HR Benefits Services is an employee benefits, consulting, and brokerage firm. With over 25 years of experience, our clients rely on our expertise in designing, implementing, and managing customized employee benefits programs. Our approach to business is to understand the needs and constraints of our clients. We strive to respond with innovative and carefully crafted solutions. Our strategy is not to sell insurance, but rather to partner with companies’ leadership teams to bring forth solutions that will ultimately reduce costs, improve profits, reduce risk and keep you competitive. Today’s legislative and economic environment requires employers to be more proactive, versatile, and compliant with hundreds of regulations that impact their business. Presently, businesses have been forced to run leaner operations with constant pricing pressures and reduced margins. Healthcare costs and employment litigation are on the rise. This is where we come in. We strive in implementing innovative insurance products that reduce costs and help you and your employees navigate through the complexities of the healthcare Industry. As a unique feature and added value, our in-house experts in human resources and employment law offer services for employee retention, compliance, payroll, recruiting, and much more. Allow us the opportunity to conduct a complimentary analysis and provide the tools that will help you meet business goals and budget.

We are a unique and innovative retail risk management and employee benefits insurance brokerage and consulting firm founded in San Francisco, California, in 2007 with offices and leadership across the country. EPIC Insurance Brokers & Consultants has a depth of industry expertise across key lines of insurance, including risk management, property and casualty, employee benefits, unique specialty program insurance and private client services. Check out our other links for all things EPIC: https://linktr.ee/epicbrokers.

Marsh McLennan Agency (MMA) provides business insurance, employee health & benefits, retirement, and private client insurance solutions to organizations and individuals seeking limitless possibilities. With over 9,000 colleagues and 160 offices across the United States and Canada, MMA combines the personalized service model of a local consultant with the global resources and expertise of the world’s leading professional services firm, Marsh McLennan (NYSE: MMC). MMA generates more than $2 billion in annualized revenue, making it one of the largest brokerage operations in North America.

Located in the vibrant business hub of Miami, FL, IRM | International Reinsurance Managers, LLC distinguishes itself as a prominent insurance broker, specializing in comprehensive employer benefits solutions. With a strategic focus on medical and ancillary benefits, this office showcases a wealth of expertise tailored to meet the unique needs of both local and regional employers. Boasting an impressive portfolio, IRM has successfully partnered with renowned companies such as Amgen, a pharmaceutical and medicine manufacturing giant based in CA, with a participant count exceeding 2560. Additionally, they've forged successful collaborations with Auro Pr, another key player in the pharmaceutical and medicine manufacturing industry based in PR, and Caribbean Restaurants within the professional, scientific, and technical services sector in PR, each with participant counts of 330+ and 870+, respectively. IRM's proficiency extends beyond specific industries, demonstrating exceptional competence in pharmaceutical and medicine manufacturing as well as insurance carriers. As a vital component of a local brokerage firm, this office leverages its local insights and connections to deliver tailored solutions. Their track record speaks volumes, illustrating their adeptness in handling the diverse needs of large employers. With a commitment to excellence, IRM | International Reinsurance Managers, LLC in Miami, FL, stands as a trusted partner in navigating the complex landscape of employer benefits.

We exist to shape decisions for the better — to protect and enrich the lives of people around the world. Our colleagues provide our clients in over 120 countries and sovereignties with advice and solutions that give them the clarity and confidence to make better decisions to protect and grow their business.

Agents Marketing Group was founded in 2001 by the late Robert H. Kilian, II. He had the vision to create a “boutique-style” employee benefits consulting agency that would provide top-notch service and expertise to a limited amount of brokers. Today, Agents Marketing Group is a premier General Agency that offers world-class service and expertise to over 80 agents and over 1300 group clients.   AMG prides itself by providing our agents with expert analysis and case strategy. Our objective is to ensure our clients have the best possible employer benefits solution. We also offer our clients the most up-to-date information on healthcare technology, regulatory changes, and the market leader in Self-Funding plans.   Our benefits team comprises talented individuals with many years of experience in health, life, ancillary, and disability insurance. Let AMG help you maximize your employee benefits package by attracting and retaining the best employees for your business.

Blodgett & Associates is a reputable local insurance broker located in Boca Raton, Florida. With a focus on serving midsize employers across the state, they have developed strong expertise in specialized design services and nondepository credit intermediation industries. Their commitment to providing tailored insurance solutions is evident in their work with BBC International, a prominent employer in the specialized design services sector. Blodgett & Associates collaborated closely with BBC International's HR and finance team to establish a comprehensive suite of insurance plans. They designed a PPO plan, pharmacy benefit management (PBM) services, and a customized drug plan to meet the unique needs of BBC International's 130 members. By leveraging their industry knowledge and attention to detail, Blodgett & Associates ensured that their client received optimal coverage and benefits. The Boca Raton office of Blodgett & Associates extends its exceptional services to a diverse range of employer clients, including notable organizations such as Service Finance Company LLC. Their ability to cater to the insurance needs of midsize employers in various industries sets them apart as a trusted partner in the insurance brokerage field. Blodgett & Associates' dedication to delivering specialized insurance solutions has solidified their reputation as a reliable insurance broker. Their understanding of the specialized design services and nondepository credit intermediation industries enables them to navigate the specific challenges and risks faced by employers in these sectors. With a client-focused approach and a strong presence across Florida, Blodgett & Associates continues to offer comprehensive insurance solutions that meet the unique needs of their midsize employer clients, establishing themselves as a leading insurance brokerage in the region.

Sapoznick Insurance is a reputable regional insurance consultant situated in North Miami Beach, Florida. With an impressive track record in the insurance industry, this office has established itself as a trusted partner for a diverse range of clients. One notable example is their successful collaboration with Adonel Concrete Pumping & Finishing of South Florida Inc, a prominent employer in the foundation, structure, and building exterior contractors industry. Sapoznick Insurance worked closely with Adonel's HR and finance team to develop a tailored insurance solution that perfectly suited the needs of their 220-member workforce. This involved setting up a comprehensive self-funding arrangement, along with a meticulously designed HMO plan, PPO plan, PBM, and drug plan. The firm's extensive experience working with self-funded employers, expertise in HMO plan design models, and adeptness in collaborating with clients and PPOs to meet member requirements played a pivotal role in this successful partnership. Notably, Sapoznick Insurance caters to clients of all sizes, from large corporations to midsize and small businesses. Their diverse portfolio includes esteemed employers such as Ad1 Wholesale LLC, Balise Motor Sales Company, CMZ Enterprises Inc, and the Early Learning Coalition of Miami-Dade/Monroe. Operating across multiple states including Florida, New Jersey, Massachusetts, Utah, California, and Georgia, Sapoznick Insurance has demonstrated its ability to serve clients nationwide. Thanks to their extensive experience and expertise in various industries and products, Sapoznick Insurance has achieved one of the highest M Scores attainable. Their profound knowledge spans across automobile dealers, educational services, health care, and social assistance sectors, ensuring that clients receive unparalleled insurance solutions tailored to their specific needs. With a dedication to exceptional service and a commitment to understanding and meeting client requirements, Sapoznick Insurance continues to be a leading insurance broker in the region.

Eskra And Associates Inc., nestled in the vibrant business landscape of Miami, FL, stands as a formidable insurance broker, specializing in delivering tailored solutions to employers seeking comprehensive benefits packages. Boasting a rich tapestry of experience, this office has honed its expertise across diverse industries, with a notable focus on architectural, engineering, and related services, services to buildings and dwellings, and depository credit intermediation. What sets Eskra And Associates apart is their adept handling of self-funded clients, offering invaluable support to local and regional employers. Their clientele includes esteemed entities such as Geosyntec Consultants, Mastec, and Ocean Bank, with participant numbers ranging from 150 to 250+, attesting to their ability to cater to businesses of varying sizes. These success stories underscore the broker's proficiency in navigating the intricacies of different industries, ensuring that each client receives bespoke solutions aligned with their unique needs. As a proud member of a local brokerage firm, Eskra And Associates brings a localized touch to their services. This office, specifically, has demonstrated a keen understanding of midsize employers, exemplifying their commitment to meeting the nuanced demands of this market segment. In the competitive landscape of employer benefits, Eskra And Associates Inc. in Miami stands as a reliable partner, ready to navigate the intricacies of insurance solutions for businesses large and small.