At Risk Strategies, we help our clients protect those things that matter most to them. We help them see the way forward in a complex world with specialty insight, practical advice, and custom insurance with a vast network of specialists in Property & Casualty, Employee Benefits, Private Client, as well as Consulting Services and Financial and Wealth Management solutions. We are a different kind of insurance brokerage – bringing a strategic, holistic, specialist approach to our clients, so they can face the future with confidence. We are the 9th largest privately held insurance broker in the US with over 30 specialty practices, 150+ locations, and 4,300 team members (and counting!). We love what we do, and it shows. We’ve been recognized as a 'best place to work' for many years running, and we’re excited about our future.

Group Benefit Services, Inc., located in Baltimore, MD, stands as a prominent insurance broker in the region, operating from a spacious and dynamic office. With a strong focus on serving local and regional employers, this larger office has cultivated valuable expertise, particularly excelling in catering to the unique needs of self-funded clients. Distinguishing itself with a diverse portfolio, Group Benefit Services, Inc. has successfully collaborated with an array of industries. Notable clients include Big Steaks Management in the restaurant sector with over 110 participants, Chesapeake Employers' Insurance Company in the insurance carriers industry boasting 250+ participants, and Homecare Maryland in home health care services with a substantial workforce of 70+ individuals. What sets this broker apart is its comprehensive understanding of various industries, including foundation, structure, and building exterior contractors, grocery and related product merchant wholesalers, and home health care services. Affiliated with a local brokerage firm, Group Benefit Services, Inc. brings forth a wealth of experience, particularly demonstrating a keen understanding of midsize and small employers' distinctive needs. With a proven track record, this office is poised to provide tailored and effective insurance solutions for employers seeking reliable and strategic benefits partnerships in the Baltimore area.

Financial Benefit Services in Washington, DC, stands as a formidable insurance broker, strategically positioned within a larger office. With a robust focus on employer benefits, this branch boasts extensive experience in catering to the needs of local and regional employers. Their proficiency spans various industries, including employment services, educational services, and nursing and residential care facilities. One notable aspect of Financial Benefit Services is their affiliation with a regional insurance broker firm, providing clients with the assurance of broader resources and expertise. Demonstrating adaptability, this broker excels in serving both midsize and small employers, showcasing a versatile skill set that aligns with the diverse needs of businesses. The office's clientele includes prominent names such as Carlos Rosario International Public Charter School, an educational services institution in DC with over 140 participants; Davis Long Term Care Group, a nursing and residential care facilities provider in ME with 310+ participants; and Leisure World of Maryland Corporation, engaged in activities related to real estate in MD with a participant count exceeding 200. Financial Benefit Services distinguishes itself not only through its impressive client portfolio but also through its nuanced understanding of medical and ancillary benefits. For employers seeking a reliable partner in navigating the complexities of insurance, this Washington, DC office emerges as a compelling choice.

The Avon-Dixon Insurance Agency is a full-service insurance agency with a rich history dating back to 1850. Our independent agents have developed strong relationships with multiple insurance carriers allowing our agents to compare coverage and pricing to find you the best insurance policies at the best rate.

Partners Together - Endless Possibilities Hilb Group provides the resources of a big insurance broker and the attentive, personal service of a small agency. Our people are our greatest strength. Our values of trust, passion, integrity and growth drive our actions to benefit every client. Managing Risk Your risk profile doesn’t matter – Hilb paints a very wide portrait. We have more than 30 industry specialties, which gives our clients and brokers a unique advantage. We form enduring partnerships to get the best results every time, and work with the top insurers to provide a huge range of high-quality choices, matched exactly to your needs. About Hilb Group Founded in 2009, Hilb Group is a Top 25 middle market independent insurance broker. Hilb Group offers expertise in property & casualty, employee benefits, and retirement services to business and individuals throughout the nation.

In life and in business, evolution is inevitable. Ignoring this would mean that we would still have rotary phones, manual transmissions, and the daily newspaper. We do not have rotary phones, manual transmissions, or the daily newspaper and our clients don’t either. We have wireless communications, fast cars, and smartphones. We take this same mentality to an industry that is littered with outdated technology and underperforming competition. We provide a truly unique approach to managing benefits in the 21st century. We bring together all things employee benefits - technology, service, compliance, and strategy. The outcome is a unique experience that reduces the burden of administration on Human Resources and allows an organization to focus on what truly matters…growth.

Marsh McLennan Agency (MMA) provides business insurance, employee health & benefits, retirement, and private client insurance solutions to organizations and individuals seeking limitless possibilities. With over 9,000 colleagues and 160 offices across the United States and Canada, MMA combines the personalized service model of a local consultant with the global resources and expertise of the world’s leading professional services firm, Marsh McLennan (NYSE: MMC). MMA generates more than $2 billion in annualized revenue, making it one of the largest brokerage operations in North America.

RCM&D's Cleveland office, a formidable presence in the insurance brokerage landscape, specializes in serving local and regional employers with a keen focus on delivering comprehensive medical and ancillary benefits. With a deep-rooted understanding of the needs of businesses in Cleveland, this office is a trusted partner for employers seeking tailored insurance solutions. One of the standout qualities of RCM&D Cleveland is their impressive track record, exemplified by successful collaborations with notable clients such as Geo Specialty Chemicals. This prominent player in the chemical product and preparation manufacturing industry, headquartered in Illinois, relies on RCM&D for its benefits program catering to over 370 participants. This noteworthy association underscores the office's prowess in catering to diverse industries, solidifying their reputation as a reliable partner in employee benefits. Being an integral part of a regional insurance broker firm, RCM&D Cleveland combines local expertise with the resources of a larger network, providing clients with a unique advantage. The office is committed to delivering value-driven solutions, leveraging their experience to navigate the complexities of the insurance landscape for the benefit of their clients. In the heart of Cleveland, RCM&D stands as a beacon of insurance excellence, offering unparalleled service and expertise to employers seeking robust and tailored benefits packages.

Risk is a good thing. America was built by risk takers and you deserve to know you have a trusted risk management and insurance partner protecting you along your journey. We are committed to provide in-depth solutions for personal, farm and ranch, commercial insurance, and employee benefits. When you work with Blue Ridge Risk Partners we market your plan to multiple carriers to ensure you receive the best price and coverage in our network. You will be given a dedicated client services team that will serve as your guide to all the resources you need to make your company thrive. And while we do our best to mitigate risk, accidents do happen. Our dedicated claims department is here to handle all of your claims. Blue Ridge Risk Partners was founded in 2020 by three of the Mid-Atlantic region’s most established, respected, and thriving insurance agencies: Keller Stonebraker Insurance, Jim Lively Insurance, and Dyer Insurance Group. These three independent insurance agencies have lengthy track records of success and dedicated support to the communities they operate within. Each founding agency contributes unique capabilities and resources to Blue Ridge’s mission of delivering superior value by tailoring proactive insurance and risk management solutions to meet each of our client’s specific needs. We provide our clients tailored solutions, expert guidance, and industry-leading resources to meet their risk management and insurance needs. With an emphasis on integrity and excellence in service and while placing our clients' wishes and expectations as our highest priority, we strive to protect their businesses, employees, and families by creating proactive strategies today for tomorrow's needed solutions. With 21 offices and counting, licensed in 36 states and hundreds of carrier of options, Blue Ridge Risk Partners can provide solutions for nearly all of your insurance needs.

The Capital Group in Washington, DC, emerges as a prominent insurance broker, boasting a very large office and serving as a comprehensive resource for employer benefits. With a substantial focus on self-funded clients, this office offers valuable insights into stop-loss and limits, along with expertise in pharmacy costs and other HR consulting services. This Washington, DC location showcases its versatility through successful collaborations with top-tier clients, including Atlas Research in management, scientific, and technical consulting services, the Center For Nonprofit Advancement in educational services, and Dynamic Concepts in the telecommunications industry. These partnerships, with participant numbers ranging from 120 to an impressive 1340+, underscore The Capital Group's ability to navigate diverse sectors and cater to businesses of varying sizes. As part of a local brokerage firm, The Capital Group brings a localized touch to their service, ensuring a nuanced understanding of the Washington, DC business landscape. Their significant experience spans midsize, large, and small employers, demonstrating a commitment to tailoring solutions to meet the distinctive needs of businesses across the spectrum. Employers in the Washington, DC area can rely on The Capital Group's expertise across computer systems design and related services, management, scientific, and technical consulting services, as well as architectural, engineering, and related services industries for comprehensive and customized benefits solutions.