managers (PBMs) and other specific pharmacy providers. One notable example of their successful collaboration is with Genesys Works National Office, an esteemed employer in the educational services sector. HUB International partnered with their HR and finance team to establish a tailored self-funding arrangement, PPO plan, and a pharmacy benefit management (PBM) program specifically designed to cater to the unique needs of their 110-member workforce. This highlights HUB International's ability to customize insurance solutions and offer specialized support to meet the specific requirements of their clients. Serving clients across Maryland, Virginia, and West Virginia, this Houston-based branch of HUB International extends its expertise to a diverse range of employers, including Acec Life/Health Insurance Trust Benefit Consortium and Genesys Works National Office. Their extensive knowledge and experience in the insurance industry, coupled with their unwavering commitment to customer satisfaction, make HUB International a trusted partner for large and midsize employers seeking comprehensive insurance and employee benefit solutions.

Who do you trust with medical, dental, disability, life and retirement programs for your employees? Since 1979, Guzzetta Benefit Services (GBS) has helped small and middle-market companies provide full-service benefit plans that help employees plan for the future. As your trusted partner in insurance and benefits, we help you manage and expand employee benefit programs as your company grows. At GBS, customer satisfaction is our top goal. That’s why hundreds of companies have trusted us with their benefits planning needs for more than 40 years.

Located in Sherman, TX, Lockton's office is a distinguished player in the insurance brokerage landscape, catering to the needs of local and regional employers with a specialized focus on medical and ancillary benefits. With a wealth of experience, Lockton stands out for its expertise in serving businesses in the accounting, tax preparation, bookkeeping, and payroll services industries. One of Lockton's notable clients, Ernst & Young US, a leader in the accounting and financial services sector based in NJ, attests to the broker's prowess. Lockton manages benefits for Ernst & Young US, boasting a substantial participant base exceeding 34,010. This impressive partnership underscores Lockton's commitment to delivering tailored solutions to industry leaders. As part of a prominent national insurance brokerage firm, Lockton's Sherman office leverages the collective strength and resources of its parent organization to provide comprehensive and innovative insurance solutions. The team at Lockton is renowned for its local insight, ensuring that businesses in Sherman and the surrounding areas receive personalized and effective insurance strategies. In a competitive landscape, Lockton in Sherman, TX, distinguishes itself through its commitment to excellence, industry-specific knowledge, and a track record of successfully navigating the intricacies of employee benefits for diverse clientele.

Commercial Bank of Texas, N.A. is a reputable local insurance broker located in Nacogdoches, Texas. With a specialization in serving midsize employers, they have established themselves as a trusted partner in the insurance industry. Notably, their office in Nacogdoches has collaborated closely with Commercial Bank of Texas, N.A., a prominent employer with 180 members in the depository credit intermediation industry. The Nacogdoches office of Commercial Bank of Texas, N.A. excels in tailoring self-funding arrangements to meet the unique needs of their clients. They have worked closely with the HR and finance team of Commercial Bank of Texas, N.A., ensuring a seamless implementation of a self-funding plan that specifically caters to their members' requirements. In addition to their work with Commercial Bank of Texas, N.A., this office services a diverse range of clients across Texas, Ohio, and Illinois. Their strong expertise in the depository credit intermediation industry positions them as one of the top brokerages in the Nacogdoches, TX market. While Commercial Bank of Texas, N.A. has garnered a positive reputation for their extensive experience and industry knowledge, it is worth noting that some customers have expressed concerns through lower reviews. Evaluating these reviews may be prudent when considering potential partnerships. For businesses seeking an insurance broker with a local presence in Nacogdoches, Texas, Commercial Bank of Texas, N.A. offers comprehensive expertise and tailored solutions that address the unique requirements of midsize employers in the depository credit intermediation industry and beyond.

Higgin Bothams Private Limited is a media production company based out of Door No. 116, Anna Salai, Chennai, Tamil Nadu, India.

Capstone Strategies, based in Midland, TX, stands out as a distinguished local brokerage firm specializing in providing insurance solutions for large employers. Their forte lies in catering to businesses within the oil and gas extraction industries, a testament to their deep-rooted understanding of regional market dynamics and specific industry needs. A key highlight of Capstone Strategies is their proven track record with significant local and regional players in these sectors. They have successfully managed comprehensive insurance plans for notable clients such as Buckeye, a prominent name in the oil and gas extraction industry, servicing over 180 participants. Another example of their expertise is evident in their dealings with Propetro Services, another major entity in the same industry, where they have adeptly handled insurance needs for a substantial workforce exceeding 2080 participants. Their prowess is not just limited to client volume but also encompasses a broad spectrum of insurance products, with a particular emphasis on medical and ancillary benefits. This specialization enables them to offer tailored solutions that align perfectly with the unique demands of large employers in the oil and gas sector. At the core of Capstone Strategies' approach is a deep-seated knowledge of the local business landscape, coupled with an agile and responsive service model. This combination ensures that they are not just insurance brokers but strategic partners who contribute significantly to their clients' operational stability and employee welfare. Their local presence in Midland, TX, further cements their role as a go-to expert in insurance solutions for businesses in the region, particularly those within the demanding and dynamic oil and gas extraction industries.

Marsh McLennan Agency (MMA) provides business insurance, employee health & benefits, retirement, and private client insurance solutions to organizations and individuals seeking limitless possibilities. With over 9,000 colleagues and 160 offices across the United States and Canada, MMA combines the personalized service model of a local consultant with the global resources and expertise of the world’s leading professional services firm, Marsh McLennan (NYSE: MMC). MMA generates more than $2 billion in annualized revenue, making it one of the largest brokerage operations in North America.

Higgin Bothams Private Limited is a media production company based out of Door No. 116, Anna Salai, Chennai, Tamil Nadu, India.

We exist to shape decisions for the better — to protect and enrich the lives of people around the world. Our colleagues provide our clients in over 120 countries and sovereignties with advice and solutions that give them the clarity and confidence to make better decisions to protect and grow their business.

TBX Employee Benefits is a highly regarded regional insurance consultant based in Plano, Texas. Renowned for their exceptional customer service and expertise, they have earned high ratings from satisfied clients. With a focus on serving large, midsize, and small employers, TBX Employee Benefits offers a comprehensive range of insurance solutions tailored to meet their clients' needs. Their office in Plano has successfully partnered with Patriot Growth Partners, a prominent employer in the insurance-related activities industry, with a membership of 720 individuals. Working closely with their HR and finance team, TBX Employee Benefits implemented a range of insurance plans including self-funding arrangements, HMO plans, PPO plans, and PBM and drug plans. This customized approach ensures that each member's unique requirements are met, providing comprehensive coverage and benefits. TBX Employee Benefits brings a wealth of experience to the table, particularly in working with self-funded employers, HMOs, and clients to optimize coverage. They have a deep understanding of the intricacies involved in these areas and are well-equipped to provide tailored solutions. With a remarkable M Score, TBX Employee Benefits boasts a wide range of expertise across various client sizes, industries, and products. Their strong industry knowledge extends to sectors such as health care and social assistance, printing and related support activities, and more. Operating across multiple states including Texas, California, North Carolina, Wisconsin, Missouri, Minnesota, and Pennsylvania, TBX Employee Benefits caters to a diverse range of clients. Notable employers they serve include Advantage ColorGraphics, Arcadia Contract, Bryan Independent School District, and Deli Management Inc. This further highlights the trust and satisfaction clients have in TBX Employee Benefits for their insurance needs.