The CIMA Companies, Inc. is a reputable local insurance broker located in Woodbridge, Virginia. With a strong focus on client satisfaction, they have gained a solid reputation for their exceptional customer service and expertise. The office in Woodbridge has been particularly successful in serving clients in the services (except public administration) industry, exemplified by their collaboration with St Coletta of Greater Washington, a prominent employer with 350 members. The CIMA Companies, Inc. worked closely with St Coletta's HR and finance team to devise customized insurance plans tailored to the unique needs of their members. This included the implementation of a comprehensive HMO plan, PPO plan, PBM, and drug plan. The Woodbridge office of The CIMA Companies, Inc. has extensive experience in working with clients and PPOs to cater to the specific requirements of members. Their expertise extends to clients of various sizes, ranging from large corporations to midsize employers. Apart from St Coletta of Greater Washington, they also serve notable employers such as the Armed Forces Benefit Association. This location proudly offers services to clients across the state of Virginia. With their profound understanding of the services industry (except public administration), The CIMA Companies, Inc. is well-equipped to provide tailored insurance solutions to businesses within this sector. Clients consistently praise The CIMA Companies, Inc. for their excellent customer service and expertise. Their strong track record and positive reviews reflect their commitment to delivering high-quality insurance services that meet the diverse needs of their clients.

Full service insurance brokerage, helping our clients design and implement progressive and scalable insurance programs that help contain costs, provide exceptional benefits and properly inform employees about their wonderful benefit programs.

Segal is a highly regarded regional insurance broker, dedicated to providing exceptional service and expertise to their clients. With their office situated in Washington, District of Columbia, Segal serves a diverse range of clients, primarily focusing on large and midsize employers. Renowned for their commitment to customer satisfaction, Segal has garnered excellent reviews from their clientele. One notable example of Segal's prowess in the insurance industry is their successful collaboration with Surescripts, a prominent employer in the professional, scientific, and technical services sector. Working closely with Surescripts' HR and finance team, Segal devised a tailored self-funding arrangement, specifically designed to meet the unique requirements of Surescripts' members. Segal's expertise spans various industries, including electric power generation, transmission and distribution, professional, scientific, and technical services, as well as insurance and employee benefit funds. This particular office in Washington, D.C., caters to clients across Pennsylvania and Virginia, boasting an impressive roster of employer clients such as Ibew Local 300 and Laborers Welfare Fund Local 199 Board of Trustees. Clients choose Segal not only for their extensive industry knowledge but also for their unwavering dedication to delivering exceptional customer service. With their proven track record and commitment to meeting their clients' needs, Segal has established itself as a trusted partner in the insurance and employee benefits realm.

Founded in 1964 by Henry F. Schoenfeld, the agency has grown to provide nearly 50 employees with two locations. Our experienced staff of licensed professionals provide risk management advice and resources to our customers throughout the country. SIA has developed several specialties including insurance for technology, manufacturing, condominium, designers and the cannabis industry.

Golden & Cohen has been rated one of the top health benefits consulting companies in the Washington, D.C. metropolitan area for years because we provide access to the full spectrum of insurance products available in the marketplace today. We know that the relationship between an insurance broker and client is based entirely on trust and encourage our clients to consider these questions: Do you believe the broker has recommended the plan that really is the best for your business? Can you be sure the broker has negotiated the very best deal possible? And are you comfortable that the broker is providing you with accurate information on products for your company? Let us begin earning your trust today by calling for options and quotes: 866-330-0195. Here’s to your good health! • Stephanie Cohen, CEO: stephanie@golden-cohen.com • Scott Golden, CFO: scott@golden-cohen.com • Jack Cohen, COO: jack@golden-cohen.com

Educators Benefit Services, located in Baltimore, MD, is a prominent insurance broker with a robust presence in the region. As a larger office, they offer a wealth of experience and expertise in catering to the unique needs of local and regional employers, specializing in medical and ancillary benefits. With a diverse clientele, Educators Benefit Services has successfully served various organizations, including Aims Benefit Trust, Stone Ridge School of the Sacred Heart, and The Key School, all within the educational services industry in Maryland. These clients, with participant numbers ranging from 130 to over 1360, attest to the broker's ability to tailor solutions to meet different organizational sizes. Educators Benefit Services excels not only in the educational services sector but also in other industries, such as religious, grantmaking, civic, professional, and similar organizations. This broad expertise makes them a versatile choice for employers across different sectors. Part of a local brokerage firm, this office has a proven track record of working with both midsize and large employers, showcasing their adaptability and capability to handle diverse client needs. Their commitment to providing comprehensive insurance solutions and their deep knowledge of the local and regional market make them a valuable partner for employers seeking effective benefits packages.

Dye & Eskin, Inc. is one of the most prominent and trusted independent administrators of life and disability insurance products for highly compensated employees in the world. D&E is one of the most unique insurance entities in the world. Prior to the formation of D&E in 1980, Frank Dye and Rick Eskin were independent insurance salesmen with most of their attention centered in the advanced markets of estate planning and executive benefits for individuals and companies. In year 2000 much of the firm’s direction changed to the development of insurance products — teaming up with prominent insurance companies, as an administrator, to introduce products/programs that otherwise had not previously existed. D&E creates specialized, guarantee and simplified issue type life and disability insurance programs in the executive and employee benefits area. D&E is an internationally recognized insurance agency with insurance programs in all 50 U.S. states, and coverage in 38 separate countries. We specialize in marketing, administration, consultation, and sale of life and disability insurance products. D&E has built a reputation founded on the principal of integrity — and a mission committed to bringing quality products, competitive pricing, and dedicated service to agents, brokerage general agents, consultants, and clients. D&E markets to agents, brokerage general agents, and consultants — educating these entities to the value of our unique programs, so that they, in turn, will enlighten their prospects and clients. The D&E model for success has been a long term desire to produce value via creative solutions to corporate benefit needs — “Creating Victories®.” D&E has introduced a series of “first in the industry” programs… A-List Term™ InTERM® Corporate Excess Disability insurance (CEDi)® LTD5

Partners Together - Endless Possibilities Hilb Group provides the resources of a big insurance broker and the attentive, personal service of a small agency. Our people are our greatest strength. Our values of trust, passion, integrity and growth drive our actions to benefit every client. Managing Risk Your risk profile doesn’t matter – Hilb paints a very wide portrait. We have more than 30 industry specialties, which gives our clients and brokers a unique advantage. We form enduring partnerships to get the best results every time, and work with the top insurers to provide a huge range of high-quality choices, matched exactly to your needs. About Hilb Group Founded in 2009, Hilb Group is a Top 25 middle market independent insurance broker. Hilb Group offers expertise in property & casualty, employee benefits, and retirement services to business and individuals throughout the nation.

The Air Line Pilots Association, Int'l (ALPA) is the largest airline pilot union in the world, representing more than 74,000 pilots at 42 airlines in the U.S. & Canada. For more information, visit http://www.alpa.org. Founded in 1931, the Association is chartered by the AFL-CIO and the Canadian Labour Congress. Known internationally as US-ALPA, it is also a member of the International Federation of Air Line Pilot Associations (IFALPA).

Clarke & Sampson Insurance Agency is a highly regarded insurance broker, renowned for its exceptional customer service and expertise in serving clients of large employers. Located in Alexandria, Virginia, this local agency has established itself as a trusted partner for businesses in various industries. With a particular focus on heavy and civil engineering construction, Clarke & Sampson Insurance Agency has amassed considerable knowledge and proficiency in this sector. One notable example of their success lies in their collaboration with the Board of Trustees Retireee Plan of The Iuoe Local 15 Welfare Fund, an employer boasting a membership of 2950 individuals in the heavy and civil engineering construction industry. Recognizing the unique needs of these members, Clarke & Sampson Insurance Agency worked closely with the Fund's HR and finance team to develop a tailored pharmacy benefit management (PBM) and drug plan. Beyond their expertise in the heavy and civil engineering construction industries, Clarke & Sampson Insurance Agency extends its services to clients across Georgia and Minnesota. Their commitment to exceptional customer service and comprehensive understanding of employer requirements has earned them a stellar reputation among large employers in these regions. As a local insurance broker, Clarke & Sampson Insurance Agency embodies a client-centered approach, ensuring their clients receive personalized attention and tailored solutions. Businesses seeking an insurance broker that excels in customer service and possesses specialized knowledge in heavy and civil engineering construction can rely on Clarke & Sampson Insurance Agency's expertise and professionalism.