Full service insurance brokerage, helping our clients design and implement progressive and scalable insurance programs that help contain costs, provide exceptional benefits and properly inform employees about their wonderful benefit programs.

Golden & Cohen has been rated one of the top health benefits consulting companies in the Washington, D.C. metropolitan area for years because we provide access to the full spectrum of insurance products available in the marketplace today. We know that the relationship between an insurance broker and client is based entirely on trust and encourage our clients to consider these questions: Do you believe the broker has recommended the plan that really is the best for your business? Can you be sure the broker has negotiated the very best deal possible? And are you comfortable that the broker is providing you with accurate information on products for your company? Let us begin earning your trust today by calling for options and quotes: 866-330-0195. Here’s to your good health! • Stephanie Cohen, CEO: stephanie@golden-cohen.com • Scott Golden, CFO: scott@golden-cohen.com • Jack Cohen, COO: jack@golden-cohen.com

Educators Benefit Services, located in Baltimore, MD, is a prominent insurance broker with a robust presence in the region. As a larger office, they offer a wealth of experience and expertise in catering to the unique needs of local and regional employers, specializing in medical and ancillary benefits. With a diverse clientele, Educators Benefit Services has successfully served various organizations, including Aims Benefit Trust, Stone Ridge School of the Sacred Heart, and The Key School, all within the educational services industry in Maryland. These clients, with participant numbers ranging from 130 to over 1360, attest to the broker's ability to tailor solutions to meet different organizational sizes. Educators Benefit Services excels not only in the educational services sector but also in other industries, such as religious, grantmaking, civic, professional, and similar organizations. This broad expertise makes them a versatile choice for employers across different sectors. Part of a local brokerage firm, this office has a proven track record of working with both midsize and large employers, showcasing their adaptability and capability to handle diverse client needs. Their commitment to providing comprehensive insurance solutions and their deep knowledge of the local and regional market make them a valuable partner for employers seeking effective benefits packages.

Partners Together - Endless Possibilities Hilb Group provides the resources of a big insurance broker and the attentive, personal service of a small agency. Our people are our greatest strength. Our values of trust, passion, integrity and growth drive our actions to benefit every client. Managing Risk Your risk profile doesn’t matter – Hilb paints a very wide portrait. We have more than 30 industry specialties, which gives our clients and brokers a unique advantage. We form enduring partnerships to get the best results every time, and work with the top insurers to provide a huge range of high-quality choices, matched exactly to your needs. About Hilb Group Founded in 2009, Hilb Group is a Top 25 middle market independent insurance broker. Hilb Group offers expertise in property & casualty, employee benefits, and retirement services to business and individuals throughout the nation.

Mid Atlantic Benefits Group, LLC. is a highly regarded local insurance consultant with an impressive track record of serving clients across Maryland, Virginia, District of Columbia, Delaware, Pennsylvania, North Carolina, and New Jersey. Renowned for their exceptional customer service and industry expertise, they have received rave reviews from satisfied clients. One notable success story from their Havre De Grace, Maryland office is their collaboration with SBG Technology Solutions, a prominent employer in the architectural, engineering, and related services industry. Mid Atlantic Benefits Group, LLC. worked closely with SBG Technology Solutions' HR and finance team to develop a comprehensive insurance package tailored to the unique needs of their 100 members. This included a self-funding arrangement, HMO plan, PPO plan, as well as a specialized pharmacy benefit management (PBM) and drug plan. With a diverse portfolio of clients, Mid Atlantic Benefits Group, LLC. has established itself as a trusted partner for large, midsize, and small employers alike. Their extensive experience across various industries, including computer systems design and related services, services (except public administration), and professional, scientific, and technical services, has positioned them as experts in the field. What sets Mid Atlantic Benefits Group, LLC. apart is their exceptional knowledge and expertise in serving self-funded clients. They excel in designing HMO plans, collaborating with PPOs to address member needs, and carving out drug and pharmacy plans. Their comprehensive understanding of these areas makes them a preferred choice for clients seeking tailored insurance solutions. With an impressive M Score, reflecting their extensive experience across different client sizes, industries, and products, Mid Atlantic Benefits Group, LLC. is committed to providing the highest level of service and expertise to their valued clients. Their Havre De Grace, Maryland office proudly serves employer clients such as Abs Southeast LLC, Anchor Construction Corporation, Cava Group Inc, and Colonial Parking, among others.

McGriff Insurance Services, a reputable national insurance broker, operates an office in Frederick, Maryland. With a proven track record of serving large and midsize employers, McGriff Insurance Services has gained valuable experience in working with self-funded clients and delivering tailored solutions to meet their unique needs. The Frederick office of McGriff Insurance Services stands out through its collaboration with SMC Concrete Construction Inc., a prominent employer in the heavy and civil engineering construction industry with 130 employees. By closely partnering with the HR and finance team at SMC Concrete Construction Inc., McGriff Insurance Services successfully established a comprehensive HMO plan, as well as a PBM and drug plan specifically designed to cater to the distinct requirements of their members. McGriff Insurance Services boasts a diverse portfolio of employer clients, including Decisive Communications Inc., Signature Collision Centers LLC, Martins Caterers, and Miles & Stockbridge. This location serves clients throughout Maryland, providing them with comprehensive insurance coverage and expert guidance. With a wide range of industry expertise, McGriff Insurance Services excels in supporting businesses across various sectors. Notably, they possess strong proficiency in legal services, special food services, and personal care services industries. This extensive knowledge and experience have contributed to their favorable M Score, reflecting their ability to deliver exceptional service and tailored insurance solutions to clients of different sizes and industries. As a national insurance broker, McGriff Insurance Services remains committed to serving the insurance needs of businesses in Maryland and beyond. The Frederick office is dedicated to providing high-quality coverage options, personalized service, and industry-leading expertise to ensure that clients receive optimal protection and support.

We exist to shape decisions for the better — to protect and enrich the lives of people around the world. Our colleagues provide our clients in over 120 countries and sovereignties with advice and solutions that give them the clarity and confidence to make better decisions to protect and grow their business.

Comprehensive Benefits Planning, Inc. helps employers with their unique challenges to attract and retain employees essential to the growth of their business. Unlike other brokers that only promise good service, CBP consistently stands by our foundation of "service first" by providing senior level support personnel with experience in the employee benefits field.

Insurance Associates, a reputable local insurance broker situated in Rockville, Maryland, offers comprehensive insurance solutions to clients in the region. Their expertise is exemplified through their successful partnership with The Epilepsy Foundation of America, a notable employer in the services industry. Collaborating closely with the HR and finance team, Insurance Associates developed a self-funding arrangement, as well as a specialized pharmacy benefits management (PBM) and drug plan, tailored to meet the unique needs of the foundation's members. With a focus on serving midsize employers, Insurance Associates has garnered extensive experience in working with self-funded organizations. Their deep understanding of the intricacies involved in self-funding enables them to provide effective guidance and customized insurance solutions to their clients. Located in Rockville, Maryland, Insurance Associates has established strong relationships with a diverse range of midsize employers in the region. Some of their esteemed clients include Electronic Instrumentation & Technology LLC and The Epilepsy Foundation of America. Insurance Associates' areas of expertise extend to the services industry, encompassing a broad range of businesses and organizations. They also possess comprehensive knowledge in electrical equipment and component manufacturing, further enhancing their ability to address the unique insurance requirements of their clients in these sectors. Recognized for their commitment to customer service and industry expertise, Insurance Associates consistently receives high ratings and positive reviews from their clients. This further underscores their dedication to delivering exceptional service and tailored insurance coverage that meets the specific needs of their clients in the Maryland and Virginia areas.