Total Benefit Systems, Inc. is a Michigan insurance agency specializing in group employee benefits and individual medical insurance. We will guide you through the process of designing a benefit package that meets your business needs and budget. Our informative employee meetings will ensure your employees understand their health insurance plans. We can help you develop the best health insurance plan for your needs!

Bell-Anderson Insurance, located in Grand Rapids, MI, stands out as a reputable local brokerage firm with a specialized focus on serving midsize employers. Their expertise is particularly notable in industries such as outpatient care centers, fruit and vegetable preserving and specialty food manufacturing, and automotive repair and maintenance. This demonstrates a versatile understanding of various sector-specific needs, especially in the realm of medical and ancillary benefits. A testament to their proficiency is their diverse clientele, which includes prominent organizations like the Lewis County Mental Health Association in the outpatient care centers industry. This Washington-based client, with over 160 participants, highlights Bell-Anderson's ability to handle complex benefit needs in healthcare settings. Another key client is Machinists in the fabricated metal product manufacturing industry, also based in Washington, with 60+ participants. This reflects their adeptness in catering to the unique requirements of manufacturing sectors. Moreover, their partnership with Natural Factors Nutritional Products in the fruit and vegetable preserving and specialty food manufacturing industry, serving 230+ participants, showcases their capacity to manage extensive benefit plans for larger employee groups. This range of clientele indicates not only a broad expertise across various industries but also an ability to provide tailored solutions for each employer's specific needs. Bell-Anderson's local and regional focus ensures that they maintain a deep understanding of the market dynamics and regulatory environment in these areas, which is invaluable for employers seeking a knowledgeable and reliable insurance partner. Their demonstrated experience with midsize employers makes them a considerable choice for businesses looking to navigate the complexities of employee benefits effectively.

The Sterling Group is a highly regarded local insurance consultant based in Sterling Heights, Michigan. With their expertise and dedication, they have established themselves as a trusted partner for large, midsize, and small employers. Their office in Sterling Heights has successfully collaborated with various clients, including Jones Lang Lasalle Americas Inc, a significant employer in the activities related to the real estate industry with 30,620 members. Working closely with the HR and finance team of Jones Lang Lasalle Americas Inc, The Sterling Group facilitated the implementation of a range of tailored insurance plans. This included setting up a self-funding arrangement, as well as designing HMO plans, PPO plans, PBM, and drug plans that precisely catered to the unique needs of their members. The Sterling Group has built a strong reputation based on their experience in working with self-funded employers and their ability to meet the specific needs of clients seeking HMO and PPO coverage. They also possess extensive knowledge of pharmacy benefit managers (PBMs) and other pharmacy providers. The clients served by The Sterling Group's Sterling Heights office encompass a diverse range of industries, including Global Educational Excellence, Michigan Institute of Urology, and Automotive Credit Corporation. Their exceptional M Score, a reflection of their extensive experience and expertise, further solidifies their standing as a preferred insurance consultant. Drawing on their profound understanding of industries such as lessors of real estate, traveler accommodation, and offices of physicians, The Sterling Group delivers comprehensive insurance solutions that address the unique challenges and requirements of their clients. Through their commitment to excellence, The Sterling Group continues to provide exceptional service to clients throughout Michigan.