Group Solutions, located in Minneapolis, MN, boasts a sizable office equipped to cater to the diverse needs of employers seeking comprehensive insurance solutions. With a proven track record, this local brokerage firm stands out for its extensive experience working with self-funded clients, providing adept support to both local and regional employers. Their expertise spans various industries, including beer, wine, and distilled alcoholic beverage merchant wholesalers, rail transportation, and electrical equipment manufacturing. Notable clients such as 7G Distributing, a leader in the beer, wine, and distilled alcoholic beverage merchant wholesalers sector with 150+ participants, Bmc Aggregates LC in nonmetallic mineral mining and quarrying with 160+ participants, and Bodine Electric Company in electrical equipment manufacturing with 240+ participants, underscore the broker's ability to navigate the intricacies of diverse industries. This office stands out for its significant experience in serving midsize and large employers, showcasing a nuanced understanding of the distinct challenges and opportunities inherent in both segments. Group Solutions in Minneapolis, MN, is synonymous with tailored insurance solutions, leveraging its local presence and industry-specific expertise to empower employers in safeguarding their workforce and enhancing overall well-being.

Secura Consultants is a highly regarded insurance broker with a dedicated office serving clients in Wisconsin and Alabama. Renowned for their exceptional customer service and industry expertise, this particular office has earned stellar reviews from satisfied clients. Notably, they partnered with Qti Human Resources Inc., an employment services industry leader with 2,310 employees. Collaborating closely with Qti's HR and finance team, Secura Consultants successfully implemented a comprehensive suite of customized insurance solutions, including a self-funding arrangement, HMO and PPO plans, a pharmacy benefits management program, and a tailored drug plan. Secura Consultants' extensive client portfolio encompasses renowned organizations such as CLA (CliftonLarsonAllen), Forward Service Corporation, IronMountain Solutions, Inc., and Professional Services Group. Headquartered in Minneapolis, Minnesota, Secura Consultants caters to a diverse range of clients, from large corporations to midsize employers. Their impressive M Score reflects their vast experience and proficiency in servicing clients across different industries and sizes. With a deep understanding of various sectors, Secura Consultants excels in serving clients in employment services, motor vehicle manufacturing, architectural, engineering, and related services industries. They have demonstrated expertise in working with self-funded employers, ensuring optimal coverage and cost-efficiency. Moreover, they possess a strong track record of collaborating with HMOs and effectively addressing the specific needs of their clients. Additionally, Secura Consultants has a wealth of experience in partnering with clients and PPOs to ensure comprehensive coverage that meets the unique requirements of their members. Secura Consultants' dedication to delivering superior insurance solutions, personalized service, and industry-specific expertise makes them the go-to insurance broker for clients seeking comprehensive coverage tailored to their specific needs.

Direct Benefits, Inc is a highly regarded local insurance consultant, operating out of their office in Saint Paul, Minnesota. With a focus on serving clients of all sizes, including large, midsize, and small employers, they offer comprehensive insurance solutions tailored to meet their specific needs. A notable example of their expertise can be seen through their partnership with Cliff Viessman Trucking, Inc, a leading employer in the general freight trucking industry, boasting 380 members. Direct Benefits worked closely with Cliff Viessman Trucking's HR and finance team to establish a self-funding arrangement, as well as a tailored Preferred Provider Organization (PPO) plan, Pharmacy Benefit Manager (PBM), and drug plan that catered specifically to the unique requirements of their members. Direct Benefits, Inc demonstrates a wealth of experience in working with self-funded clients, highlighting their expertise in managing such programs effectively. Additionally, they have a strong track record of collaborating with clients to meet their needs and achieve optimal results, particularly in the realm of PPO plans. Their partnerships with PBMs and other pharmacy providers further underscore their commitment to delivering comprehensive healthcare solutions. Operating across multiple states, including Minnesota, North Dakota, South Dakota, Nebraska, Iowa, Oregon, Michigan, Georgia, and Colorado, Direct Benefits, Inc serves a diverse client base. Some of their notable employer clients include American Bancor, Ltd., Cliff Viessman Trucking, Inc, Crosscountry Courier Inc, and Kaeding Management Group. Direct Benefits, Inc prides itself on their

Dattilo Consulting, Inc. helps companies and their employees thrive through affordable benefit plans and related services. Headquartered in the West Metro (Chanhassen, MN) we specialize in comprehensive employee benefits consulting and services for companies in the broader St. Paul and Minneapolis area. BENEFITS CONSULTING DCI clients spend 49% less on benefits than the national average. Employees spend 21% less. We help you navigate company health insurance plans, develop strategies to reduce healthcare costs, evaluate health insurance pricing models, and find the right mix of employee benefits to keep your competitive edge. ■ Group health insurance benefits - Including BENIC plan (benefiting employees not insurance companies) ■ HSA (Health Savings Account) ■ HRA (Health Reimbursement Arrangements) ■ Copay health insurance ■ Company Dental Insurance plans ■ Group Life Insurance ■ Employee disability plans ■ Vision Plans ■ Voluntary Benefit Plans ■ Cafeteria plans - POP (Premium Only Plans) - FSA plans (Flexible Spending Accounts) - DCAP (Dependent Care Assistance Plan) HR CONSULTING & SUPPORT A common fear we hear from Controllers and HR Directors is dropping the ball and creating liability for their company because there isn’t enough time or help to get everything done. We bring order to chaos by helping you with simple day to day operations like onboarding and offboarding, open enrollment, health plan administration, and regulatory compliance. ■ Offboarding (employee termination) ■ Open enrollment (electronic and paper materials, in-person meetings, digital distribution) ■ HSA, HRA, and FSA plan administration ■ HR Compliance management - COBRA administration - Affordable Care Act (1094C, 1095C) - CMS (Centers for Medicare & Medicaid Services) Reporting - 5500 filings - Document storage and organization - Department of Labor (DOL) audit reports If you need help implementing or managing benefits, give us a call! (952) 448-8800

What makes Lockton stand apart is also what makes us better: independence. Lockton's private ownership empowers its 10,000+ Associates doing business in over 125 countries to focus solely on clients' risk and insurance needs. With expertise that reaches around the globe, Lockton delivers the deep understanding needed to accomplish remarkable results. For 14 consecutive years, Business Insurance magazine has recognized Lockton as a "Best Place to Work in Insurance." Lockton was named among the 2022 Best Managed Companies by Deloitte and the Wall Street Journal, a program that recognizes excellence and honors private companies for their strategy, execution, culture, and financials.

Marsh McLennan Agency (MMA) provides business insurance, employee health & benefits, retirement, and private client insurance solutions to organizations and individuals seeking limitless possibilities. With over 9,000 colleagues and 160 offices across the United States and Canada, MMA combines the personalized service model of a local consultant with the global resources and expertise of the world’s leading professional services firm, Marsh McLennan (NYSE: MMC). MMA generates more than $2 billion in annualized revenue, making it one of the largest brokerage operations in North America.

AssuredPartners: Your Trusted Insurance Broker in Duluth, Minnesota Located in Duluth, Minnesota, AssuredPartners is a national insurance broker known for its exceptional services and expertise. With a strong focus on meeting the unique needs of their clients, they have established themselves as a reliable partner in the insurance industry. One shining example of their successful work is their collaboration with TBI Residential & Community Services, a prominent employer in the health care and social assistance sector, boasting 230 members. AssuredPartners worked closely with TBI's HR and finance team to set up a self-funding arrangement, a specialized pharmacy benefit management (PBM), and a drug plan tailored specifically to the needs of their members. AssuredPartners has extensive experience working with self-funded employers, as well as a deep understanding of HMOs and their clients' diverse requirements. They have established solid relationships with PBMs and other pharmacy providers, allowing them to offer comprehensive solutions to their clients. Serving a wide range of clients, including large, midsize, and small employers, AssuredPartners has earned a stellar reputation in the industry. Some of their notable employer clients in the Duluth area include LHB Inc, Mada Insurance Incorporated, The Lakes Community Health Center Inc, and Duluth Regional Care Center. Their services extend throughout Minnesota and Wisconsin, catering to a diverse clientele. Boasting a commendable M Score, AssuredPartners' expertise spans various sectors, excluding public administration. They are particularly well-versed in serving the needs of the health care and social assistance industries, as well as utility system construction. In the Duluth, MN market, AssuredPartners stands among the top brokerages, thanks to their extensive experience and exceptional customer service, which has garnered high praise from satisfied clients. When it comes to insurance brokerage, AssuredPartners is your trusted partner, offering a wide range of services tailored to meet your specific needs

We work mainly with other business owners on their financial and estate planning. Scott also does the design work on the benefit plans for their companies while my staff manages and helps with the details of the complex administration. The Morgan Planning Group,LLC is dedicated to providing assistance and advice to each and every customer. Scott and his staff pride themselves in establishing personal, long term relationships with their clients. Services provided through The Morgan Planning Group,LLC include but are not limited to: Group Employee Benefits • Group Health • Group Ancillary Benefits • Life, Vision, Disability, Dental • Administration & COBRA implementation

Brown & Brown, an established player in the insurance brokerage sector, has a significant presence in Minneapolis, MN. The Minneapolis office, part of a firm founded in 1939, is one of the largest insurance brokerages globally, blending the personalized touch of a boutique agency with the resources of a major brokerage. Their mission revolves around positively impacting customers' lives, with a focus on protection and value. With over 300 locations, their global reach ensures dedicated service to customers and communities alike. The firm, which went public on Nasdaq in 1993 and later on the New York Stock Exchange, is noted for its inclusion in the S&P 500 in 2021, highlighting its standing in the industry. This Minneapolis location stands out for its extensive experience with a diverse range of clients, including midsize, large, and small employers. They are particularly adept at working with self-funded clients, offering expertise in stop loss, limits, pharmacy costs, and HR consulting. Their client roster showcases their versatility, with top customers from various industries, including 215 Holding Co (management of companies and enterprises, 170+ participants), 3Bridge Solutions (management, scientific, and technical consulting services, 370+ participants), and Abc Bus Companies (motor vehicle dealers, 320+ participants). Furthermore, their expertise spans across multiple sectors like computer systems design, legal services, and retail trade, indicating a broad understanding of different industry needs. As a part of a large national insurance brokerage firm, they leverage their extensive network and resources to provide tailored solutions to their clients. This office's depth of experience and broad industry reach make it a valuable resource for employers in Minneapolis seeking comprehensive insurance and consulting services.

King and Companies is an employee group benefit firm and independent insurance agency. We are a minority-owned women business, founded in 2002. With over 20 years of experience, our expertise provides high- quality and knowledgeable service, delivering trustworthy performance that meets the needs of each individual client. King and Companies provides guidance in finding the right insurance coverage for your business by working with a variety of programs and plans. Locally based in Burnsville, Minnesota, we provide the human touch to insurance and financial services through innovation and client satisfaction. We take care of their clients and are there for them, whether its to assist with a claim, provide rates, or just answer questions. Our goal is to build long-term rewarding relationships to effectively achieve our clients goals. King and Companies was one of the first, if not the only, insurance consultant business to create our own benefit portal technology. We did not PURCHASE a human resource and benefit software program, we CREATED one. We work with high-tech, low-tech and no-tech clients. Yes....no-tech clients still exist. We're passionate about what we do, and we're good at it!