Health is an established insurance broker specializing in providing comprehensive insurance solutions to clients of large and midsize employers. With their office conveniently located in West Bloomfield Township, Michigan, Health serves clients across multiple states, including Michigan, Massachusetts, and California. Their expertise spans various industries, including health practitioners, insurance, and employee benefit funds, as well as information industries. One notable example of Health's exceptional service is their successful collaboration with the Upper Peninsula Power Company, a 90-member employer operating in the electric power generation, transmission, and distribution sector. Health worked closely with the company's HR and finance teams to develop tailored insurance plans that best suited their members' unique needs. This involved setting up a self-funding arrangement, HMO plan, PPO plan, pharmacy benefit management (PBM), and drug plan. Health has extensive experience working with self-funded employers and has established strong relationships with health maintenance organizations (HMOs), preferred provider organizations (PPOs), PBMs, and other specific pharmacy providers. Their comprehensive knowledge in these areas enables them to effectively meet the diverse needs of their clients and ensure optimal coverage. With a good M Score reflecting their broad expertise, Health is known for their ability to navigate the intricacies of the insurance industry. Their commitment to providing excellent service has earned them a reputation as a reliable partner for employers seeking comprehensive insurance solutions. Notable employer clients of Health include the Board of Trustees Redwood Empire Electrical Workers Health & Welfare, Team Rehabilitation Administrative Office, Avis Ford, Ion Financial, and Mhc.

Our Philosophy: "To provide our policyholders with as near perfect protection,as near perfect service, as is humanly possible, and to do so at the lowest possible cost." We are a full-service, independent agency. Call us today at 804-746-0950 to quote your personal or business insurance needs.

Centennial Associate's Lansing, MI office stands out as a prominent insurance brokerage, particularly adept at serving midsize employers across various industries. As a larger office within a local brokerage firm, they offer a unique blend of extensive resources and personalized service. Their expertise shines in industries such as industrial machinery manufacturing, specialized freight trucking, and depository credit intermediation. Notably, Centennial Associate has a strong track record working with self-funded clients, indicating a depth of knowledge in creating customized insurance solutions that align with the specific needs and financial strategies of these companies. This capability is especially beneficial for local and regional employers seeking tailored insurance packages. The office boasts an impressive portfolio of top clients, showcasing their ability to manage complex insurance needs. For instance, Causley Trucking, a player in the specialized freight trucking industry based in Michigan, with over 130 participants, trusts Centennial Associate for their insurance needs. Similarly, Lafcu, operating in the depository credit intermediation industry and boasting over 410 participants, and Maner Costerisan & Ellis PC, a firm in the accounting, tax preparation, bookkeeping, and payroll services sector with 80+ participants, also rely on Centennial Associate's expertise. The Lansing office's ability to effectively serve such diverse and significant clients demonstrates their competence in navigating the unique challenges and requirements of various industries. This adaptability, combined with their commitment to understanding and addressing the specific needs of each client, makes Centennial Associate a reliable and valuable partner for employers seeking comprehensive insurance solutions.

Rose Street Advisors is a highly reputable local insurance consultant located in Kalamazoo, Michigan. With an impressive track record, they have established themselves as one of the top brokerages in the region. They cater to a diverse range of clients, including large, midsize, and small employers, across various industries such as health care and social assistance, fabricated metal product manufacturing, and health practitioners. One noteworthy example of their expertise is their collaboration with Beacon Specialized Living, an employer in the health care and social assistance sector with 1,310 members. Rose Street Advisors worked closely with Beacon Specialized Living's HR and finance team to develop customized insurance solutions. They successfully implemented a self-funding arrangement, along with a tailored HMO plan, PPO plan, pharmacy benefits management (PBM), and drug plan to meet the unique needs of their members. Reviews from satisfied clients highlight Rose Street Advisors' exceptional customer service and industry knowledge, which have earned them a high rating. Their profound experience with self-funded employers, HMOs, PPOs, PBMs, and other pharmacy providers allows them to deliver tailored solutions that align with their clients' requirements. The breadth of their client base is further demonstrated by their roster of notable employers, including Grace Health, Michigan Turkey Producers, and Residential Opportunities Inc. As a result of their extensive experience and expertise, Rose Street Advisors possesses one of the highest M Scores possible, affirming their ability to deliver exceptional results across client sizes, industries, and product offerings.

MFC Benefits owned by William Schoof, is a growing Employee Benefits & HR Solutions firm. Since 1986, we have assisted clients with knowledgeable benefits guidance and exemplary service. Our philosophy is passionately focused to design customer-specific insurance programs that will provide our clients with comprehensive solutions and help manage the key components of a successful employee benefit package. The MFC Benefits strength is that we can help meet any employee benefit and HR objectives by developing benefit designs to control costs and support the needs of your employees while alleviating some of the challenges of the current employee benefits environment. We will work on your behalf for commissions received from the carriers selected rather than charging consulting fees. MFC Benefits is a resource rich company that delivers tailored benefits solutions to local and national organizations. Our business and customer service practices, high level of expertise, and ability to design customer-specific programs and solutions provides our clients with comprehensive solutions to implement and manage the key components of a successful employee benefits package. We believe MFC Benefits is best qualified to proactively partner with your company to: - Evaluate, design, and deliver coverage alternatives. - Achieve the most effective access to insurance carriers. - Educate your employees regarding benefits and utilization. * Assist in enrollments and employee coverage changes. * Assist your HR with employee communication. * Help keep your HR up to date on Health Reform changes effecting your employee offerings. - Effectively communicate and increase employee knowledge and overall satisfaction.