Total Benefit Systems, Inc. is a Michigan insurance agency specializing in group employee benefits and individual medical insurance. We will guide you through the process of designing a benefit package that meets your business needs and budget. Our informative employee meetings will ensure your employees understand their health insurance plans. We can help you develop the best health insurance plan for your needs!

Wilshire Benefits Group, situated in Troy, MI, stands out as a reputable insurance broker, specializing in providing tailored solutions for employer benefits. With a robust track record, this office location is adept at servicing a diverse clientele, particularly excelling in supporting self-funded clients and catering to the needs of local and regional employers. One notable strength lies in their demonstrated expertise across various nondepository credit intermediation industries. This proficiency is exemplified through their successful partnership with Towne Mortgage Company Dba Americu Mortgage Towne Mortgage Company, a key player in the nondepository credit intermediation sector in Michigan, boasting over 280 participants. Such strategic collaborations underscore the broker's deep understanding of the unique challenges and nuances within specific industries. Affiliated with a local brokerage firm, Wilshire Benefits Group brings a localized approach to their services, ensuring a nuanced understanding of the region's business landscape. Their experience extends seamlessly to midsize employers, showcasing a versatile skill set that aligns with the dynamic needs of businesses in this category. In evaluating this office location, employers can rely on Wilshire Benefits Group's proven proficiency, client-focused approach, and a successful track record in navigating the complexities of employer benefits within the vibrant business environment of Troy, MI.

Bris Employee Benefit Solutions in Detroit, MI, stands out as a comprehensive insurance brokerage, specializing in delivering tailored solutions for a wide spectrum of employer sizes, from small to large businesses. This large office is particularly skilled in managing the complex needs of self-funded clients, offering deep insights into critical aspects such as stop loss, limits, pharmacy costs, and broader HR consulting services. Their expertise extends across diverse industries, including motor vehicle parts manufacturing, plastics product manufacturing, and steel product manufacturing from purchased steel. This breadth of knowledge allows them to cater to the unique challenges and opportunities within these sectors. The Detroit office has been instrumental in servicing prominent local clients, demonstrating their capacity to handle sizable and intricate employee benefits programs. Key clients include American Plastic Toys in the plastics product manufacturing industry, with over 90 participants, highlighting their proficiency in medium-scale operations. They also cater to larger entities like Bmw Kar Wash Dba Jax Kar Wash in the oilseed and grain farming industry, with more than 190 participants, and Conti Services in the management of companies and enterprises sector, supporting over 460 participants. These collaborations illustrate their versatility and capability to address varied client needs effectively. As part of a local brokerage firm, Bris Employee Benefit Solutions brings a personalized touch to their services, combining local market understanding with a broad spectrum of industry knowledge. Their adaptability to work with employers of all sizes, coupled with their extensive experience in various industries, makes them a valuable partner for businesses seeking comprehensive and customized employee benefit solutions.

Joseph Aiello & Associates in Detroit, MI, boasts a robust and expansive office, positioning itself as a go-to insurance broker for employer benefits buyers. With a diverse portfolio of clients, this larger office has garnered significant expertise in catering to the unique needs of midsize, large, and small employers. Their extensive experience extends across industries, particularly excelling in motor vehicle parts manufacturing and petroleum and coal products manufacturing. A standout feature of this brokerage is their proficiency in working with self-funded clients, making them an invaluable resource for comprehending stop loss, limits, pharmacy costs, and other HR consulting aspects. Their knowledge is not confined to theory; Joseph Aiello & Associates has demonstrated practical expertise through successful collaborations with notable clients such as Elringklinger Automotive Manufacturing, Metalworking Lubricants Company, and Elringklinger Usa. These partnerships underscore their adeptness in navigating the intricacies of various sectors, ranging from automotive manufacturing to petroleum and coal products. Affiliated with a local brokerage firm, this office embodies a commitment to the community while leveraging the collective strength of a larger network. Employers evaluating this location can rely on Joseph Aiello & Associates for tailored solutions, backed by a wealth of experience, industry-specific insight, and a proven track record of delivering insurance solutions that meet the unique needs of businesses in Detroit, MI.

Wilshire Benefits Group is a reputable insurance broker located in Troy, Michigan. With a focus on delivering exceptional service and tailored solutions, they have built a solid reputation in the industry. Their expertise lies in working with self-funded employers, providing them with comprehensive solutions to meet their unique needs. Additionally, Wilshire Benefits Group has extensive experience collaborating with HMOs and PPOs, ensuring that clients receive the best possible coverage options. One standout example of their work is their partnership with The Care Team, a prominent employer in the home health care services industry. Wilshire Benefits Group worked closely with their HR and finance team to establish a self-funding arrangement, along with a customized HMO plan, PPO plan, PBM, and drug plan tailored specifically to the needs of The Care Team's 380 members. This successful collaboration highlights their ability to understand and address the specific requirements of their clients. Wilshire Benefits Group's client portfolio includes a diverse range of employers, from large corporations like 365 Retail Markets and Delaco Steel to smaller companies like Great Lakes Home Care LLC and Mayco International. They serve clients not only in Michigan but also in Missouri and Georgia, expanding their reach and impact. With their wealth of experience and expertise, Wilshire Benefits Group has garnered an impressive reputation within the industry. They consistently receive high ratings from clients, attributed to their exceptional customer service and in-depth knowledge. Their strong expertise extends to various industries, including offices of physicians, management, scientific and technical consulting services, and plastics product manufacturing. Wilshire Benefits Group's commitment to delivering top-notch insurance solutions has earned them one of the highest M Scores possible, further highlighting their excellence and versatility.

NFP is a leading insurance broker and consultant providing specialized property and casualty, corporate benefits, retirement, and individual solutions through its licensed subsidiaries and affiliates. NFP enables client success through the expertise of over 7,400 global employees, investments in innovative technologies, and enduring relationships with highly rated insurers, vendors, and financial institutions. NFP is the 5th largest benefits broker by global revenue, 5th best place to work in insurance and 6th largest US-based privately owned broker (Business Insurance); 9th commercial lines agency by P&C commercial lines revenue and 10th largest property and casualty agency (Insurance Journal); and 12th largest global insurance broker (Best’s Review).

Great people are hard to find and harder to keep. The success of your company rides on the shoulders of your workforce, so naturally, you want the best. But, in an intensely competitive marketplace, winning and retaining high-caliber people is harder than ever. The truth is, exceptionally talented professionals deserve world-class compensation and benefits. At LoVasco, we exist to help you offer them your best. Together, we'll design, develop, and deploy total rewards strategies that prove your company is the place for employees to thrive. Disclosure: • Securities and Investment Advisory Services Offered Through M Holdings Securities, Inc., A Registered Broker/Dealer and Investment Advisor, Member FINRA/SIPC., LoVasco Consulting Group is independently owned and operated. • Third-party posts found on this profile do not reflect the views of M Holdings Securities, Inc. nor its Associated Persons/ Affiliates, and have not been reviewed by M Holding Securities as to accuracy or completeness. • This material and the opinions voiced are for general information only and are not intended to provide specific advice or recommendations for any individual. To determine what is appropriate for you, please contact us directly or consult another qualified professional. • The testimonials/ recommendations used do not pertain to the provision of investment advisory services, may not be representative of the experiences of other clients, and are not indicative of future performance or success. • California Insurance License#0I92441

Macqueen & Associates, a local insurance consultant headquartered in Berkley, Michigan, is dedicated to serving large and midsize employers. With a strong emphasis on client satisfaction, they possess extensive experience in working with HMOs and PPOs to meet the unique needs of their clients. A notable example of their expertise in this office location is their partnership with the Board of Trustees, Iron Workers Local No. 25, an employer with 2020 members in the nonresidential building construction industry. Macqueen & Associates collaborated closely with their HR and finance team to design a comprehensive HMO plan, as well as a customized PBM and drug plan tailored to the specific requirements of the members. This showcases their ability to provide specialized insurance solutions that prioritize the well-being of the insured individuals. Macqueen & Associates stands out with their exceptional M Score, one of the highest possible. This rating reflects their vast experience and expertise across different client sizes, industries, and products. Their deep understanding of the insurance landscape enables them to deliver comprehensive coverage and valuable insights to their clients. With a strong focus on building equipment contractors, business and professional organizations, as well as insurance and employee benefit funds, Macqueen & Associates boasts a broad range of industry expertise. Their office in Berkley, Michigan, caters to clients in the state as well as in West Virginia. Among their esteemed employer clients in this location are the Board of Trustees Michiana Electrical Workers Health & Welfare Fund, Board of Trustees Ibew Local 17 Health and Welfare Fund, Board of Trustees Iuoe Local 324 Health & Welfare Fund, and Board of Trustees of The Ua Local Union No. 51 Health & Welfare Plan. In conclusion, Macqueen & Associates is a highly regarded local insurance consultant based in Berkley, Michigan, specializing in serving large and midsize employers. Their strong experience with HMOs and PPOs, coupled with their commitment to delivering tailored insurance solutions, distinguishes them in the industry. With a diverse range of expertise spanning multiple industries, Macqueen & Associates is a trusted partner for businesses seeking comprehensive and customized insurance coverage.

Swanson-Phillips & Associates has a reputation for excellence in the products and services we offer. We provide a full range of employee benefits and insurance products from A rated carriers. We are a leading producer for the top health insurance carriers in West Michigan. Blue Cross Blue Shield has consistently recognized us as a “Preferred” producing agent and Priority Health annually recognizes us among their “Elite” agent status. These accolades are only given to the top 10% of licensed agents in the state and come with priority servicing privileges which allow us to serve our clients more efficiently. In addition to our own professional staff and value-added services, our firm is able to provide a wealth of resources to our clients through prestigious national affiliations. Swanson-Phillips & Associates uses three core principles to manage your employee benefits plans: we provide professional value-added services based on strategic planning, five-star service and cutting-edge technology.