Health Cost Solutions (HCS) is a Tennessee-based third party administrator with an innovative approach to delivering a cost-controlling health benefits program for employer groups. With over 30 years of experience, HCS provides a suite of services, including: self-funded medical plans, pharmacy benefit management, reinsurance/stop-loss coverage, COBRA administration, and more. For more information, visit hcsbenefits.com.

Assurepartners NL LLC, located in Bowling Green, KY, stands out as a prominent player in the insurance brokerage field, particularly recognized for its adept handling of midsize to large employers. As a larger office, they exhibit a profound capability in catering to the specific needs of self-funded clients, showcasing their flexibility and understanding of diverse employer requirements. Their proficiency is particularly notable in industries such as hospitals, nursing and residential care facilities, and water transportation, indicating a wide range of expertise. This adaptability is further exemplified through their impressive portfolio of top clients. Notable among these are Commonwealth Health Corporation in the hospitals industry, boasting over 2630 participants, Masonic Homes of Kentucky in the nursing and residential care facilities sector with more than 270 participants, and Midway University in the educational services industry, serving around 140 participants. This office’s affiliation with a local brokerage firm enhances its community-centric approach while still leveraging the resources and breadth of experience necessary to serve regional employers effectively. The team’s significant experience with both midsize and large employers is a testament to their versatility and capacity to provide tailored solutions that meet the unique demands of each client. Assurepartners NL LLC in Bowling Green, KY, thus presents itself as a robust and versatile insurance broker, adept in navigating the complexities of various industries and employer sizes, making them a valuable ally for businesses seeking comprehensive and customized insurance solutions.

Nestled in Bowling Green, KY, the Ted Bennett office stands as a robust and expansive hub within the insurance brokerage landscape. With a focus on delivering comprehensive benefit solutions, this larger office has garnered significant experience in catering to the unique needs of self-funded clients, positioning itself as an invaluable resource for understanding stop loss, limits, pharmacy costs, and offering expertise in HR consulting. Ted Bennett has forged successful partnerships with prominent businesses, including Cox Interior in the specialty trade contractors industry with over 130 participants, Dan Cummins in the automobile dealers industry boasting 190+ participants, and Don Franklin Auto Group in the same industry with 50+ participants. These collaborations highlight Ted Bennett's diverse expertise across motor vehicle parts manufacturing, grocery and related product merchant wholesalers, and automobile dealers industries. As an integral part of a local brokerage firm, Ted Bennett combines the strength of a larger organization with a localized approach, ensuring a nuanced understanding of the unique challenges faced by businesses in Bowling Green. With demonstrated experience in serving both midsize and small employers, Ted Bennett emerges as a strategic partner for employers seeking tailored and effective benefit solutions in the dynamic Kentucky business landscape.

Bryne Wiseman, based in Bowling Green, Kentucky, operates under the umbrella of Houchens Benefits. As the President of Houchens Benefits, Wiseman leads a team that specializes in providing medical and ancillary benefits to local and regional employers. This office, located at 1750 Scottsville Rd, Suite 4 in Bowling Green, KY 42104, has established a reputation for its expertise in serving industries such as offices of physicians and automobile dealers. Key clients include Imac Holdings in the offices of physicians industry, located in Tennessee, with over 90 participants, and Nacarato Trucks General Partnership, a player in the automobile dealers industry, also based in Tennessee, with more than 260 participants. These relationships underscore the firm's deep knowledge and experience in these sectors. Being a part of a local brokerage firm, Bryne Wiseman's office provides personalized and regionally focused services, ensuring a deeper understanding of the local market dynamics and client needs. This aspect is particularly beneficial for employer benefits buyers who are seeking specialized knowledge and a tailored approach to benefits planning and management in the Bowling Green region.

Atkinson Company Inc., based in Nashville, TN, stands out as a distinguished player in the field of employee benefits and insurance. With nearly 35 years of experience, the company has cemented its reputation as a trusted specialist in this domain. What sets Atkinson Company apart is its deep expertise in catering to both local and regional employers, specifically in the realm of medical and ancillary benefits. This proficiency is exemplified in their successful collaboration with prominent clients like Banc Card of America, a key player in the professional, scientific, and technical services industry, where they manage benefits for over 150 participants. Atkinson Company is more than just an insurance broker; it's a part of a local brokerage firm, which allows it to offer personalized, hands-on customer service. This local grounding combined with their wide-ranging experience positions them uniquely in the market. Their ability to provide a full spectrum of products for both companies and individuals speaks to their versatility and commitment to meeting diverse client needs. In summary, Atkinson Company in Nashville represents a blend of local insight, extensive experience, and a commitment to personalized service, making them a formidable choice for employer benefits buyers looking for a reliable partner in managing employee benefits.

W E Shaw & Associates is a trusted insurance broker serving clients in Missouri, Arkansas, and the surrounding regions. With their office located in Hendersonville, Tennessee, they provide comprehensive insurance solutions to large and midsize employers. With a diverse portfolio of clients, including notable names like Reliant Bank, Freeland Chevrolet, Guaranty Home Mortgage Corporation, and Newton Nissan of Gallatin, W E Shaw & Associates has established itself as a reliable partner in the insurance industry. One of their notable achievements includes collaborating with Guaranty Home Mortgage Corporation, a prominent employer in the nondepository credit intermediation industry. W E Shaw & Associates worked closely with Guaranty Home Mortgage Corporation's HR and finance team to develop a tailored self-funding arrangement, a PPO plan, and a customized pharmacy benefit management (PBM) and drug plan. This personalized approach demonstrates their commitment to understanding and meeting the unique needs of their clients. With extensive experience across various sectors, including professional, scientific, and technical services, as well as nondepository credit intermediation and automobile dealerships, W E Shaw & Associates boasts a strong expertise in diverse industries. Their broad knowledge base allows them to provide effective insurance solutions that align with the specific requirements of each client. Backed by their exceptional track record and a solid M Score, W E Shaw & Associates has gained a reputation for excellence in the insurance brokerage field. Their dedication to delivering top-notch service, combined with their vast industry knowledge, positions them as a go-to choice for businesses seeking comprehensive and tailored insurance solutions.

Our family is the result of 5 different organizations coming together as one cohesive group (HIG), leveraging the expertise of each of our legacy agencies to operate as one synergized team. We started with Center of Insurance becoming part of Houchens in the late 90’s. Gradually we added Insurance Specialist as our benefits expertise, then Van Meter Insurance joined the team in 2006 which brought a toolbox full of resources to allow the organization to compete at the next level. In 2007 Curneal Hignite came on board giving us a presence in Elizabethtown, and finally the 100 year old agency in Northern KY and Lexington;Roeding Insurance added expertise in the Public Entity arena and added a significant volume to our commercial book. All of this combined revenue was originally $35M and today it has grown to over $80M with 325 employee/owners with plans to be at 100M in 5 years. We recently were voted as the number one Best Place to Work in the state of Kentucky. We were also recognized as the 31st Largest Insurance Agency in the United States, as well as a Best Practice Agency.

Situated in Central City, KY, Solutions First stands as a pivotal player within the local brokerage firm landscape, specializing in delivering expert insurance solutions tailored for both local and regional employers. With a focused expertise in medical and ancillary benefits, Solutions First is committed to addressing the diverse needs of businesses in the area. The success stories of their top customers exemplify Solutions First's proficiency, with partnerships such as Gli Professional Services Sub-Association Ltd and Gli Wholesale & Retail Trade Sub-Association Ltd in the agencies, brokerages, and insurance-related activities industry. These collaborations feature participant numbers exceeding 6,260 and 2,990, respectively, showcasing the broker's ability to navigate the intricacies of a large participant base. Pittsburg Tank & Tower Company in the heavy and civil engineering construction industry further highlights Solutions First's adaptability, providing effective solutions even for smaller participant groups. As an integral part of the local brokerage scene, Solutions First's commitment to serving both local and regional employers underscores their adaptability to the dynamic business landscape of Central City, KY. With a focus on excellence and a track record of successful partnerships, Solutions First emerges as a reliable and knowledgeable partner for employers seeking specialized benefit solutions in the local community.