Employee Benefit Advisors is constantly searching for value-added services to assist you in running your business. Among the services: • HR Advisor - A state-of-the-art human resources library, HR Advisor acts as an 'online HR department'​, providing the most current federal and state employment laws. The online HR library keeps our clients updated on the latest changes to Healthcare Reform and how it will impact their business. - Access to the HR Advisor is available through our web site www.EBAFL.com. If you would like access contact me. • HR & Benefit Advisory - features key articles of the most current updates to federal and state laws. • PEO Advisor – Many companies are turning to our Professional Employer Organization (PEO). This is our service to help you find, evaluate, and contract with the correct PEO. • Blog – Easy to read, short and to the point on important issues from healthcare reform, useful apps for employees to help manage care and more. You can view and subscribe to my blog via www.ebafl.com. – Use the RSS at the very top. More information is included in our web site www.ebafl.com. .

Located in Virginia, the office of HUB International is a reputable insurance broker providing exceptional services to clients across the state. One notable collaboration for this office is their successful partnership with Ideal Homes & Neighborhoods, a prominent employer in the residential building construction industry boasting 280 members. HUB International worked closely with Ideal Homes & Neighborhoods' HR and finance team to establish a tailored self-funding arrangement, PPO plan, and a customized pharmacy benefit management (PBM) and drug plan, addressing the unique needs of their members. HUB International's Virginia office caters to a diverse range of employer clients, including The Children's Center Inc, Commercial Insurance.Net, and the Grady County Jail. As a national insurance broker headquartered in Oklahoma City, Oklahoma, HUB International serves clients of varying sizes, from large corporations to midsize companies. Their extensive industry experience and expertise across residential building construction, insurance-related activities, and public administration have earned them a noteworthy M Score. One of HUB International's notable strengths lies in their proficiency in working with self-funded employers, demonstrating their ability to navigate complex insurance arrangements and optimize cost-saving strategies. Moreover, they possess a deep understanding of clients' needs in the PPO space, ensuring comprehensive coverage that aligns with member requirements. HUB International also showcases their strong familiarity with pharmacy benefit managers (PBMs) and other specialized pharmacy providers, enabling them to deliver effective solutions in the pharmaceutical domain. With a commitment to providing exceptional service and tailored insurance solutions, the Virginia office of HUB International remains a trusted partner for businesses across industries, leveraging their expertise and vast network to deliver optimal results for their clients.

Bancfirst Insurance Services, Inc. is a reputable local insurance broker headquartered in Oklahoma City, Oklahoma. With a strong focus on meeting the diverse needs of its clients, this office has demonstrated its expertise in the insurance industry. Notably, Bancfirst Insurance Services, Inc. has successfully partnered with Wolf Warehouse Inc, a prominent employer in the general freight trucking industry, to establish a tailored Health Maintenance Organization (HMO) plan that addresses the unique requirements of its 480 members. Specializing in servicing large and midsize employers, Bancfirst Insurance Services, Inc. has an extensive client portfolio that includes notable organizations like Cof Aggregate Holdings Inc, Ki Bois Community Action Foundation Inc, Wolf Warehouse Inc, and Brewer Carpet Corporate Office. Moreover, their services extend to clients across multiple states such as Illinois, Virginia, Texas, Georgia, and Louisiana, showcasing their commitment to reaching a wide range of clients. One key aspect that distinguishes Bancfirst Insurance Services, Inc. is its exceptional M Score, which is a testament to their vast experience and knowledge across various industries and client sizes. Their expertise spans across sectors such as grocery and related product merchant wholesalers, as well as the general freight trucking industry. Clients have consistently praised Bancfirst Insurance Services, Inc. for their outstanding customer service and in-depth industry expertise, further solidifying their reputation as a reliable insurance broker. With their office location in Oklahoma City and a proven track record of delivering tailored insurance solutions, Bancfirst Insurance Services, Inc. continues to serve as a trusted partner for businesses seeking comprehensive insurance coverage and exceptional client support

Bigbie HensleyJanway Insurance, situated in the heart of Oklahoma City, OK, stands out as a local brokerage firm with a profound understanding of the unique needs of regional employers. This office is particularly notable for its specialized focus on medical and ancillary benefits, catering adeptly to midsize employers. Their expertise is not just limited to a single sector; they exhibit remarkable versatility across various industries. One of the hallmarks of Bigbie HensleyJanway Insurance's service is their successful collaboration with notable clients such as Profitable Practice Transitions Corp, a prominent entity in the offices of dentists industry. This partnership is distinguished by the effective management of benefits for over 150 participants, highlighting the broker's capacity to handle substantial client demands. Similarly, their association with Kosse Partners I in the electronic and precision equipment repair and maintenance industry, based in Texas, is another testament to their capability. Managing benefits for more than 240 participants in this sector showcases their adaptability and comprehensive knowledge in diverse industrial landscapes. The team's proficiency in serving offices of dentists and the electronic and precision equipment repair and maintenance industries underlines their deep-rooted understanding of sector-specific challenges and opportunities. This insight allows them to offer tailored solutions that resonate with the needs of each client, ensuring a higher level of satisfaction and efficiency. For employers, particularly those in midsize sectors seeking a reliable and experienced insurance broker in Oklahoma City, Bigbie HensleyJanway Insurance emerges as a formidable choice. Their ability to blend local knowledge with broad industry expertise makes them a valuable partner in navigating the complex landscape of employee benefits and insurance solutions.

Cole Paine & Carlin Insurance Agency, operating from Oklahoma City, OK, is a well-established local brokerage firm with over a century of experience in the insurance industry. This rich history is marked by a commitment to service, community, integrity, tradition, and pride. At the core of their business philosophy lies a deep personal connection to their work, stemming from witnessing friends and family struggle to find adequate coverage. This empathy drives their approach to educating clients in a clear, understandable manner, ensuring that individuals are well-informed and prepared for future insurance needs. Specializing in both individual and group health insurance, along with dental and vision benefits, the agency has proven expertise in serving local and regional employers, particularly in crafting medical and ancillary benefits solutions. One of their notable clients is Coates Field Service, a prominent player in the professional, scientific, and technical services industry based in Oklahoma, with over 210 participants benefiting from their insurance services. The firm's approach to insurance is characterized by a commitment to tailor solutions to each client's unique needs and goals. They work closely with clients to anticipate challenges and address them proactively. Knowledge is deemed essential in their operations, forming the foundation for intelligent, well-considered decisions that help clients pursue their goals while protecting their future. Additionally, their team approach adds significant perspective and increased benefits to their clientele. This method ensures a comprehensive understanding of the insurance space and a commitment to the community they serve. Such an approach underpins their reputation for helping people better prepare for the future, emphasizing the importance of understanding insurance concepts in a way that is accessible to all. In summary, Cole Paine & Carlin Insurance Agency in Oklahoma City stands out for its century-long tradition of service, community involvement, and a deep-seated commitment to providing tailored insurance solutions that cater to the unique needs of each client, with a particular strength in employee benefits for local and regional businesses.