At Integrum Advisors, we come to work each and every day to ensure we have you covered. We take pride in providing sound advice to all of our clients. Our job is not done until you have complete peace of mind that you and your employees are receiving the best benefits and service available.

Dye & Eskin, Inc. is one of the most prominent and trusted independent administrators of life and disability insurance products for highly compensated employees in the world. D&E is one of the most unique insurance entities in the world. Prior to the formation of D&E in 1980, Frank Dye and Rick Eskin were independent insurance salesmen with most of their attention centered in the advanced markets of estate planning and executive benefits for individuals and companies. In year 2000 much of the firm’s direction changed to the development of insurance products — teaming up with prominent insurance companies, as an administrator, to introduce products/programs that otherwise had not previously existed. D&E creates specialized, guarantee and simplified issue type life and disability insurance programs in the executive and employee benefits area. D&E is an internationally recognized insurance agency with insurance programs in all 50 U.S. states, and coverage in 38 separate countries. We specialize in marketing, administration, consultation, and sale of life and disability insurance products. D&E has built a reputation founded on the principal of integrity — and a mission committed to bringing quality products, competitive pricing, and dedicated service to agents, brokerage general agents, consultants, and clients. D&E markets to agents, brokerage general agents, and consultants — educating these entities to the value of our unique programs, so that they, in turn, will enlighten their prospects and clients. The D&E model for success has been a long term desire to produce value via creative solutions to corporate benefit needs — “Creating Victories®.” D&E has introduced a series of “first in the industry” programs… A-List Term™ InTERM® Corporate Excess Disability insurance (CEDi)® LTD5

Crescent City Benefits, located in Washington, D.C., stands out as a proficient insurance broker specializing in employer benefits. As a part of a local brokerage firm, they have developed a strong footing in the region, offering expert services primarily in medical and ancillary benefits. Their expertise is particularly notable among midsize employers, showcasing a deep understanding of the unique needs and challenges this segment faces. This office has established a robust portfolio with significant experience across diverse industries. Notably, they have excellent expertise in sectors like management, scientific, and technical consulting services, computer systems design and related services, and the religious, grantmaking, civic, professional, and similar organizations. These skills are evident in their top customers, which include notable firms like Attain Consulting Group (formerly Attain), based in Virginia with over 400 participants. This company operates in the management, scientific, and technical consulting services industry, benefiting greatly from Crescent City Benefits' tailored solutions. Another key client is Decisions, a player in the computer systems design and related services industry, also based in Virginia. With over 200 participants, their partnership with Crescent City Benefits underscores the broker's capability in handling complex benefit needs in the tech sector. Additionally, the broker serves the Legal Services Corporation, an entity within the religious, grantmaking, civic, professional, and similar organizations industry, based in D.C., with more than 110 participants. This relationship highlights their versatility and ability to cater to varied organizational structures and requirements. Overall, Crescent City Benefits’ blend of local insight, industry-specific expertise, and a commitment to midsize employers makes them a valuable partner for businesses seeking comprehensive and customized insurance and benefits solutions.

McGriff Insurance Services, a national insurance broker, operates an office in Winchester, Virginia, catering to clients of various sizes, including both large and small employers. With a focus on delivering comprehensive insurance solutions, McGriff Insurance Services has established itself as one of the top brokerages in the Winchester market. The Winchester office's notable client is Commerce Lexington Inc, a prominent employer in the insurance-related activities industry, boasting 970 members. Collaborating closely with Commerce Lexington Inc's HR and finance team, McGriff Insurance Services successfully implemented a customized PPO plan, as well as a well-designed PBM and drug plan, tailored to meet the unique needs of their members. With extensive experience in the insurance industry, McGriff Insurance Services has developed strong expertise in insurance-related activities and grocery and related product merchant wholesalers. Their knowledge spans various sectors and enables them to provide comprehensive coverage and expert guidance to their clients. McGriff Insurance Services' Winchester location proudly serves clients throughout Virginia, providing them with tailored insurance solutions and exceptional service. Their dedication to excellence and client satisfaction has contributed to their reputation as a trusted insurance partner in the region. In addition to Commerce Lexington Inc, McGriff Insurance Services serves other notable employer clients in the Winchester area, including Schenck Foods Company Inc. This diverse client portfolio showcases the breadth of their expertise and their ability to cater to the insurance needs of businesses across different industries. With their commitment to delivering personalized service, industry-leading expertise, and comprehensive insurance coverage, McGriff Insurance Services is well-positioned to meet the evolving needs of their clients in Winchester and beyond.

At WTW (NASDAQ: WTW), we provide data-driven, insight-led solutions in the areas of people, risk and capital. Leveraging the global view and local expertise of our colleagues serving 140 countries and markets, we help you sharpen your strategy, enhance organizational resilience, motivate your workforce and maximize performance.

Partners Together - Endless Possibilities Hilb Group provides the resources of a big insurance broker and the attentive, personal service of a small agency. Our people are our greatest strength. Our values of trust, passion, integrity and growth drive our actions to benefit every client. Managing Risk Your risk profile doesn’t matter – Hilb paints a very wide portrait. We have more than 30 industry specialties, which gives our clients and brokers a unique advantage. We form enduring partnerships to get the best results every time, and work with the top insurers to provide a huge range of high-quality choices, matched exactly to your needs. About Hilb Group Founded in 2009, Hilb Group is a Top 25 middle market independent insurance broker. Hilb Group offers expertise in property & casualty, employee benefits, and retirement services to business and individuals throughout the nation.

Towne Insurance Agency, a local insurance broker based in Virginia Beach, Virginia, is known for their expertise and experience in providing tailored insurance solutions to a diverse range of clients. With a focus on self-funded employers, they have successfully collaborated with numerous companies, including National Coatings, an 80-member employer in the building finishing contractors industry. Towne Insurance Agency partnered closely with National Coatings' HR and finance team to establish a customized self-funding arrangement, specifically designing a PPO plan that caters to the unique needs of their members. Their track record showcases strong capabilities in working with self-funded employers and effectively addressing member needs through PPOs. Serving clients across a spectrum of sizes and industries, Towne Insurance Agency has built relationships with large, midsize, and small employers such as First Team Toyota, American GFM Corporation, Comfort Systems of Virginia, Inc., and Eastern Carolina Vocational Center. Operating throughout Virginia, this particular office of Towne Insurance Agency extends its services to clients across the state. Thanks to their extensive experience and expertise, they have earned a good M Score, demonstrating their proficiency in meeting the insurance requirements of clients in various industries, including metalworking machinery manufacturing, home health care services, and vocational rehabilitation services. With their commitment to personalized service and comprehensive insurance solutions, Towne Insurance Agency is a trusted partner for businesses seeking reliable coverage tailored to their specific needs.

McGriff Insurance Services, a renowned national insurance broker, operates an office in Richmond, Virginia, serving clients of varying sizes, including large and midsize employers. With their extensive experience in working with self-funded employers and their strong expertise in partnering with clients and PPOs, they excel at meeting the unique needs of their diverse clientele. A notable example of their success in the Richmond area is their collaboration with JTH Tax Inc, an esteemed employer in the accounting, tax preparation, bookkeeping, and payroll services industry, boasting a workforce of 530 members. McGriff Insurance Services worked closely with the HR and finance team at JTH Tax Inc. to establish a comprehensive self-funding arrangement. This included the implementation of an HMO plan, as well as a pharmacy benefit management (PBM) and drug plan tailored specifically to meet the needs of their members. The Richmond office of McGriff Insurance Services serves a range of employer clients, including Imia Group Holdings LLC, JTH Tax Inc, Tuckahoe Holdings, and Ripley Heatwole Company Inc. Their dedication to providing exceptional services and tailored insurance solutions has earned them a strong reputation in the region. With a wide range of experience and expertise across industries, McGriff Insurance Services boasts a solid M Score, indicative of their ability to deliver quality service and meet the diverse needs of their clients. They possess strong knowledge in the management of companies and enterprises, rubber product manufacturing, and nonresidential building construction industries. The Richmond location of McGriff Insurance Services continues to demonstrate their commitment to delivering comprehensive insurance solutions and personalized support to their clients in Virginia and beyond, solidifying their position as a trusted insurance brokerage in the region.

Marsh McLennan Agency (MMA) provides business insurance, employee health & benefits, retirement, and private client insurance solutions to organizations and individuals seeking limitless possibilities. With over 9,000 colleagues and 160 offices across the United States and Canada, MMA combines the personalized service model of a local consultant with the global resources and expertise of the world’s leading professional services firm, Marsh McLennan (NYSE: MMC). MMA generates more than $2 billion in annualized revenue, making it one of the largest brokerage operations in North America.

Integrum Advisors, nestled in the heart of Washington, DC, distinguishes itself as a formidable insurance broker, specializing in comprehensive employee benefits solutions for local and regional employers. With a nuanced focus on medical and ancillary benefits, Integrum Advisors leverages its profound expertise to tailor bespoke insurance packages that cater to the unique needs of businesses in diverse sectors. This Washington, DC location of Integrum Advisors is a cornerstone of the local brokerage firm scene, committed to providing unparalleled service and strategic guidance to its clientele. A testament to their prowess, the office boasts a robust portfolio of clients, including the esteemed Ted Britt Ford Sales in the automobile dealers industry. With over 280 participants, Integrum Advisors has seamlessly navigated the intricacies of the automotive sector, solidifying their reputation as trusted advisors. What sets this office apart is its in-depth understanding of the nuances within the automobile dealers industry. The team at Integrum Advisors doesn't just offer insurance solutions; they bring a wealth of industry-specific knowledge to the table, ensuring that each client receives tailored recommendations that align with their business objectives. For employers seeking a trusted partner in navigating the intricacies of employee benefits, Integrum Advisors in Washington, DC, stands as a beacon of expertise and reliability.