there we have expanded our territory to the Metro Detroit area, all the way East including Port Huron and…. so we definitely know the territory! We now have 12 convenient locations throughout Southeastern Michigan, so you don’t need to go out of your way for your closing.

Wilson Partners (WP) is a benefits and wellness consulting practice that takes a fully comprehensive approach to the management of improved employee health and wellbeing. WP has a history of over 35 years of employee benefit and employee health and wellbeing market experience, working with Fortune 500 employers, health systems, communities, and states. Our history of providing and creating innovative solutions in the marketplace provides a unique value to our client partners and their employees. Our experience in benefits plan management, health & wellbeing strategy, plan design, cost containment strategies, and technology application distinguish us in the marketplace. This is our WPAdvantage.

Gleaner Life Insurance Society is a nationally recognized not-for-profit organization that provides both financial security and volunteer opportunities to members. Founded in 1894 on the principles of benevolence, protection and fraternity, Gleaner Life assists its members in achieving their financial goals through a broad range of life insurance and annuity products. These competitive financial products help members safeguard their dreams now and in the future. When individuals purchase a Gleaner life insurance policy or annuity, their return on investment strengthens more than their bottom line. They also help to make a difference in their hometowns. Gleaner Life supports programs that enrich the communities in which members live and serve. Gleaner members also enjoy a wide range of benefits such as discounted travel, family-friendly events and scholarships to help offset the cost of higher education. Learn more by visiting www.gleanerlife.org or calling 800.992.1894. Gleaner Life Insurance Society is domiciled in Adrian, Michigan, and licensed in AZ, FL, IA, IL, IN, KS, KY, MI, MO, NE, OH, PA, TN, VA, WI & WV.

EHIM is a national, privately held, woman-owned (WBENC) Pharmacy Benefit Manager and Third-Party Administrator that helps organizations proactively contain rising prescription and healthcare costs. Our hands-on approach allows us to administer the most effective benefits and pharmacy plans. We use a combination of custom formularies and engagement to promote member compliance while providing innovative solutions to manage specialty drugs and ACA requirements. We are dedicated to providing responsive and creative solutions, and standards-based best practices for our clients’ complex and dynamic requirements. If someone calls our Michigan-based call center, we answer—and our answers are supported by reviews from Clinical Pharmacists, Pharm. Ds and Physicians. We work with corporations and organizations of all sizes and have extensive experience with union negotiated benefits, retiree plans, and government entities. EHIM stays true to our promise to deliver innovative concepts and exceptional service to our clients through something we like to call The EHIM Experience. Through a unique set of approaches and designs, including our non-rebate driven philosophies, generic alternatives, and other ACA compliant initiatives, our clients can realize significantly lower pharmacy costs and support more member engagement. We achieve results that exceed expectations of the clients we service. In fact, in 2017 EHIM’s PBM clients realized a cost trend of -2.54% vs. the national average of 11.6% – that’s 122% lower. Our goal is simple, but our results are profound: EHIM provides creative solutions for complex problems. We would love to discuss our organization and how we can support yours, contact us today to learn how much you could save.

ASU is a client-focused provider of insurance services and claims management. By building on our experience, we deliver solid technical resources, cost containment practices, efficient and accessible computer systems and the seamless administration of your program. Services include: Risk Management - Third Party Administration, Property/Casualty Claims Management, Workers'​ Compensation, Public & Private Sector Self-Insureds, Group Programs/Policy Administration, Loss Control Field Adjusting - Commercial/Residential Property, Casualty/Liability, HAAG Certified Roof Inspections, Desk Adjusting, Appraisal Under Policy/Umpiring, Re-inspection Program, Content Inventory Catastrophe Adjusting - National Catastrophe Adjusting, Quality Control Re-Inspection, Temporary Adjuster Program, Response - 24 hours a day, 365 days a year, Web-based Claims & Policy Management System Medical Review - Cost Containment, Standard & Complex Bill Review, Multi-tier, Multi State PPO Network, Negotiation for Out of Network - OON, Pharmacy Benefit Program * 100% Employee-Owned and Customer-focused * Web-based Claims and Policy Management System – 24/7 real time access. * Providing solutions to insurance companies, corporations, municipalities, government entities and self-insured employers. * Core Values: Integrity, Respect, Customer Value, Accountability, Innovation